401(k) · DOL Form 5500 · 2022
The Dow Chemical Company 401(k) Plan
Data updated 2026-08-11
- $9.3B
- Total assets
- 16,930
- Participants
- 100th
- Percentile by assets
- $549,772
- Avg per participant
Official DOL plan name: The Dow Chemical Company Employees' Savings Plan · Sponsored by The Dow Chemical Company · Michigan · Manufacturing
$9.3B in assets, 16,930 participants
The Dow Chemical Company's The Dow Chemical Company Employees' Savings Plan reported $9.3B in total assets and 16,930 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 100th percentile by assets (of 139,126 plans)
- #20,552 in Manufacturing (20,602 peers)
Coverage in Michigan
The Dow Chemical Company Employees' Savings Plan covers 16,930 participants in Michigan, 27x the typical Michigan plan (state average ~638 per filing). Assets: $9.3B.
- $9.3B
- total plan assets (2022 EOY)
- 16,930
- covered participants
- 100th
- percentile by assets (of 139,126 plans)
- $549,772
- avg assets per participant
The plan reported a net loss of $2.5B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs Michigan filers
In Michigan, the average filing covers about 638 participants across 4,220 plans. The Dow Chemical Company Employees' Savings Plan reports 16,930 participants - 27x that state average ($9.3B EOY assets).
Michigan filing particulars
| Total Assets (Beginning of Year) | $15.4B |
|---|---|
| Net Assets (End of Year) | $9.3B |
| Net Income | -$2.5B |
| Employer EIN | 381285128 |
| Plan Effective Date | 1953-06-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (The Dow Chemical Company)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 30,689 | $22.3B |
| 2023 | 2 | 32,139 | $21.6B |
| 2024 | 3 | 32,458 | $22.1B |
Nearby 401(k) Plans in Michigan
Peer 401(k) plans, same state, same plan type, ranked by total assets.
The Dow Chemical Company Employees' Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants
- General Motors Retirement Savings Plan for Salaried Employees in the United States $18.1B · 43,382
- Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees $13.8B · 32,974
- The General Motors Personal Savings Plan for Hourly-Rate Employees in the United States $7.5B · 40,458
- Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees $6.4B · 57,811
- Stryker Corporation 401(k) Savings and Retirement Plan $5.3B · 22,221
Scale composition for The Dow Chemical Company Employees' Savings Plan
The Dow Chemical Company Employees' Savings Plan reports $9.3B in end-of-year assets across 16,930 participants (0.076% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.018% of 93,925,755 covered participants) - about $549,772 per participant (4.0x the national average assets-per-participant) . Net income for plan year 2022 was -$2.5B.
This plan identity (EIN 381285128, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $9.3B to $10.8B (+15.7%) while covered participants moved from 16,930 to 17,128 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 16,930 | $9.3B | This page |
| 2023 | 18,088 | $10.1B | Open filing |
| 2024 · index core | 17,128 | $10.8B | Open filing |
The same sponsor also keeps 3 other index-core plans on PlainRetire:
- Dow Employees' Pension Plan (Defined Benefit (Pension), $10.9B, 6,888 participants)
- The Dow Chemical Company Employees' Savings Plan (401(k), $10.8B, 17,128 participants)
- Dow Employees' Pension Plan (Personal Pension Account) (Defined Benefit (Pension), $401M, 8,442 participants)
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to The Dow Chemical Company Employees' Savings Plan by total assets, not by location.
- Duke Energy Retirement Savings Plan (NC) $9.4B · 27,731
- Bayer Corporation Savings and Retirement Plan (MO) $9.2B · 18,917
- Elevance Health 401(k) Plan (IN) $9.5B · 71,898
- Deloitte Profit Sharing Plan (NY) $9.5B · 6,143
Frequently Asked Questions
How did The Dow Chemical Company Employees' Savings Plan assets move in 2022? ▼
How have The Dow Chemical Company plan assets changed over time? ▼
Where does The Dow Chemical Company Employees' Savings Plan rank by assets among Form 5500 filers? ▼
Which 401(k) plans are similar in size to The Dow Chemical Company Employees' Savings Plan? ▼
Next read for The Dow Chemical Company Employees' Savi…
Filing takeaways
Ways to act on The Dow Chemical Company Employees' Savings Plan's numbers.
- By total assets, The Dow Chemical Company Employees' Savings Plan ranks among the largest 1% of all filed plans. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in Michigan. Compare plans
- The Dow Chemical Company's sponsor-wide assets have declined 1.0% since 2022 across 3 plan years on file. More Manufacturing plans