401(k) · DOL Form 5500 · 2022

Vystar Credit Union 401(k) Plan

Data updated 2026-08-25

$117M
Total assets Near avg plan size
1,958
Participants Near avg headcount
94th
Percentile by assets National rank
$59,627
Avg per participant Low balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Vystar Credit Union 401(k) Plan · Sponsored by Vystar Credit Union · Florida · Finance & Insurance

$117M in assets, 1,958 participants

Vystar Credit Union's Vystar Credit Union 401(k) Plan reported $117M in total assets and 1,958 participants in its 2022 DOL Form 5500 filing, ranking in the 94th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,291 in Finance & Insurance (9,261 peers)

Coverage in Florida

Vystar Credit Union 401(k) Plan covers 1,958 participants in Florida, 3.1x the typical Florida plan (state average ~628 per filing). Assets: $117M.

#8,291
in Finance & Insurance (9,261 peers)
-11.4%
assets change YoY
1.2×
vs typical plan assets (national mean)

The plan reported a net loss of $15M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Vystar Credit Union 401(k) Plan's outsized position by total assets

Vystar Credit Union 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$116,749,225 Top 6% higher than 94% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Vystar Credit Union 401(k) Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Vystar Credit Union 401(k) Plan lands in the large band (1,958 participants).

EBSA filing schedule strip

Filing strip 590690965 · Vystar Credit Union PY 2022 · 401(k)

Vystar Credit Union 401(k) Plan · $117M · 1,958 · 94th

  • BOOK $117M
  • VS-ST 1,958
  • BOY 94th
  • SCH 401(k)
  • EBSA near H. W. Kaufman Financial Group Retirement Savings Plan
  • PART ind #8291

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Florida →

Vystar Credit Union 401(k) Plan in the asset neighbourhood

Moss & Barnett Profit Sharing and 401(k) PlanMoss & Barnett Profit Sharin…$117MWalter P Moore & Associates, Inc. 401(k) Profit Sharing PlanWalter P Moore & Associates,…$117MWahl Clipper Corp 401(k) Profit Sharing PlanWahl Clipper Corp 401(k) Pro…$117MVystar Credit Union 401(k) PlanVystar Credit Union 401(k) P…$117MH. W. Kaufman Financial Group Retirement Savings PlanH. W. Kaufman Financial Grou…$117M
End-of-year total assets ($M) among Vystar Credit Union 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Florida filing particulars

Total Assets (Beginning of Year)$132M
Net Assets (End of Year)$117M
Net Income-$15M
Employer EIN590690965
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Vystar Credit Union)

Sponsor-wide plan assets over time

All Vystar Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$176M 50.510453495515705% vs 2022
2024 filing year
$100M$120M$140M$160M$180M$200M 202220232024 $117M $176M ▲ +50.5%
Year Plans Participants Total Assets
2022 1 1,958 $117M
2023 1 2,123 $147M
2024 1 2,264 $176M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Vystar Credit Union 401(k) Plan vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -5051015 Total assets ($B) Participants Vystar Credit Union 401(k) Plan, Total assets ($B): 0.116749225 · Participants: 1958Vystar Credit Union 401(k) PlanL3harris Retirement Savings Plan, Total assets ($B): 12.863481581 · Participants: 41096L3harris Retirement Savings PlanSavings Plan for Employees and Partners of Pricewatercoopers LLP, Total assets ($B): 9.121428518 · Participants: 50354Savings Plan for Employees and Partners of Pricewatercoopers LLPAdp Totalsource Retirement Savings Plan, Total assets ($B): 6.687694478 · Participants: 287453Adp Totalsource Retirement Savings PlanPublix Super Markets, Inc. 401(k) Smart Plan, Total assets ($B): 6.05990007 · Participants: 176752Publix Super Markets, Inc. 401(k) Smart PlanNextera Energy, Inc. Employee Retirement Savings Plan, Total assets ($B): 5.44531949 · Participants: 14889Nextera Energy, Inc. Employee Retirement Savings Plan
Vystar Credit Union 401(k) Plan vs. nearby 401(k) plans in Florida, assets vs. participants
Compare Vystar Credit Union 401(k) Plan side-by-side with 3 peers →

Vystar Credit Union 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Florida, the nearest 401(k) by assets is H. W. Kaufman Financial Group Retirement Savings Plan in MI ($117M); by covered participants it is 401(k) Plan of Careplus Bergen for Union Employees in NJ (1,958 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (1,958 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Vystar Credit Union 401(k) Plan assets move in 2022? ▼
Vystar Credit Union 401(k) Plan pulled back noticeably - down 11.4% during 2022, from $132M to $117M. Reported net income was -$15M.
How have Vystar Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Vystar Credit Union's sponsor-wide assets grew 50.5%, from $117M to $176M.
Where does Vystar Credit Union 401(k) Plan rank by assets among Form 5500 filers? ▼
Vystar Credit Union 401(k) Plan ranks in the 94th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Vystar Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is H. W. Kaufman Financial Group Retirement Savings Plan in MI ($117M, 1,729 participants).
Which 401(k) plans cover a similar participant headcount to Vystar Credit Union 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is 401(k) Plan of Careplus Bergen for Union Employees in NJ (1,958 participants, $58M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 590690965.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.