401(k) · DOL Form 5500 · 2022
The Dow Chemical Company 401(k) Plan
Data updated 2026-08-25
- $9.3B
- Total assets Very large vs avg
- 16,930
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $549,772
- Avg per participant High balance/head
Official DOL plan name: The Dow Chemical Company Employees' Savings Plan · Sponsored by The Dow Chemical Company · Michigan · Manufacturing
$9.3B in assets, 16,930 participants
The Dow Chemical Company's The Dow Chemical Company Employees' Savings Plan reported $9.3B in total assets and 16,930 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #20,552 in Manufacturing (20,602 peers)
Coverage in Michigan
The Dow Chemical Company Employees' Savings Plan covers 16,930 participants in Michigan, 27x the typical Michigan plan (state average ~638 per filing). Assets: $9.3B.
- #20,552
- in Manufacturing (20,602 peers)
- -39.5%
- assets change YoY
- 93×
- vs typical plan assets (national mean)
The plan reported a net loss of $2.5B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
The Dow Chemical Company Employees' Savings Plan's outsized position by total assets
The Dow Chemical Company Employees' Savings Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$9,307,640,951 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
The Dow Chemical Company Employees' Savings Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Dow Chemical Company Employees' Savings Plan is a mega filing (16,930 participants), the rightmost band on the breakdown.
Form 5500 schedule snapshot
Filing strip 381285128 · The Dow Chemical Company PY 2022 · 401(k)
The Dow Chemical Company Employees' Savings Plan · $9.3B · 16,930 · 100th
- EOY $9.3B
- EOY 16,930
- EOY 100th
- EOY 401(k)
- EOY near Duke Energy Retirement Savings Plan
- EOY ind #20552
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Manufacturing retirement plans → · Plans in Michigan →
The Dow Chemical Company Employees' Savings Plan in the asset neighbourhood
Michigan filing particulars
| Total Assets (Beginning of Year) | $15.4B |
|---|---|
| Net Assets (End of Year) | $9.3B |
| Net Income | -$2.5B |
| Employer EIN | 381285128 |
| Plan Effective Date | 1953-06-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Dow Chemical Company)
Sponsor-wide plan assets over time
All The Dow Chemical Company plans reported in each filing year
- Latest sponsor-wide plan assets
- $22.1B 1.009183583976742% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 30,689 | $22.3B |
| 2023 | 2 | 32,139 | $21.6B |
| 2024 | 3 | 32,458 | $22.1B |
Nearby 401(k) Plans in Michigan
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- General Motors Retirement Savings Plan for Salaried Employees in the United States $18.1B · 43,382
- Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees $13.8B · 32,974
- The General Motors Personal Savings Plan for Hourly-Rate Employees in the United States $7.5B · 40,458
- Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees $6.4B · 57,811
- Stryker Corporation 401(k) Savings and Retirement Plan $5.3B · 22,221
Scale composition for The Dow Chemical Company Employees' Savings Plan
The Dow Chemical Company Employees' Savings Plan reports $9.3B in end-of-year assets across 16,930 participants (0.076% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.018% of 93,925,755 covered participants) - about $549,772 per participant (4.0x the national average assets-per-participant) . Net income for plan year 2022 was -$2.5B.
This plan identity (EIN 381285128, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $9.3B to $10.8B (+15.7%) while covered participants moved from 16,930 to 17,128 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 16,930 | $9.3B | This page |
| 2023 | 18,088 | $10.1B | Open filing |
| 2024 · index core | 17,128 | $10.8B | Open filing |
The same sponsor also keeps 3 other index-core plans on PlainRetire:
- Dow Employees' Pension Plan (Defined Benefit (Pension), $10.9B, 6,888 participants)
- The Dow Chemical Company Employees' Savings Plan (401(k), $10.8B, 17,128 participants)
- Dow Employees' Pension Plan (Personal Pension Account) (Defined Benefit (Pension), $401M, 8,442 participants)
The Dow Chemical Company Employees' Savings Plan's out-of-state 401(k) peers by assets and headcount
Outside Michigan, the nearest 401(k) by assets is Duke Energy Retirement Savings Plan in NC ($9.4B); by covered participants it is Ilwu-Pma Savings (401(k)) Plan in CA (16,930 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($9.3B here).
- Duke Energy Retirement Savings Plan (NC) $9.4B · 27,731
- Bayer Corporation Savings and Retirement Plan (MO) $9.2B · 18,917
- Elevance Health 401(k) Plan (IN) $9.5B · 71,898
- Deloitte Profit Sharing Plan (NY) $9.5B · 6,143
Similar participant headcount
Nearest other-state filings by covered participants (16,930 participants); asset peers above are excluded.
- Ilwu-Pma Savings (401(k)) Plan (CA) 16,930 · 0 off
- American Red Cross Savings Plan (DC) 16,931 · 1 off
- Aecom Retirement & Savings Plan (TX) 16,940 · 10 off
- M & T Bank Corporation Retirement Savings Plan (NY) 16,944 · 14 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.