401(k) · DOL Form 5500 · 2022

Zions Bancorporation, National Association 401(k) Plan

Data updated 2026-08-25

$1.5B
Total assets Very large vs avg
9,870
Participants Very large workforce
99th
Percentile by assets National rank
$149,829
Avg per participant Above avg balance/head
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Official DOL plan name: Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan · Sponsored by Zions Bancorporation, National Association · Utah · Finance & Insurance

$1.5B in assets, 9,870 participants

Zions Bancorporation, National Association's Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan reported $1.5B in total assets and 9,870 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #9,117 in Finance & Insurance (9,261 peers)

Coverage in Utah

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan covers 9,870 participants in Utah, 17x the typical Utah plan (state average ~592 per filing). Assets: $1.5B.

#9,117
in Finance & Insurance (9,261 peers)
-16.2%
assets change YoY
15×
vs typical plan assets (national mean)

The plan reported a net loss of $287M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan's outsized position by total assets

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$1,478,809,721 Top 1% higher than 99% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan lands in the large band (9,870 participants).

EBSA filing schedule strip

Filing strip 870189025 · Zions Bancorporation, National Association PY 2022 · 401(k)

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan · $1.5B · 9,870 · 99th

  • BOOK $1.5B
  • VS-ST 9,870
  • BOY 99th
  • SCH 401(k)
  • EBSA near Chevron Phillips Chemical Company LP 401(k) Savings and Profit Sharing Plan
  • PART ind #9117

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Utah →

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan in the asset neighbourhood

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership PlanZions Bancorporation, N.a. P…$1.5BChevron Phillips Chemical Company LP 401(k) Savings and Profit Sharing PlanChevron Phillips Chemical Co…$1.5BOshkosh Corporation and Affiliates Tax Deferred Investment PlanOshkosh Corporation and Affi…$1.5BRolls Royce North America 401(k) Savings PlanRolls Royce North America 40…$1.5BBrunswick Rewards Plan$1.5B
End-of-year total assets ($B) among Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Utah filing particulars

Total Assets (Beginning of Year)$1.8B
Net Assets (End of Year)$1.5B
Net Income-$287M
Employer EIN870189025
Plan Effective Date1990-01-31
Filing StatusFILING RECEIVED

Sponsor Plan History (Zions Bancorporation, National Association)

Sponsor-wide plan assets over time

All Zions Bancorporation, National Association plans reported in each filing year

Latest sponsor-wide plan assets
$1.9B 27.506318441356797% vs 2022
2024 filing year
$1.4B$1.6B$1.8B$2B 202220232024 $1.48B $1.89B ▲ +27.7%
Year Plans Participants Total Assets
2022 1 9,870 $1.5B
2023 1 10,088 $1.7B
2024 1 9,972 $1.9B

Nearby 401(k) Plans in Utah

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan vs. nearby 401(k) plans in Utah, assets vs. participants Scatter plot of 6 data points. -1000001000020000300004000050000 012345 Total assets ($B) Participants Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan, Total assets ($B): 1.478809721 · Participants: 9870Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership PlanDeseret 401(k) Plan, Total assets ($B): 4.66432779 · Participants: 23455Deseret 401(k) PlanIntermountain Healthcare Savings Plus 401(k) Plan, Total assets ($B): 3.594057 · Participants: 42446Intermountain Healthcare Savings Plus 401(k) PlanSkywest, Inc. Employees' Retirement Plan, Total assets ($B): 0.951734159 · Participants: 16878Skywest, Inc. Employees' Retirement PlanAutoliv Asp, Inc. Employee Savings and Investment Plan, Total assets ($B): 0.588382505 · Participants: 4068Autoliv Asp, Inc. Employee Savings and Investment PlanRio Tinto America Inc. 401(k) Savings Plan and Investment Partnership Plan, Total assets ($B): 0.516512346 · Participants: 1480Rio Tinto America Inc. 401(k) Savings Plan and Investment Partnership Plan
Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan vs. nearby 401(k) plans in Utah, assets vs. participants
Compare Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan side-by-side with 3 peers →

Scale composition for Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan reports $1.5B in end-of-year assets across 9,870 participants (0.012% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.011% of 93,925,755 covered participants) - about $149,829 per participant (1.1x the national average assets-per-participant) . Net income for plan year 2022 was -$287M.

This plan identity (EIN 870189025, plan #006) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.5B to $1.9B (+27.5%) while covered participants moved from 9,870 to 9,972 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 9,870 $1.5B This page
2023 10,088 $1.7B Open filing
2024 · index core 9,972 $1.9B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan's out-of-state 401(k) peers by assets and headcount

Outside Utah, the nearest 401(k) by assets is Chevron Phillips Chemical Company LP 401(k) Savings and Profit Sharing Plan in TX ($1.5B); by covered participants it is Retirement Savings Plan in DE (9,866 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (9,870 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan assets move in 2022? ▼
Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan declined sharply - down 16.2% during 2022, from $1.8B to $1.5B. Reported net income was -$287M.
How have Zions Bancorporation, National Association plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Zions Bancorporation, National Association's sponsor-wide assets grew 27.5%, from $1.5B to $1.9B.
Where does Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan ranks in the 99th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by assets is Chevron Phillips Chemical Company LP 401(k) Savings and Profit Sharing Plan in TX ($1.5B, 4,299 participants).
Which 401(k) plans cover a similar participant headcount to Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Retirement Savings Plan in DE (9,866 participants, $6.6B in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 870189025.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.