401(k) · DOL Form 5500 · 2022
Unitedhealth Group Incorporated 401(k) Plan
Data updated 2026-08-25
- $18.6B
- Total assets Mega-plan scale
- 176,886
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $105,019
- Avg per participant Below avg balance/head
Official DOL plan name: Unitedhealth Group 401(k) Savings Plan · Sponsored by Unitedhealth Group Incorporated · Minnesota · Professional & Technical Services
$18.6B in assets, 176,886 participants
Unitedhealth Group Incorporated's Unitedhealth Group 401(k) Savings Plan reported $18.6B in total assets and 176,886 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #21,559 in Professional & Technical Services (21,562 peers)
Coverage in Minnesota
Unitedhealth Group 401(k) Savings Plan covers 176,886 participants in Minnesota, 157x the typical Minnesota plan (state average ~1,126 per filing). Assets: $18.6B.
- #21,559
- in Professional & Technical Services (21,562 peers)
- -11.7%
- assets change YoY
- 186×
- vs typical plan assets (national mean)
The plan reported a net loss of $2.9B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Unitedhealth Group 401(k) Savings Plan's outsized position by total assets
Unitedhealth Group 401(k) Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$18,576,379,778 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Unitedhealth Group 401(k) Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Unitedhealth Group 401(k) Savings Plan is a mega filing (176,886 participants), the rightmost band on the breakdown.
Plan-year Form 5500 strip
Filing strip 411321939 · Unitedhealth Group Incorporated PY 2022 · 401(k)
Unitedhealth Group 401(k) Savings Plan · $18.6B · 176,886 · 100th
- BOOK $18.6B
- VS-ST 176,886
- BOY 100th
- SCH 401(k)
- EBSA near Chevron Employee Savings Investment Plan
- PART ind #21559
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Professional & Technical Services retirement plans → · Plans in Minnesota →
Unitedhealth Group 401(k) Savings Plan in the asset neighbourhood
Minnesota filing particulars
| Total Assets (Beginning of Year) | $21.0B |
|---|---|
| Net Assets (End of Year) | $18.6B |
| Net Income | -$2.9B |
| Employer EIN | 411321939 |
| Plan Effective Date | 1985-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Unitedhealth Group Incorporated)
Sponsor-wide plan assets over time
All Unitedhealth Group Incorporated plans reported in each filing year
- Latest sponsor-wide plan assets
- $26.6B 43.29359379551763% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 176,886 | $18.6B |
| 2023 | 1 | 198,972 | $22.4B |
| 2024 | 1 | 205,460 | $26.6B |
Nearby 401(k) Plans in Minnesota
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Medtronic Savings and Investment Plan (Also Known as the Medtronic 401(k) Plan) $12.2B · 38,825
- Target Corporation 401(k) Plan $11.2B · 400,422
- 3M Voluntary Investment Plan and Employee Stock Ownership Plan $11.1B · 37,159
- U.S. Bank 401(k) Savings Plan $8.3B · 67,646
- The Travelers 401(k) Savings Plan $8.0B · 27,710
Scale composition for Unitedhealth Group 401(k) Savings Plan
Unitedhealth Group 401(k) Savings Plan reports $18.6B in end-of-year assets across 176,886 participants (0.15% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.19% of 93,925,755 covered participants) - about $105,019 per participant (76% of the national average assets-per-participant) . Net income for plan year 2022 was -$2.9B.
This plan identity (EIN 411321939, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $18.6B to $26.6B (+43.3%) while covered participants moved from 176,886 to 205,460 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 176,886 | $18.6B | This page |
| 2023 | 198,972 | $22.4B | Open filing |
| 2024 · index core | 205,460 | $26.6B | Open filing |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- Unitedhealth Group 401(k) Savings Plan (401(k), $26.6B, 205,460 participants)
Unitedhealth Group 401(k) Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Minnesota, the nearest 401(k) by assets is Chevron Employee Savings Investment Plan in CA ($18.6B); by covered participants it is Publix Super Markets, Inc. 401(k) Smart Plan in FL (176,752 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($18.6B here).
- Chevron Employee Savings Investment Plan (CA) $18.6B · 19,946
- Hca 401(k) Plan (TN) $18.7B · 280,576
- Intel 401(k) Savings Plan (CA) $18.4B · 54,672
- General Motors Retirement Savings Plan for Salaried Employees in the United States (MI) $18.1B · 43,382
Similar participant headcount
Nearest other-state filings by covered participants (176,886 participants); asset peers above are excluded.
- Publix Super Markets, Inc. 401(k) Smart Plan (FL) 176,752 · 134 off
- Darden Savings Plan (FL) 176,132 · 754 off
- Allegis Group, Inc. Retirement Savings Plan Two (MD) 174,956 · 1,930 off
- Costco 401(k) Retirement Plan (WA) 181,505 · 4,619 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.