401(k) · DOL Form 5500 · 2023

Zions Bancorporation, National Association 401(k) Plan

Data updated 2026-08-25

$1.7B
Total assets Very large vs avg
10,088
Participants Very large workforce
99th
Percentile by assets National rank
$164,840
Avg per participant Above avg balance/head
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Official DOL plan name: Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan · Sponsored by Zions Bancorporation, National Association · Utah · Finance & Insurance

$1.7B in assets, 10,088 participants

Zions Bancorporation, National Association's Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan reported $1.7B in total assets and 10,088 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,721 in Finance & Insurance (8,869 peers)

Coverage in Utah

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan covers 10,088 participants in Utah, 17x the typical Utah plan (state average ~592 per filing). Assets: $1.7B.

#8,721
in Finance & Insurance (8,869 peers)
+12.4%
assets growth YoY
17×
vs typical plan assets (national mean)

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan's outsized position by total assets

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$1,662,904,822 Top 1% higher than 99% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan is a mega filing (10,088 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan reported net income rose from -$287M in the plan year 2022 filing to $184M in the plan year 2023 filing.
  • Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan end-of-year assets rose from $1.5B in the plan year 2022 filing to $1.7B in the plan year 2023 filing.
  • Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan reported participants rose from 9,870 in the plan year 2022 filing to 10,088 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Plan-year Form 5500 strip

Filing strip 870189025 · Zions Bancorporation, National Association PY 2023 · 401(k)

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan · $1.7B · 10,088 · 99th

  • SCH $1.7B
  • SCH 10,088
  • SCH 99th
  • SCH 401(k)
  • SCH near Nutrien 401(k) Retirement Plan
  • SCH ind #8721

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Utah →

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan in the asset neighbourhood

Edwards Lifesciences Corporation 401(k) Savings and Investment PlanEdwards Lifesciences Corpora…$1.7BZions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership PlanZions Bancorporation, N.a. P…$1.7BNutrien 401(k) Retirement PlanNutrien 401(k) Retirement Pl…$1.7BAstellas US Retirement and Savings PlanAstellas US Retirement and S…$1.7BSupplemental Income 401(k) PlanSupplemental Income 401(k) P…$1.7B
End-of-year total assets ($B) among Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Utah filing particulars

Total Assets (Beginning of Year)$1.5B
Net Assets (End of Year)$1.7B
Net Income$184M
Employer EIN870189025
Plan Effective Date1990-01-31
Filing StatusFILING RECEIVED

Sponsor Plan History (Zions Bancorporation, National Association)

Sponsor-wide plan assets over time

All Zions Bancorporation, National Association plans reported in each filing year

Latest sponsor-wide plan assets
$1.9B 27.506318441356797% vs 2022
2024 filing year
$1.4B$1.6B$1.8B$2B 202220232024 $1.48B $1.89B ▲ +27.7%
Year Plans Participants Total Assets
2022 1 9,870 $1.5B
2023 1 10,088 $1.7B
2024 1 9,972 $1.9B

Nearby 401(k) Plans in Utah

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan vs. nearby 401(k) plans in Utah, assets vs. participants Scatter plot of 6 data points. -1000001000020000300004000050000 02468 Total assets ($B) Participants Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan, Total assets ($B): 1.662904822 · Participants: 10088Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership PlanIntermountain Healthcare Savings Plus 401(k) Plan, Total assets ($B): 6.015479 · Participants: 46680Intermountain Healthcare Savings Plus 401(k) PlanDeseret 401(k) Plan, Total assets ($B): 5.481729272 · Participants: 24292Deseret 401(k) PlanSkywest, Inc. Employees' Retirement Plan, Total assets ($B): 1.192769515 · Participants: 15411Skywest, Inc. Employees' Retirement PlanAutoliv Asp, Inc. Employee Savings and Investment Plan, Total assets ($B): 0.633594695 · Participants: 4537Autoliv Asp, Inc. Employee Savings and Investment PlanRio Tinto America Inc. 401(k) Savings Plan and Investment Partnership Plan, Total assets ($B): 0.614757495 · Participants: 1802Rio Tinto America Inc. 401(k) Savings Plan and Investment Partnership Plan
Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan vs. nearby 401(k) plans in Utah, assets vs. participants
Compare Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan side-by-side with 3 peers →

Scale composition for Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan reports $1.7B in end-of-year assets across 10,088 participants (0.013% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.011% of 93,925,755 covered participants) - about $164,840 per participant (1.2x the national average assets-per-participant) . Net income for plan year 2023 was $184M.

This plan identity (EIN 870189025, plan #006) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.5B to $1.9B (+27.5%) while covered participants moved from 9,870 to 9,972 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 9,870 $1.5B Open filing
2023 10,088 $1.7B This page
2024 · index core 9,972 $1.9B Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan's out-of-state 401(k) peers by assets and headcount

Outside Utah, the nearest 401(k) by assets is Nutrien 401(k) Retirement Plan in CO ($1.7B); by covered participants it is Enhabit Home Health & Hospice 401(k) Plan in TX (10,085 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($1.7B here).

Similar participant headcount

Nearest other-state filings by covered participants (10,088 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan assets move in 2023? ▼
Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan grew at a solid clip - up 12.4% during 2023, from $1.5B to $1.7B. Reported net income was $184M.
How have Zions Bancorporation, National Association plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Zions Bancorporation, National Association's sponsor-wide assets grew 27.5%, from $1.5B to $1.9B.
Where does Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan ranks in the 99th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by assets is Nutrien 401(k) Retirement Plan in CO ($1.7B, 12,106 participants).
Which 401(k) plans cover a similar participant headcount to Zions Bancorporation, N.a. Payshelter 401(k) and Employee Stock Ownership Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Enhabit Home Health & Hospice 401(k) Plan in TX (10,085 participants, $255M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 870189025.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.