401(k) · DOL Form 5500 · 2022

Commerce Bancshares, Inc. 401(k) Plan

Data updated 2026-08-11

$883M
Total assets
4,469
Participants
99th
Percentile by assets
$197,649
Avg per participant
PlainRetire home → About this data

Official DOL plan name: Commerce Bancshares, Inc. Participating Investment Plan · Sponsored by Commerce Bancshares, Inc. · Missouri · Finance & Insurance

$883M in assets, 4,469 participants

Commerce Bancshares, Inc.'s Commerce Bancshares, Inc. Participating Investment Plan reported $883M in total assets and 4,469 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 99th percentile by assets (of 139,126 plans)
  • #9,038 in Finance & Insurance (9,261 peers)

Coverage in Missouri

Commerce Bancshares, Inc. Participating Investment Plan covers 4,469 participants in Missouri, 6.1x the typical Missouri plan (state average ~737 per filing). Assets: $883M.

$883M
total plan assets (2022 EOY)
4,469
covered participants
99th
percentile by assets (of 139,126 plans)
$197,649
avg assets per participant

The plan reported a net loss of $178M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Missouri filers

In Missouri, the average filing covers about 737 participants across 2,297 plans. Commerce Bancshares, Inc. Participating Investment Plan reports 4,469 participants - 6.1x that state average ($883M EOY assets).

Missouri filing particulars

Total Assets (Beginning of Year)$1.1B
Net Assets (End of Year)$883M
Net Income-$178M
Employer EIN430889454
Plan Effective Date1970-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Commerce Bancshares, Inc.)

$0.9B$1B$1.1B$1.2B$1.3B 202220232024 $0.97B $1.19B ▲ +22.7%
Total plan assets by year, all Commerce Bancshares, Inc. plans on file
Year Plans Participants Total Assets
2022 2 5,350 $973M
2023 2 5,353 $1.1B
2024 2 5,408 $1.2B

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 0246810 Total assets ($B) Participants Commerce Bancshares,…Bayer Corporation Sa…Edward D. Jones & Co…Enterprise Holdings …Centene Management C…Anheuser-Busch 401(k…
Commerce Bancshares, Inc. Participating Investment Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Commerce Bancshares, Inc. Participating Investment Plan by total assets, not by location.

Frequently Asked Questions

How did Commerce Bancshares, Inc. Participating Investment Plan assets move in 2022?
Commerce Bancshares, Inc. Participating Investment Plan declined sharply - down 16.7% during 2022, from $1.1B to $883M. Reported net income was -$178M.
How have Commerce Bancshares, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), Commerce Bancshares, Inc.'s sponsor-wide assets grew 21.9%, from $973M to $1.2B.
Where does Commerce Bancshares, Inc. Participating Investment Plan rank by assets among Form 5500 filers?
Commerce Bancshares, Inc. Participating Investment Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Commerce Bancshares, Inc. Participating Investment Plan?
Among 401(k) plans in other states, the closest by assets is Teradyne, Inc. Savings Plan in MA ($883M, 1,957 participants).

Next read for Commerce Bancshares, Inc. Participating …

Filing takeaways

Ways to act on Commerce Bancshares, Inc. Participating Investment Plan's numbers.