401(k) · DOL Form 5500 · 2022

Credit Acceptance Corporation 401(k) Plan

Data updated 2026-08-25

$180M
Total assets Near avg plan size
2,078
Participants Near avg headcount
95th
Percentile by assets National rank
$86,654
Avg per participant Below avg balance/head
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Official DOL plan name: Credit Acceptance Corporation 401(k) Plan and Trust · Sponsored by Credit Acceptance Corporation · Michigan · Finance & Insurance

$180M in assets, 2,078 participants

Credit Acceptance Corporation's Credit Acceptance Corporation 401(k) Plan and Trust reported $180M in total assets and 2,078 participants in its 2022 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,524 in Finance & Insurance (9,261 peers)

Coverage in Michigan

Credit Acceptance Corporation 401(k) Plan and Trust covers 2,078 participants in Michigan, 3.3x the typical Michigan plan (state average ~638 per filing). Assets: $180M.

#8,524
in Finance & Insurance (9,261 peers)
-12.3%
assets change YoY
1.8×
vs typical plan assets (national mean)

The plan reported a net loss of $25M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Credit Acceptance Corporation 401(k) Plan and Trust's outsized position by total assets

Credit Acceptance Corporation 401(k) Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$180,067,683 Top 5% higher than 95% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Credit Acceptance Corporation 401(k) Plan and Trust's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Credit Acceptance Corporation 401(k) Plan and Trust lands in the large band (2,078 participants).

EBSA filing schedule strip

Filing strip 381999511 · Credit Acceptance Corporation PY 2022 · 401(k)

Credit Acceptance Corporation 401(k) Plan and Trust · $180M · 2,078 · 95th

  • BOOK $180M
  • VS-ST 2,078
  • BOY 95th
  • SCH 401(k)
  • EBSA near Agiliti 401(k)
  • PART ind #8524

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Michigan →

Credit Acceptance Corporation 401(k) Plan and Trust in the asset neighbourhood

Drw Trading Group Profit Sharing and Salary Deferral PlanDrw Trading Group Profit Sha…$180MCredit Acceptance Corporation 401(k) Plan and TrustCredit Acceptance Corporatio…$180MAgiliti 401(k)$180MSolaris 401(k) Plan$180MRothman Institute 401(k) Profit Sharing PlanRothman Institute 401(k) Pro…$180M
End-of-year total assets ($M) among Credit Acceptance Corporation 401(k) Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Michigan filing particulars

Total Assets (Beginning of Year)$205M
Net Assets (End of Year)$180M
Net Income-$25M
Employer EIN381999511
Plan Effective Date1993-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Credit Acceptance Corporation)

Sponsor-wide plan assets over time

All Credit Acceptance Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$280M 55.369682854196554% vs 2022
2024 filing year
$150M$200M$250M$300M 202220232024 $180M $280M ▲ +55.4%
Year Plans Participants Total Assets
2022 1 2,078 $180M
2023 1 2,249 $232M
2024 1 2,229 $280M

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Credit Acceptance Corporation 401(k) Plan and Trust vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -505101520 Total assets ($B) Participants Credit Acceptance Corporation 401(k) Plan and Trust, Total assets ($B): 0.180067683 · Participants: 2078Credit Acceptance Corporation 401(k) Plan and TrustGeneral Motors Retirement Savings Plan for Salaried Employees in the United States, Total assets ($B): 18.071817726 · Participants: 43382General Motors Retirement Savings Plan for Salaried Employees in the United StatesFord Motor Co. Savings and Stock Investment Plan for Salaried Employees, Total assets ($B): 13.833597622 · Participants: 32974Ford Motor Co. Savings and Stock Investment Plan for Salaried EmployeesThe Dow Chemical Company Employees' Savings Plan, Total assets ($B): 9.307640951 · Participants: 16930The Dow Chemical Company Employees' Savings PlanThe General Motors Personal Savings Plan for Hourly-Rate Employees in the United States, Total assets ($B): 7.545889119 · Participants: 40458The General Motors Personal Savings Plan for Hourly-Rate Employees in the United StatesFord Motor Co. Tax-Efficient Savings Plan for Hourly Employees, Total assets ($B): 6.44558193 · Participants: 57811Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees
Credit Acceptance Corporation 401(k) Plan and Trust vs. nearby 401(k) plans in Michigan, assets vs. participants
Compare Credit Acceptance Corporation 401(k) Plan and Trust side-by-side with 3 peers →

Credit Acceptance Corporation 401(k) Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Michigan, the nearest 401(k) by assets is Agiliti 401(k) in MN ($180M); by covered participants it is Abcm Corporation 401(k) Profit Sharing Plan in IA (2,078 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($180M here).

Similar participant headcount

Nearest other-state filings by covered participants (2,078 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Credit Acceptance Corporation 401(k) Plan and Trust assets move in 2022? ▼
Credit Acceptance Corporation 401(k) Plan and Trust pulled back noticeably - down 12.3% during 2022, from $205M to $180M. Reported net income was -$25M.
How have Credit Acceptance Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Credit Acceptance Corporation's sponsor-wide assets grew 55.4%, from $180M to $280M.
Where does Credit Acceptance Corporation 401(k) Plan and Trust rank by assets among Form 5500 filers? ▼
Credit Acceptance Corporation 401(k) Plan and Trust ranks in the 95th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Credit Acceptance Corporation 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Agiliti 401(k) in MN ($180M, 3,914 participants).
Which 401(k) plans cover a similar participant headcount to Credit Acceptance Corporation 401(k) Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Abcm Corporation 401(k) Profit Sharing Plan in IA (2,078 participants, $24M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 381999511.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.