Defined Benefit (Pension) · DOL Form 5500 · 2022

Heritage Family Federal Credit Union Pension Plan

Data updated 2026-08-25

$20M
Total assets Small plan by assets
129
Participants Small participant base
77th
Percentile by assets National rank
$152,166
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Heritage Family Federal Credit Union Defined Benefit Plan and Trust · Sponsored by Heritage Family Federal Credit Union · Vermont · Finance & Insurance

$20M in assets, 129 participants

Heritage Family Federal Credit Union's Heritage Family Federal Credit Union Defined Benefit Plan and Trust reported $20M in total assets and 129 participants in its 2022 DOL Form 5500 filing, ranking in the 77th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,879 in Finance & Insurance (9,261 peers)

Where Heritage Family Federal Credit Union Defined Benefit Plan and Trust sits by assets

Heritage Family Federal Credit Union Defined Benefit Plan and Trust sits in the top quartile of all filed plans by assets, $20M for 129 participants (~$152,166/participant), down 14.6% in 2022.

#5,879
in Finance & Insurance (9,261 peers)
-14.6%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Heritage Family Federal Credit Union Defined Benefit Plan and Trust's outsized position by total assets

Heritage Family Federal Credit Union Defined Benefit Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$19,629,448 Top 23% higher than 77% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Heritage Family Federal Credit Union Defined Benefit Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Heritage Family Federal Credit Union Defined Benefit Plan and Trust sits mid-pack in the medium band (129 participants).

Plan-year Form 5500 strip

Filing strip 030214269 · Heritage Family Federal Credit Union PY 2022 · Defined Benefit (Pension)

Heritage Family Federal Credit Union Defined Benefit Plan and Trust · $20M · 129 · 77th

  • EBSA $20M
  • PART 129
  • TYPE 77th
  • NET Defined Benefit (Pension)
  • BOOK near Hay Benefits Practice Group Pension Plan
  • VS-ST ind #5879

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Vermont →

Heritage Family Federal Credit Union Defined Benefit Plan and Trust in the asset neighbourhood

Laborers' Int'l Union of NA Local 1822 Pension FunLaborers' Int'l Union of NA …$20MHeritage Family Federal Credit Union Defined Benefit Plan and TrustHeritage Family Federal Cred…$20MHay Benefits Practice Group Pension PlanHay Benefits Practice Group …$20MThe Retirement Plan for Salaried Employees & Certain Hourly Employees of American Biltrite Inc.The Retirement Plan for Sala…$20MAssociation of Equipment Manufacturers Pension PlanAssociation of Equipment Man…$20M
End-of-year total assets ($M) among Heritage Family Federal Credit Union Defined Benefit Plan and Trust and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$23M
Net Assets (End of Year)$20M
Net Income-$3M
Employer EIN030214269
Plan Effective Date1997-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Heritage Family Federal Credit Union)

Sponsor-wide plan assets over time

All Heritage Family Federal Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$37M 13.087845589037425% vs 2022
2024 filing year
$32M$34M$36M$38M 202220232024 $32.6M $36.8M ▲ +13.1%
Year Plans Participants Total Assets
2022 2 292 $33M
2023 2 273 $37M
2024 2 271 $37M

Nearby Defined Benefit (Pension) Plans in Vermont

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Heritage Family Federal Credit Union Defined Benefit Plan and Trust vs. nearby Defined Benefit (Pension) plans in Vermont, assets vs. participants Scatter plot of 6 data points. 02004006008001000 0100200300400 Total assets ($M) Participants Heritage Family Federal Credit Union Defined Benefit Plan and Trust, Total assets ($M): 19.629448 · Participants: 129Heritage Family Federal Credit Union Defined Benefit Plan and TrustNational Life Group Pension Plan for Employees, Total assets ($M): 309.71996 · Participants: 856National Life Group Pension Plan for EmployeesEmployees' Retirement Plan of Green Mountain Power Corporation, Total assets ($M): 136.737986 · Participants: 284Employees' Retirement Plan of Green Mountain Power CorporationCentral Vermont Medical Center Employees Pension Plan, Total assets ($M): 124.741794 · Participants: 403Central Vermont Medical Center Employees Pension PlanThe Rutland Hospital, Inc. Ret. Income Plan, Total assets ($M): 100.90122 · Participants: 240The Rutland Hospital, Inc. Ret. Income PlanNon-Contributory Retirement Program for Certain Employees of Blue Cross and Blue Shield of Vermont, Total assets ($M): 61.215941 · Participants: 354Non-Contributory Retirement Program for Certain Employees of Blue Cross and Blue Shield of Vermont
Heritage Family Federal Credit Union Defined Benefit Plan and Trust vs. nearby Defined Benefit (Pension) plans in Vermont, assets vs. participants
Compare Heritage Family Federal Credit Union Defined Benefit Plan and Trust side-by-side with 3 peers →

Heritage Family Federal Credit Union Defined Benefit Plan and Trust's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Vermont, the nearest Defined Benefit (Pension) by assets is Hay Benefits Practice Group Pension Plan in CA ($20M); by covered participants it is Orthocarolina Cash Balance Pension Plan in NC (129 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (129 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Heritage Family Federal Credit Union Defined Benefit Plan and Trust assets move in 2022? ▼
Heritage Family Federal Credit Union Defined Benefit Plan and Trust pulled back noticeably - down 14.6% during 2022, from $23M to $20M. Reported net income was -$3M.
How have Heritage Family Federal Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Heritage Family Federal Credit Union's sponsor-wide assets grew 13.1%, from $33M to $37M.
Where does Heritage Family Federal Credit Union Defined Benefit Plan and Trust rank by assets among Form 5500 filers? ▼
Heritage Family Federal Credit Union Defined Benefit Plan and Trust ranks in the 77th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Heritage Family Federal Credit Union Defined Benefit Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Hay Benefits Practice Group Pension Plan in CA ($20M, 16 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Heritage Family Federal Credit Union Defined Benefit Plan and Trust? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Orthocarolina Cash Balance Pension Plan in NC (129 participants, $28M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 030214269.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.