401(k) · DOL Form 5500 · 2022

Oceanfirst Bank 401(k) Plan

Data updated 2026-08-25

$89M
Total assets Below avg plan size
890
Participants Near avg headcount
92nd
Percentile by assets National rank
$100,372
Avg per participant Below avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Retirement Plan for Oceanfirst Bank · Sponsored by Oceanfirst Bank · New Jersey · Finance & Insurance

$89M in assets, 890 participants

Oceanfirst Bank's Retirement Plan for Oceanfirst Bank reported $89M in total assets and 890 participants in its 2022 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,094 in Finance & Insurance (9,261 peers)

Where Retirement Plan for Oceanfirst Bank sits by assets

Retirement Plan for Oceanfirst Bank sits in the top 10% of all filed plans by assets, $89M for 890 participants (~$100,372/participant), down 15.6% in 2022.

#8,094
in Finance & Insurance (9,261 peers)
-15.6%
assets change YoY
0.9×
vs typical plan assets (national mean)

The plan reported a net loss of $16M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Retirement Plan for Oceanfirst Bank's outsized position by total assets

Retirement Plan for Oceanfirst Bank vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$89,331,203 Top 8% higher than 92% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Retirement Plan for Oceanfirst Bank among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Retirement Plan for Oceanfirst Bank sits mid-pack in the medium band (890 participants).

Form 5500 schedule snapshot

Filing strip 210607451 · Oceanfirst Bank PY 2022 · 401(k)

Retirement Plan for Oceanfirst Bank · $89M · 890 · 92nd

  • NET $89M
  • BOOK 890
  • VS-ST 92nd
  • BOY 401(k)
  • SCH near Digital River, Inc. 401(k) Plan
  • EBSA ind #8094

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New Jersey →

Retirement Plan for Oceanfirst Bank in the asset neighbourhood

Retirement Plan for Oceanfirst BankRetirement Plan for Oceanfir…$89MDigital River, Inc. 401(k) PlanDigital River, Inc. 401(k) P…$89MSocial Finance, Inc. 401(k) PlanSocial Finance, Inc. 401(k) …$89MNorth American Science Associates, LLC Profit Sharing & 401(k) PlanNorth American Science Assoc…$89MNeovia Logistics 401(k) Plan$89M
End-of-year total assets ($M) among Retirement Plan for Oceanfirst Bank and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$106M
Net Assets (End of Year)$89M
Net Income-$16M
Employer EIN210607451
Plan Effective Date1988-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Oceanfirst Bank)

Sponsor-wide plan assets over time

All Oceanfirst Bank plans reported in each filing year

Latest sponsor-wide plan assets
$137M 9.388577087820641% vs 2022
2024 filing year
$120M$125M$130M$135M$140M 202220232024 $125M $137M ▲ +9.4%
Year Plans Participants Total Assets
2022 2 1,689 $125M
2023 2 1,748 $127M
2024 2 1,716 $137M

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Retirement Plan for Oceanfirst Bank vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Retirement Plan for Oceanfirst Bank, Total assets ($B): 0.089331203 · Participants: 890Retirement Plan for Oceanfirst BankJPMorgan Chase 401(k) Savings Plan, Total assets ($B): 36.787229834 · Participants: 168280JPMorgan Chase 401(k) Savings PlanVerizon Savings Plan for Management Employees, Total assets ($B): 25.16607858 · Participants: 76788Verizon Savings Plan for Management EmployeesJohnson and Johnson Savings Plan, Total assets ($B): 21.189900271 · Participants: 43271Johnson and Johnson Savings PlanPfizer Savings Plan, Total assets ($B): 17.828820505 · Participants: 27796Pfizer Savings PlanErnst & Young Retirement Savings Plan, Total assets ($B): 12.40459021 · Participants: 52975Ernst & Young Retirement Savings Plan
Retirement Plan for Oceanfirst Bank vs. nearby 401(k) plans in New Jersey, assets vs. participants
Compare Retirement Plan for Oceanfirst Bank side-by-side with 3 peers →

Retirement Plan for Oceanfirst Bank's out-of-state 401(k) peers by assets and headcount

Outside New Jersey, the nearest 401(k) by assets is Digital River, Inc. 401(k) Plan in MN ($89M); by covered participants it is Earthbound Trading 401(k) Profit Sharing Plan & Trust in TX (890 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($89M here).

Similar participant headcount

Nearest other-state filings by covered participants (890 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Retirement Plan for Oceanfirst Bank assets move in 2022? ▼
Retirement Plan for Oceanfirst Bank declined sharply - down 15.6% during 2022, from $106M to $89M. Reported net income was -$16M.
How have Oceanfirst Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Oceanfirst Bank's sponsor-wide assets grew 9.4%, from $125M to $137M.
Where does Retirement Plan for Oceanfirst Bank rank by assets among Form 5500 filers? ▼
Retirement Plan for Oceanfirst Bank ranks in the 92nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Retirement Plan for Oceanfirst Bank? ▼
Among 401(k) plans in other states, the closest by assets is Digital River, Inc. 401(k) Plan in MN ($89M, 412 participants).
Which 401(k) plans cover a similar participant headcount to Retirement Plan for Oceanfirst Bank? ▼
Among 401(k) plans in other states, the closest by covered participants is Earthbound Trading 401(k) Profit Sharing Plan & Trust in TX (890 participants, $7M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 210607451.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.