State retirement profile · Form 5500

Retirement Plans in Missouri

According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in Missouri report the totals below.

Data updated 2026-08-25

2,297
Plans
$232.3B
Total assets
#19
By assets

$232.3B across 2,297 plans

According to DOL Form 5500 filings (plan year 2024), Missouri has 2,297 employer-sponsored retirement plans holding $232.3B in total assets for 1,692,981 participants, ranking 19th nationally by plan assets, with 71% structured as 401(k)s and an average of $101M per plan.

  • 19th nationally by plan assets
  • 71% 401(k) plans

The state in one line

Missouri hosts 2,297 employer-sponsored retirement plans holding $232.3B for 1,692,981 participants, the 19th-largest state by plan assets.

$232.3B
total plan assets
2,297
employer plans
$137,203
avg assets per participant
71%
of plans are 401(k)s
401(k) Plans
1,635
Participants
1,692,981

What the Form 5500 Data Shows for Missouri

Missouri: 2,297 employer-sponsored plans (1,635 401(k)), $232.3B aggregate assets, 1,692,981 participants. Average plan: $101M; largest is Edward D. Jones & Co. Profit Sharing and 401(k) Plan at $12.4B. Leading sector by assets: Manufacturing (24%). These figures aggregate the 2,297 Form 5500 filings Missouri sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in Missouri can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →

Manufacturing leads Missouri plan assets (24%)

Among plans headquartered here, Manufacturing accounts for $56.8B across 429 filings, ahead of Finance & Insurance at $36.1B. Sector mix is a Form 5500-derived signal: it reflects where sponsors file from, not where every participant lives.

DOL Form 5500 plan year 2024

Missouri hosts 162 ESOP filings

Employee Stock Ownership Plans here hold $12.5B. ESOP density is uneven across states; when the count clears a meaningful floor, the ESOP ranking and industry pages are the better drill-downs than a 401(k)-only read.

DOL Form 5500 plan year 2024

Where Missouri sits in the Form 5500 corpus

Missouri ranks in the upper half by plan assets (#19 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

DOL Form 5500 plan year 2024

Missouri's place in the national asset distribution

All states with reported Form 5500 plan assets · plan year 2024

$232,282,389,760 Top 32% higher than 68% of 56 states with reported plan assets

Missouri $0 $1,324,371,844,360 state retirement-plan assets, bucketed by value

Dashed line + filled bar = this entry, among states with reported plan assets.

Source U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024

Missouri's retirement-plan mix

1. 401(k)1,6352. Profit Sharing2213. ESOP1624. Defined Benefit (Pension)1505. Other101
The five most common Form 5500 plan types among sponsors headquartered in Missouri. This count describes filings, not participants or assets.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024.

Industry mix in Missouri

Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).

Industry Plans Assets
Manufacturing 429 $56.8B
Finance & Insurance 177 $36.1B
Construction 204 $33.0B
Professional & Technical Services 273 $25.8B
Healthcare & Social Assistance 276 $16.8B

Largest Plans in Missouri

# Plan Name Type Participants Total Assets
1 Edward D. Jones & Co. Profit Sharing and 401(k) Plan 401(k) 47,254 $12.4B
2 Bayer Corporation Savings and Retirement Plan 401(k) 19,357 $10.8B
3 Boilermaker-Blacksmith National Pension Trust Defined Benefit (Pension) 28,958 $7.5B
4 Washington University Retirement Savings Plan Other 26,975 $7.5B
5 Emerson Savings Plan 401(k) 8,315 $7.4B
6 Enterprise Holdings Retirement Savings Plan 401(k) 72,024 $6.5B
7 Burns & Mcdonnell, Inc. Employee Stock Ownership Plan ESOP 9,902 $5.5B
8 Ameren Retirement Plan Defined Benefit (Pension) 9,760 $4.8B
9 Centene Management Corporation Retirement Plan 401(k) 53,760 $4.7B
10 Anheuser-Busch 401(k) Savings and Retirement Plan 401(k) 14,148 $3.6B
11 Co-Op Retirement Plan Defined Benefit (Pension) 15,151 $3.5B
12 Carpenters Pension Trust Fund of St. Louis Defined Benefit (Pension) 11,832 $3.4B
13 Emerson Electric Company Retirement Plan Defined Benefit (Pension) 2,467 $3.3B
14 Ameren Corporation Savings Investment Plan 401(k) 9,504 $3.2B
15 Bjc Pension Plan Defined Benefit (Pension) 20,653 $2.7B
16 Stifel Financial Profit Sharing 401(k) Plan 401(k) 8,189 $2.3B
17 Bjc 401(k) Plan 401(k) 32,042 $2.3B
18 Hntb Ownership Plan 401(k) 6,341 $2.2B
19 Burns & Mcdonnell, Inc. 401(k) Savings Plan 401(k) 10,431 $2.1B
20 Bayer Corporation Pension Plan Defined Benefit (Pension) 1,464 $2.0B
21 Business Performance Savings Plan of Hallmark Cards, Incorporated 401(k) 5,031 $2.0B
22 Monsanto Company Pension Plan Defined Benefit (Pension) 4,257 $2.0B
23 The Profit Sharing and Savings Plan of Graybar Electric Company, Inc. 401(k) 8,193 $2.0B
24 Local No. 1 IBEW Pension Benefit Trust Fund Money Purchase 4,749 $1.9B
25 O'reilly Automotive, Inc. Profit Sharing and Savings Plan 401(k) 76,538 $1.9B

Nearby States by Retirement Plan Footprint

States ranked adjacent to Missouri by total retirement plan assets.

Compare Missouri side-by-side with 3 peer states →

Nationwide states with similar retirement plan scale

Two DOL Form 5500-derived peer sets for Missouri, each a different nationwide metric so the neighborhoods are not geographic containment (the asset-ranked nearby list above stays regional).

Similar plan count

Nearest other states by reported employer plan filings (2,297 here).

Indiana 2,302 plans Arizona 2,304 plans Tennessee 2,384 plans Maryland 2,484 plans

Similar total assets

Nearest other states by aggregate plan assets ($232.3B here).

Wisconsin $231.0B District of Columbia $154.1B Florida $313.0B Connecticut $326.8B

Frequently Asked Questions

What is the largest retirement plan headquartered in Missouri? ▼
The largest Form 5500 filing by assets with a headquarters address in Missouri is Edward D. Jones & Co. Profit Sharing and 401(k) Plan ($12.4B, 47,254 participants).
Which industry leads Missouri retirement plan assets? ▼
Manufacturing leads with $56.8B across 429 plans headquartered here (24% of state plan assets).
How does Missouri compare to other states for retirement plans? ▼
Missouri ranks in the upper half by plan assets (#19 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

Next read for Missouri

Industry-mix reading

Ways to act on Missouri's numbers.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Missouri, out of 130,145 ERISA-covered plans nationally. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.