401(k) · DOL Form 5500 · 2022

First Citizens Federal Credit Union 401(k) Plan

Data updated 2026-08-25

$10M
Total assets Small plan by assets
161
Participants Small participant base
64th
Percentile by assets National rank
$60,961
Avg per participant Low balance/head
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Official DOL plan name: First Citizens' Federal Credit Union 401(k) Plan · Sponsored by First Citizens Federal Credit Union · Massachusetts · Finance & Insurance

$10M in assets, 161 participants

First Citizens Federal Credit Union's First Citizens' Federal Credit Union 401(k) Plan reported $10M in total assets and 161 participants in its 2022 DOL Form 5500 filing, ranking in the 64th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,438 in Finance & Insurance (9,261 peers)

Coverage in Massachusetts

First Citizens' Federal Credit Union 401(k) Plan covers 161 participants in Massachusetts, about 24% of the average Massachusetts filer (state average ~659 per filing). Assets: $10M.

#4,438
in Finance & Insurance (9,261 peers)
-23.0%
assets change YoY

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

First Citizens' Federal Credit Union 401(k) Plan's mid-pack asset rank among Finance & Insurance and all filers

First Citizens' Federal Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$9,814,677 Top 36% higher than 64% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

First Citizens' Federal Credit Union 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First Citizens' Federal Credit Union 401(k) Plan sits mid-pack in the medium band (161 participants).

Form 5500 schedule snapshot

Filing strip 041120944 · First Citizens Federal Credit Union PY 2022 · 401(k)

First Citizens' Federal Credit Union 401(k) Plan · $10M · 161 · 64th

  • ASSETS $10M
  • ASSETS 161
  • ASSETS 64th
  • ASSETS 401(k)
  • ASSETS near Alliance for a Healthier Generation 401(k) Plan
  • ASSETS ind #4438

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Massachusetts →

First Citizens' Federal Credit Union 401(k) Plan in the asset neighbourhood

Nbc Securities 401(k) Plan$10MFirst Citizens' Federal Credit Union 401(k) PlanFirst Citizens' Federal Cred…$10MAlliance for a Healthier Generation 401(k) PlanAlliance for a Healthier Gen…$10MEast/West Industries, Inc. 401(k) Savings and Profit Sharing PlanEast/West Industries, Inc. 4…$10MFisher Holdings Inc 401(k) PlanFisher Holdings Inc 401(k) P…$10M
End-of-year total assets ($M) among First Citizens' Federal Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Massachusetts filing particulars

Total Assets (Beginning of Year)$13M
Net Assets (End of Year)$10M
Net Income-$3M
Employer EIN041120944
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First Citizens Federal Credit Union)

Sponsor-wide plan assets over time

All First Citizens Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$12M 26.466291249319767% vs 2022
2024 filing year
$9M$10M$11M$12M$13M 202220232024 $9.81M $12.4M ▲ +26.5%
Year Plans Participants Total Assets
2022 1 161 $10M
2023 1 153 $11M
2024 1 139 $12M

Nearby 401(k) Plans in Massachusetts

Peer 401(k) plans, same state, same plan type, ranked by total assets.

First Citizens' Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants Scatter plot of 6 data points. -200000200004000060000 -100102030 Total assets ($B) Participants First Citizens' Federal Credit Union 401(k) Plan, Total assets ($B): 0.009814677 · Participants: 161First Citizens' Federal Credit Union 401(k) PlanFidelity Retirement Savings Plan, Total assets ($B): 22.953563448 · Participants: 52036Fidelity Retirement Savings PlanLiberty Mutual 401(k) Plan, Total assets ($B): 8.79802945 · Participants: 32843Liberty Mutual 401(k) PlanMassachusetts Institute of Technology Supplemental 401(k) Plan, Total assets ($B): 5.810585521 · Participants: 13690Massachusetts Institute of Technology Supplemental 401(k) PlanPhilips North America 401(k) Plan, Total assets ($B): 5.180251859 · Participants: 19750Philips North America 401(k) PlanBoston Scientific Corporation 401(k) Retirement Savings Plan, Total assets ($B): 4.853752256 · Participants: 18359Boston Scientific Corporation 401(k) Retirement Savings Plan
First Citizens' Federal Credit Union 401(k) Plan vs. nearby 401(k) plans in Massachusetts, assets vs. participants
Compare First Citizens' Federal Credit Union 401(k) Plan side-by-side with 3 peers →

First Citizens' Federal Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Massachusetts, the nearest 401(k) by assets is Alliance for a Healthier Generation 401(k) Plan in OR ($10M); by covered participants it is Bartley Healthcare, Inc. 401(k) Plan in NJ (161 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (161 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First Citizens' Federal Credit Union 401(k) Plan assets move in 2022? ▼
First Citizens' Federal Credit Union 401(k) Plan declined sharply - down 23.0% during 2022, from $13M to $10M. Reported net income was -$3M.
How have First Citizens Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First Citizens Federal Credit Union's sponsor-wide assets grew 26.5%, from $10M to $12M.
Which 401(k) plans are similar in size to First Citizens' Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Alliance for a Healthier Generation 401(k) Plan in OR ($10M, 85 participants).
Which 401(k) plans cover a similar participant headcount to First Citizens' Federal Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Bartley Healthcare, Inc. 401(k) Plan in NJ (161 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 041120944.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.