401(k) · DOL Form 5500 · 2022

L & N Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$29M
Total assets Below avg plan size
280
Participants Below avg headcount
82nd
Percentile by assets National rank
$102,338
Avg per participant Below avg balance/head
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Official DOL plan name: L & N Federal Credit Union 401(k) Plan and Trust · Sponsored by L & N Federal Credit Union · Kentucky · Finance & Insurance

$29M in assets, 280 participants

L & N Federal Credit Union's L & N Federal Credit Union 401(k) Plan and Trust reported $29M in total assets and 280 participants in its 2022 DOL Form 5500 filing, ranking in the 82nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,614 in Finance & Insurance (9,261 peers)

Coverage in Kentucky

L & N Federal Credit Union 401(k) Plan and Trust covers 280 participants in Kentucky, about 43% of the average Kentucky filer (state average ~647 per filing). Assets: $29M.

#6,614
in Finance & Insurance (9,261 peers)
-12.8%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

L & N Federal Credit Union 401(k) Plan and Trust's outsized position by total assets

L & N Federal Credit Union 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$28,654,738 Top 18% higher than 82% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

L & N Federal Credit Union 401(k) Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. L & N Federal Credit Union 401(k) Plan and Trust sits mid-pack in the medium band (280 participants).

Plan-year Form 5500 strip

Filing strip 610508496 · L & N Federal Credit Union PY 2022 · 401(k)

L & N Federal Credit Union 401(k) Plan and Trust · $29M · 280 · 82nd

  • IND $29M
  • IND 280
  • IND 82nd
  • IND 401(k)
  • IND near Avports LLC 401(k) Plan
  • IND ind #6614

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Kentucky →

L & N Federal Credit Union 401(k) Plan and Trust in the asset neighbourhood

Featherlite Exiss Sooner 401(k) Retirement PlanFeatherlite Exiss Sooner 401…$29ML & N Federal Credit Union 401(k) Plan and TrustL & N Federal Credit Union 4…$29MAvports LLC 401(k) Plan$29MFlaster/Greenberg P. C. Profit Sharing PlanFlaster/Greenberg P. C. Prof…$29MCollins Medical Associates 2, P. C. 401(k) PlanCollins Medical Associates 2…$29M
End-of-year total assets ($M) among L & N Federal Credit Union 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Kentucky filing particulars

Total Assets (Beginning of Year)$33M
Net Assets (End of Year)$29M
Net Income-$4M
Employer EIN610508496
Plan Effective Date1992-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (L & N Federal Credit Union)

Sponsor-wide plan assets over time

All L & N Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$36M 24.434629274921306% vs 2022
2024 filing year
$25M$30M$35M$40M 202220232024 $28.7M $35.7M ▲ +24.5%
Year Plans Participants Total Assets
2022 1 280 $29M
2023 1 283 $33M
2024 1 299 $36M

Nearby 401(k) Plans in Kentucky

Peer 401(k) plans, same state, same plan type, ranked by total assets.

L & N Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000100000 -202468 Total assets ($B) Participants L & N Federal Credit Union 401(k) Plan and Trust, Total assets ($B): 0.028654738 · Participants: 280L & N Federal Credit Union 401(k) Plan and TrustHumana Retirement Savings Plan, Total assets ($B): 6.44425797 · Participants: 44930Humana Retirement Savings PlanCommonspirit Health 401(k) Retirement Savings Plan, Total assets ($B): 6.066519058 · Participants: 85671Commonspirit Health 401(k) Retirement Savings PlanUPS/Ipa 401 (K) Savings Plan, Total assets ($B): 1.16367227 · Participants: 2992UPS/Ipa 401 (K) Savings PlanLexmark Savings Plan, Total assets ($B): 1.059618486 · Participants: 1811Lexmark Savings PlanKindred 401 (K) Plan, Total assets ($B): 0.969290029 · Participants: 22132Kindred 401 (K) Plan
L & N Federal Credit Union 401(k) Plan and Trust vs. nearby 401(k) plans in Kentucky, assets vs. participants

L & N Federal Credit Union 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Kentucky, the nearest 401(k) by assets is Avports LLC 401(k) Plan in VA ($29M); by covered participants it is Pathfinder 401(k) Plan in TX (280 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($29M here).

Similar participant headcount

Nearest other-state filings by covered participants (280 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did L & N Federal Credit Union 401(k) Plan and Trust assets move in 2022?
L & N Federal Credit Union 401(k) Plan and Trust pulled back noticeably - down 12.8% during 2022, from $33M to $29M. Reported net income was -$4M.
How have L & N Federal Credit Union plan assets changed over time?
Across 3 plan years on file (2022-2024), L & N Federal Credit Union's sponsor-wide assets grew 24.4%, from $29M to $36M.
Where does L & N Federal Credit Union 401(k) Plan and Trust rank by assets among Form 5500 filers?
L & N Federal Credit Union 401(k) Plan and Trust ranks in the 82nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to L & N Federal Credit Union 401(k) Plan and Trust?
Among 401(k) plans in other states, the closest by assets is Avports LLC 401(k) Plan in VA ($29M, 472 participants).
Which 401(k) plans cover a similar participant headcount to L & N Federal Credit Union 401(k) Plan and Trust?
Among 401(k) plans in other states, the closest by covered participants is Pathfinder 401(k) Plan in TX (280 participants, $964K in assets).