Defined Benefit (Pension)
2022 plan-year Defined Benefit (Pension) DOL Form 5500

Middlesex Water Company Pension Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Middlesex Water Company · New Jersey · Utilities

What the 2023 filing shows

Middlesex Water Company Pension Plan holds $85M for 103 participants — about $823,573 per participant, down 15.8% over the 2022 plan year.

$85M
total plan assets (2022 EOY)
103
covered participants
$823,573
avg assets per participant
-15.8%
assets change YoY

The plan reported a net loss of $16M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$85M
Participants
103
State
Industry
Utilities

What the Filing Says About Middlesex Water Company Pension Plan

Middlesex Water Company Pension Plan is a Defined Benefit (Pension) retirement plan sponsored by Middlesex Water Company, headquartered in New Jersey. As of the 2022 Form 5500 filing, the plan reports $85M in total end-of-year assets and covers 103 participants across the Utilities industry. The sponsor's EIN on file with the U.S. Department of Labor is 221114430, and the plan has been effective since 1967-04-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $101M at the beginning of 2022 to $85M at year-end — a decline of 15.8%. Net assets (after liabilities) closed the year at $85M, with reported net income of $-15,921,644 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$101M
Total Assets (End of Year)$85M
Net Assets (End of Year)$85M
Net Income$-15,921,644
Plan TypeDefined Benefit (Pension)
Employer EIN221114430
Plan Effective Date1967-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Middlesex Water Company)

Year Plans Participants Total Assets
2022 2 449 $142M
2023 2 444 $163M
2024 2 439 $178M

Nearby Defined Benefit (Pension) Plans in New Jersey

Peer Defined Benefit (Pension) plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the Middlesex Water Company Pension Plan?
As of the 2022 Form 5500 filing, Middlesex Water Company Pension Plan holds $85M in total assets with 103 participants. It is sponsored by Middlesex Water Company.
What type of plan is Middlesex Water Company Pension Plan?
Middlesex Water Company Pension Plan is a Defined Benefit (Pension) plan. It has been effective since 1967-04-01. The plan is filed with the U.S. Department of Labor under EIN 221114430.
Who sponsors the Middlesex Water Company Pension Plan?
Middlesex Water Company Pension Plan is sponsored by Middlesex Water Company, located in New Jersey. The sponsor's EIN is 221114430 and the plan operates in the Utilities industry.
How did Middlesex Water Company Pension Plan perform in 2022?
Middlesex Water Company Pension Plan declined by 15.8% during 2022, moving from $101M to $85M in total assets. Net income was $-15,921,644.
Where can I find official filings for Middlesex Water Company Pension Plan?
Official Form 5500 filings for Middlesex Water Company Pension Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 221114430 or plan name at efast.dol.gov.
How does Middlesex Water Company Pension Plan compare to other plans?
You can compare Middlesex Water Company Pension Plan against other Defined Benefit (Pension) plans on the plan type page, or view plans in New Jersey on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 221114430.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.