401(k) · DOL Form 5500 · 2022
Union Pacific Corporation 401(k) Plan
Data updated 2026-08-25
- $2.0B
- Total assets Very large vs avg
- 5,284
- Participants Above avg headcount
- 99th
- Percentile by assets National rank
- $383,933
- Avg per participant High balance/head
Official DOL plan name: Union Pacific Corporation Thrift Plan · Sponsored by Union Pacific Corporation · Nebraska · Transportation & Warehousing
$2.0B in assets, 5,284 participants
Union Pacific Corporation's Union Pacific Corporation Thrift Plan reported $2.0B in total assets and 5,284 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #3,840 in Transportation & Warehousing (3,876 peers)
Coverage in Nebraska
Union Pacific Corporation Thrift Plan covers 5,284 participants in Nebraska, 9.6x the typical Nebraska plan (state average ~552 per filing). Assets: $2.0B.
- #3,840
- in Transportation & Warehousing (3,876 peers)
- -19.8%
- assets change YoY
- 20×
- vs typical plan assets (national mean)
The plan reported a net loss of $500M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Union Pacific Corporation Thrift Plan's outsized position by total assets
Union Pacific Corporation Thrift Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$2,028,704,333 Top 1% higher than 99% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Union Pacific Corporation Thrift Plan's large-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Union Pacific Corporation Thrift Plan lands in the large band (5,284 participants).
DOL schedule card
Filing strip 132626465 · Union Pacific Corporation PY 2022 · 401(k)
Union Pacific Corporation Thrift Plan · $2.0B · 5,284 · 99th
- PART $2.0B
- TYPE 5,284
- NET 99th
- BOOK 401(k)
- VS-ST near Lenovo Savings Plan
- BOY ind #3840
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in Nebraska →
Union Pacific Corporation Thrift Plan in the asset neighbourhood
Nebraska filing particulars
| Total Assets (Beginning of Year) | $2.5B |
|---|---|
| Net Assets (End of Year) | $2.0B |
| Net Income | -$500M |
| Employer EIN | 132626465 |
| Plan Effective Date | 1974-02-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Union Pacific Corporation)
Sponsor-wide plan assets over time
All Union Pacific Corporation plans reported in each filing year
- Latest sponsor-wide plan assets
- $6.4B 0.1231445645104601% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 9,284 | $6.3B |
| 2023 | 2 | 9,194 | $6.6B |
| 2024 | 2 | 8,732 | $6.4B |
Nearby 401(k) Plans in Nebraska
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Hdr, Inc. Best Plan and ESOP $5.0B · 9,716
- Union Pacific Agreement Employee 401(k) Retirement Thrift Plan $2.0B · 28,974
- Peter Kiewit Sons, Inc. Retirement Savings Plan $1.8B · 15,777
- First National of Nebraska, Inc. First Savings Plan $764M · 4,605
- Mutual of Omaha 401(k) Retirement Savings Plan $664M · 5,183
Scale composition for Union Pacific Corporation Thrift Plan
Union Pacific Corporation Thrift Plan reports $2.0B in end-of-year assets across 5,284 participants (0.016% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $383,933 per participant (2.8x the national average assets-per-participant) . Net income for plan year 2022 was -$500M.
This plan identity (EIN 132626465, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.0B to $2.3B (+13.6%) while covered participants moved from 5,284 to 5,350 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 5,284 | $2.0B | This page |
| 2023 | 5,470 | $2.3B | Open filing |
| 2024 · index core | 5,350 | $2.3B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Pension Plan for Salaried Employees of Union Pacific Corporation & Affiliates (Defined Benefit (Pension), $4.1B, 3,382 participants)
- Union Pacific Corporation Thrift Plan (401(k), $2.3B, 5,350 participants)
Union Pacific Corporation Thrift Plan's out-of-state 401(k) peers by assets and headcount
Outside Nebraska, the nearest 401(k) by assets is Lenovo Savings Plan in NC ($2.0B); by covered participants it is Western Dental Services, Inc. 401(k) Plan in CA (5,283 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($2.0B here).
- Lenovo Savings Plan (NC) $2.0B · 4,310
- Samsung 401(k) Plan (NJ) $2.0B · 8,086
- Cna 401(k) Plan (IL) $2.0B · 4,662
- Highmark Investment Plan (PA) $2.0B · 15,045
Similar participant headcount
Nearest other-state filings by covered participants (5,284 participants); asset peers above are excluded.
- Western Dental Services, Inc. 401(k) Plan (CA) 5,283 · 1 off
- Capital Accumulation Plan (IL) 5,288 · 4 off
- Epiq 401(k) Retirement Plan (GA) 5,289 · 5 off
- Churchill Downs Incorporated 401(k) Retirement Plan (KY) 5,289 · 5 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.