401(k) · DOL Form 5500 · 2022

Middlesex Water Co. 401(k) Plan

Data updated 2026-08-11

$57M
Total assets
346
Participants
89th
Percentile by assets
$164,516
Avg per participant
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Official DOL plan name: Middlesex Water Company 401(k) Plan · Sponsored by Middlesex Water Co. · New Jersey · Utilities

$57M in assets, 346 participants

Middlesex Water Co.'s Middlesex Water Company 401(k) Plan reported $57M in total assets and 346 participants in its 2022 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 89th percentile by assets (of 139,126 plans)
  • #431 in Utilities (738 peers)

Coverage in New Jersey

Middlesex Water Company 401(k) Plan covers 346 participants in New Jersey, about 41% of the average New Jersey filer (state average ~844 per filing). Assets: $57M.

$57M
total plan assets (2022 EOY)
346
covered participants
89th
percentile by assets (of 139,126 plans)
$164,516
avg assets per participant

The plan reported a net loss of $16M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry

Participants vs New Jersey filers

In New Jersey, the average filing covers about 844 participants across 4,145 plans. Middlesex Water Company 401(k) Plan reports 346 participants - about 41% of that state average ($57M EOY assets).

New Jersey filing particulars

Total Assets (Beginning of Year)$73M
Net Assets (End of Year)$57M
Net Income-$16M
Employer EIN221114430
Plan Effective Date1982-11-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Middlesex Water Co.)

$120M$140M$160M$180M$200M 202220232024 $142M $178M ▲ +25.6%
Total plan assets by year, all Middlesex Water Co. plans on file
Year Plans Participants Total Assets
2022 2 449 $142M
2023 2 444 $163M
2024 2 439 $178M

Nearby 401(k) Plans in New Jersey

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Middlesex Water Company 401(k) Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants

Middlesex Water Company 401(k) Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000200000 -10010203040 Total assets ($B) Participants Middlesex Water Comp…JPMorgan Chase 401(k…Verizon Savings Plan…Johnson and Johnson …Pfizer Savings PlanErnst & Young Retire…
Middlesex Water Company 401(k) Plan vs. nearby 401(k) plans in New Jersey, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Middlesex Water Company 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did Middlesex Water Company 401(k) Plan assets move in 2022?
Middlesex Water Company 401(k) Plan declined sharply - down 22.1% during 2022, from $73M to $57M. Reported net income was -$16M.
How have Middlesex Water Co. plan assets changed over time?
Across 3 plan years on file (2022-2024), Middlesex Water Co.'s sponsor-wide assets grew 25.6%, from $142M to $178M.
Where does Middlesex Water Company 401(k) Plan rank by assets among Form 5500 filers?
Middlesex Water Company 401(k) Plan ranks in the 89th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Middlesex Water Company 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Hom Furniture, Inc. Profit Sharing/ 401(k) Plan in MN ($57M, 659 participants).

Next read for Middlesex Water Company 401(k) Plan

Filing takeaways

Ways to act on Middlesex Water Company 401(k) Plan's numbers.

  • By total assets, Middlesex Water Company 401(k) Plan ranks in the top quartile of all filed plans by assets. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in New Jersey. Compare plans
  • Middlesex Water Co.'s sponsor-wide assets have grown 25.6% since 2022 across 3 plan years on file. More Utilities plans