State retirement profile · Form 5500
According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in New Jersey report the totals below.
Data updated 2026-08-25
$676.8B across 4,145 plans
According to DOL Form 5500 filings (plan year 2024), New Jersey has 4,145 employer-sponsored retirement plans holding $676.8B in total assets for 3,499,726 participants, ranking 5th nationally by plan assets, with 69% structured as 401(k)s and an average of $163M per plan.
The state in one line
New Jersey hosts 4,145 employer-sponsored retirement plans holding $676.8B for 3,499,726 participants, the 5th-largest state by plan assets.
New Jersey: 4,145 employer-sponsored plans (2,873 401(k)), $676.8B aggregate assets, 3,499,726 participants. Average plan: $163M; largest is JPMorgan Chase 401(k) Savings Plan at $52.9B. Leading sector by assets: Manufacturing (35%). These figures aggregate the 4,145 Form 5500 filings New Jersey sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in New Jersey can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →
Among plans headquartered here, Manufacturing accounts for $235.8B across 632 filings, ahead of Finance & Insurance at $146.2B. Sector mix is a Form 5500-derived signal: it reflects where sponsors file from, not where every participant lives.
DOL Form 5500 plan year 2024
379 defined-benefit / pension filings (9% of plans here) hold $175.1B. That share is high enough to keep pension-vs-401(k) comparisons useful for this state, not just national averages.
DOL Form 5500 plan year 2024
New Jersey sits in the top decile of U.S. states by Form 5500 plan assets (#5 of 56), so national rankings and peer comparisons are the useful next read.
DOL Form 5500 plan year 2024
New Jersey's place in the national asset distribution
All states with reported Form 5500 plan assets · plan year 2024
$676,841,427,061 Top 7% higher than 93% of 56 states with reported plan assets
Dashed line + filled bar = this entry, among states with reported plan assets.
Source U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024
Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024.
Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).
| Industry | Plans | Assets |
|---|---|---|
| Manufacturing | 632 | $235.8B |
| Finance & Insurance | 230 | $146.2B |
| Professional & Technical Services | 753 | $76.3B |
| Information & Media | 96 | $62.8B |
| Healthcare & Social Assistance | 526 | $34.2B |
States ranked adjacent to New Jersey by total retirement plan assets.
Two DOL Form 5500-derived peer sets for New Jersey, each a different nationwide metric so the neighborhoods are not geographic containment (the asset-ranked nearby list above stays regional).
Nearest other states by reported employer plan filings (4,145 here).
Nearest other states by aggregate plan assets ($676.8B here).
Industry-mix reading
Ways to act on New Jersey's numbers.
Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in New Jersey, out of 130,145 ERISA-covered plans nationally. Plan year 2024.
Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.
Read our methodology - how this data is sourced, computed, and verified.