401(k) · DOL Form 5500 · 2024

Union Pacific Corporation 401(k) Plan

Data updated 2026-08-25

$2.3B
Total assets Very large vs avg
5,350
Participants Above avg headcount
99th
Percentile by assets National rank
$430,735
Avg per participant High balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Union Pacific Corporation Thrift Plan · Sponsored by Union Pacific Corporation · Nebraska · Transportation & Warehousing

$2.3B in assets, 5,350 participants

Union Pacific Corporation's Union Pacific Corporation Thrift Plan reported $2.3B in total assets and 5,350 participants in its 2024 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,255 in Transportation & Warehousing (3,299 peers)

Coverage in Nebraska

Union Pacific Corporation Thrift Plan covers 5,350 participants in Nebraska, 9.7x the typical Nebraska plan (state average ~552 per filing). Assets: $2.3B.

#3,255
in Transportation & Warehousing (3,299 peers)
+1.7%
assets growth YoY
23×
vs typical plan assets (national mean)

Union Pacific Corporation Thrift Plan's outsized position by total assets

Union Pacific Corporation Thrift Plan vs every filed plan by assets

End-of-year total assets · plan year 2024 · DOL Form 5500

$2,304,431,309 Top 1% higher than 99% of 123,620 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2024

Union Pacific Corporation Thrift Plan's large-plan peer group by participant headcount

Plan-year 2024 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Union Pacific Corporation Thrift Plan lands in the large band (5,350 participants).

What changed between DOL Form 5500 filings

plan year 2023 → plan year 2024

  • Union Pacific Corporation Thrift Plan reported net income fell from $236M in the plan year 2023 filing to $39M in the plan year 2024 filing.
  • Union Pacific Corporation Thrift Plan reported participants fell from 5,470 in the plan year 2023 filing to 5,350 in the plan year 2024 filing.
  • Union Pacific Corporation Thrift Plan end-of-year assets rose from $2.3B in the plan year 2023 filing to $2.3B in the plan year 2024 filing.

See the national 2023→2024 release diff →

Published 5500 schedule card

Filing strip 132626465 · Union Pacific Corporation PY 2024 · 401(k)

Union Pacific Corporation Thrift Plan · $2.3B · 5,350 · 99th

  • BOOK $2.3B
  • VS-ST 5,350
  • BOY 99th
  • SCH 401(k)
  • EBSA near Seagate 401(k) Plan
  • PART ind #3255

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in Nebraska →

Union Pacific Corporation Thrift Plan in the asset neighbourhood

Adm 401(k) and Employee Stock Ownership Plan for Salaried EmployeesAdm 401(k) and Employee Stoc…$2.3BUnion Pacific Corporation Thrift PlanUnion Pacific Corporation Th…$2.3BSeagate 401(k) Plan$2.3BHilton 401(k) Plan$2.3BW.R. Berkley Corporation Profit Sharing PlanW.R. Berkley Corporation Pro…$2.3B
End-of-year total assets ($B) among Union Pacific Corporation Thrift Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2024.

Nebraska filing particulars

Total Assets (Beginning of Year)$2.3B
Net Assets (End of Year)$2.3B
Net Income$39M
Employer EIN132626465
Plan Effective Date1974-02-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Union Pacific Corporation)

Sponsor-wide plan assets over time

All Union Pacific Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$6.4B 0.1231445645104601% vs 2022
2024 filing year
$6.3B$6.4B$6.5B$6.6B$6.7B 202220232024 $6.35B $6.36B ▲ +0.2%
Year Plans Participants Total Assets
2022 2 9,284 $6.3B
2023 2 9,194 $6.6B
2024 2 8,732 $6.4B

Nearby 401(k) Plans in Nebraska

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Union Pacific Corporation Thrift Plan vs. nearby 401(k) plans in Nebraska, assets vs. participants Scatter plot of 6 data points. 010000200003000040000 0246810 Total assets ($B) Participants Union Pacific Corporation Thrift Plan, Total assets ($B): 2.304431309 · Participants: 5350Union Pacific Corporation Thrift PlanHdr, Inc. Best Plan and ESOP, Total assets ($B): 7.698378085 · Participants: 11460Hdr, Inc. Best Plan and ESOPPeter Kiewit Sons, Inc. Retirement Savings Plan, Total assets ($B): 2.800326806 · Participants: 17030Peter Kiewit Sons, Inc. Retirement Savings PlanUnion Pacific Agreement Employee 401(k) Retirement Thrift Plan, Total assets ($B): 2.389799139 · Participants: 28813Union Pacific Agreement Employee 401(k) Retirement Thrift PlanFirst National of Nebraska, Inc. First Savings Plan, Total assets ($B): 1.045428819 · Participants: 4950First National of Nebraska, Inc. First Savings PlanMutual of Omaha 401(k) Retirement Savings Plan, Total assets ($B): 1.017450258 · Participants: 5814Mutual of Omaha 401(k) Retirement Savings Plan
Union Pacific Corporation Thrift Plan vs. nearby 401(k) plans in Nebraska, assets vs. participants

Scale composition for Union Pacific Corporation Thrift Plan

Union Pacific Corporation Thrift Plan reports $2.3B in end-of-year assets across 5,350 participants (0.019% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.006% of 93,925,755 covered participants) - about $430,735 per participant (3.1x the national average assets-per-participant) . Net income for plan year 2024 was $39M.

This plan identity (EIN 132626465, plan #004) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $2.0B to $2.3B (+13.6%) while covered participants moved from 5,284 to 5,350 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 5,284 $2.0B Open filing
2023 5,470 $2.3B Open filing
2024 · index core 5,350 $2.3B This page

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Union Pacific Corporation Thrift Plan's out-of-state 401(k) peers by assets and headcount

Outside Nebraska, the nearest 401(k) by assets is Seagate 401(k) Plan in CA ($2.3B); by covered participants it is Scripps Retirement and Investment Plan in OH (5,348 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($2.3B here).

Similar participant headcount

Nearest other-state filings by covered participants (5,350 participants); asset peers above are excluded.

DOL Form 5500 plan year 2024. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Union Pacific Corporation Thrift Plan assets move in 2024?
Union Pacific Corporation Thrift Plan edged up modestly - up 1.7% during 2024, from $2.3B to $2.3B. Reported net income was $39M.
How have Union Pacific Corporation plan assets changed over time?
Across 3 plan years on file (2022-2024), Union Pacific Corporation's sponsor-wide assets grew 0.1%, from $6.3B to $6.4B.
Where does Union Pacific Corporation Thrift Plan rank by assets among Form 5500 filers?
Union Pacific Corporation Thrift Plan ranks in the 99th percentile by end-of-year assets among 123,622 plans that reported assets for plan year 2024 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Union Pacific Corporation Thrift Plan?
Among 401(k) plans in other states, the closest by assets is Seagate 401(k) Plan in CA ($2.3B, 3,205 participants).
Which 401(k) plans cover a similar participant headcount to Union Pacific Corporation Thrift Plan?
Among 401(k) plans in other states, the closest by covered participants is Scripps Retirement and Investment Plan in OH (5,348 participants, $874M in assets).