401(k) · DOL Form 5500 · 2022

Commerce Bancshares, Inc. 401(k) Plan

Data updated 2026-08-25

$883M
Total assets Above avg plan size
4,469
Participants Above avg headcount
99th
Percentile by assets National rank
$197,649
Avg per participant Above avg balance/head
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Official DOL plan name: Commerce Bancshares, Inc. Participating Investment Plan · Sponsored by Commerce Bancshares, Inc. · Missouri · Finance & Insurance

$883M in assets, 4,469 participants

Commerce Bancshares, Inc.'s Commerce Bancshares, Inc. Participating Investment Plan reported $883M in total assets and 4,469 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #9,038 in Finance & Insurance (9,261 peers)

Coverage in Missouri

Commerce Bancshares, Inc. Participating Investment Plan covers 4,469 participants in Missouri, 6.1x the typical Missouri plan (state average ~737 per filing). Assets: $883M.

#9,038
in Finance & Insurance (9,261 peers)
-16.7%
assets change YoY
8.9×
vs typical plan assets (national mean)

The plan reported a net loss of $178M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Commerce Bancshares, Inc. Participating Investment Plan's outsized position by total assets

Commerce Bancshares, Inc. Participating Investment Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$883,292,753 Top 1% higher than 99% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Commerce Bancshares, Inc. Participating Investment Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Commerce Bancshares, Inc. Participating Investment Plan lands in the large band (4,469 participants).

DOL schedule card

Filing strip 430889454 · Commerce Bancshares, Inc. PY 2022 · 401(k)

Commerce Bancshares, Inc. Participating Investment Plan · $883M · 4,469 · 99th

  • VS-ST $883M
  • VS-ST 4,469
  • VS-ST 99th
  • VS-ST 401(k)
  • VS-ST near Teradyne, Inc. Savings Plan
  • VS-ST ind #9038

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Missouri →

Commerce Bancshares, Inc. Participating Investment Plan in the asset neighbourhood

Teradyne, Inc. Savings Plan$883MCommerce Bancshares, Inc. Participating Investment PlanCommerce Bancshares, Inc. Pa…$883MOncor Thrift Plan$883MUnivar Solutions 401(k) Plan$882MHologic, Inc. Savings and Investment PlanHologic, Inc. Savings and In…$881M
End-of-year total assets ($M) among Commerce Bancshares, Inc. Participating Investment Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Missouri filing particulars

Total Assets (Beginning of Year)$1.1B
Net Assets (End of Year)$883M
Net Income-$178M
Employer EIN430889454
Plan Effective Date1970-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Commerce Bancshares, Inc.)

Sponsor-wide plan assets over time

All Commerce Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$1.2B 21.927537842086036% vs 2022
2024 filing year
$0.9B$1B$1.1B$1.2B$1.3B 202220232024 $0.97B $1.19B ▲ +22.7%
Year Plans Participants Total Assets
2022 2 5,350 $973M
2023 2 5,353 $1.1B
2024 2 5,408 $1.2B

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 0246810 Total assets ($B) Participants Commerce Bancshares, Inc. Participating Investment Plan, Total assets ($B): 0.883292753 · Participants: 4469Commerce Bancshares, Inc. Participating Investment PlanBayer Corporation Savings and Retirement Plan, Total assets ($B): 9.183956862 · Participants: 18917Bayer Corporation Savings and Retirement PlanEdward D. Jones & Co. Profit Sharing and 401(k) Plan, Total assets ($B): 8.685677709 · Participants: 47923Edward D. Jones & Co. Profit Sharing and 401(k) PlanEnterprise Holdings Retirement Savings Plan, Total assets ($B): 4.500937056 · Participants: 59568Enterprise Holdings Retirement Savings PlanCentene Management Corporation Retirement Plan, Total assets ($B): 3.239485944 · Participants: 49060Centene Management Corporation Retirement PlanAnheuser-Busch 401(k) Savings and Retirement Plan, Total assets ($B): 3.061778 · Participants: 14556Anheuser-Busch 401(k) Savings and Retirement Plan
Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants
Compare Commerce Bancshares, Inc. Participating Investment Plan side-by-side with 3 peers →

Commerce Bancshares, Inc. Participating Investment Plan's out-of-state 401(k) peers by assets and headcount

Outside Missouri, the nearest 401(k) by assets is Teradyne, Inc. Savings Plan in MA ($883M); by covered participants it is Boscov's 401(k) Defined Contribution Plan in PA (4,471 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($883M here).

Similar participant headcount

Nearest other-state filings by covered participants (4,469 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Commerce Bancshares, Inc. Participating Investment Plan assets move in 2022? ▼
Commerce Bancshares, Inc. Participating Investment Plan declined sharply - down 16.7% during 2022, from $1.1B to $883M. Reported net income was -$178M.
How have Commerce Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Commerce Bancshares, Inc.'s sponsor-wide assets grew 21.9%, from $973M to $1.2B.
Where does Commerce Bancshares, Inc. Participating Investment Plan rank by assets among Form 5500 filers? ▼
Commerce Bancshares, Inc. Participating Investment Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Commerce Bancshares, Inc. Participating Investment Plan? ▼
Among 401(k) plans in other states, the closest by assets is Teradyne, Inc. Savings Plan in MA ($883M, 1,957 participants).
Which 401(k) plans cover a similar participant headcount to Commerce Bancshares, Inc. Participating Investment Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Boscov's 401(k) Defined Contribution Plan in PA (4,471 participants, $124M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430889454.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.