State retirement profile · Form 5500

Retirement Plans in Florida

According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in Florida report the totals below.

Data updated 2026-08-25

6,617
Plans
$313.0B
Total assets
#16
By assets

$313.0B across 6,617 plans

According to DOL Form 5500 filings (plan year 2024), Florida has 6,617 employer-sponsored retirement plans holding $313.0B in total assets for 4,157,146 participants, ranking 16th nationally by plan assets, with 75% structured as 401(k)s and an average of $47M per plan.

  • 16th nationally by plan assets
  • 75% 401(k) plans

The state in one line

Florida hosts 6,617 employer-sponsored retirement plans holding $313.0B for 4,157,146 participants, the 16th-largest state by plan assets.

$313.0B
total plan assets
6,617
employer plans
$75,281
avg assets per participant
75%
of plans are 401(k)s
401(k) Plans
4,962
Participants
4,157,146

What the Form 5500 Data Shows for Florida

Florida: 6,617 employer-sponsored plans (4,962 401(k)), $313.0B aggregate assets, 4,157,146 participants. Average plan: $47M; largest is L3harris Retirement Savings Plan at $16.3B. Leading sector by assets: Professional & Technical Services (19%). These figures aggregate the 6,617 Form 5500 filings Florida sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in Florida can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →

Professional & Technical Services leads Florida plan assets (19%)

Among plans headquartered here, Professional & Technical Services accounts for $58.8B across 993 filings, ahead of Manufacturing at $45.0B. Sector mix is a Form 5500-derived signal: it reflects where sponsors file from, not where every participant lives.

DOL Form 5500 plan year 2024

Florida hosts 200 ESOP filings

Employee Stock Ownership Plans here hold $21.3B. ESOP density is uneven across states; when the count clears a meaningful floor, the ESOP ranking and industry pages are the better drill-downs than a 401(k)-only read.

DOL Form 5500 plan year 2024

Where Florida sits in the Form 5500 corpus

Florida ranks in the upper half by plan assets (#16 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

DOL Form 5500 plan year 2024

Florida's place in the national asset distribution

All states with reported Form 5500 plan assets · plan year 2024

$312,954,132,991 Top 27% higher than 73% of 56 states with reported plan assets

Florida $0 $1,324,371,844,360 state retirement-plan assets, bucketed by value

Dashed line + filled bar = this entry, among states with reported plan assets.

Source U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024

Florida's retirement-plan mix

1. 401(k)4,9622. Profit Sharing9843. Other2274. ESOP2005. Defined Benefit (Pension)199
The five most common Form 5500 plan types among sponsors headquartered in Florida. This count describes filings, not participants or assets.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024.

Industry mix in Florida

Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).

Industry Plans Assets
Professional & Technical Services 993 $58.8B
Manufacturing 513 $45.0B
Healthcare & Social Assistance 865 $41.3B
Finance & Insurance 417 $31.7B
Retail Trade 574 $31.6B

Largest Plans in Florida

# Plan Name Type Participants Total Assets
1 L3harris Retirement Savings Plan 401(k) 40,330 $16.3B
2 Publix Super Markets, Inc. Employee Stock Ownership Plan & Trust ESOP 149,213 $14.3B
3 Savings Plan for Employees and Partners of Pwc 401(k) 51,081 $13.2B
4 Adp Totalsource Retirement Savings Plan 401(k) 310,261 $9.2B
5 Publix Super Markets, Inc. 401(k) Smart Plan 401(k) 197,102 $8.1B
6 L3harris Technologies Consolidated Pension Plan Defined Benefit (Pension) 4,996 $7.6B
7 Retirement Wealth Builder Plan of Pwc Profit Sharing 45,185 $5.7B
8 Nextera Energy, Inc. Employee Retirement Savings Plan 401(k) 16,678 $5.5B
9 Nextera Energy, Inc. Employee Pension Plan Defined Benefit (Pension) 14,419 $5.3B
10 Fidelity National Information Services, Inc. 401(k) Profit Sharing Plan 401(k) 21,289 $4.7B
11 Siemens Energy, Inc. Savings Plan 401(k) 10,564 $4.0B
12 Baycare Health System Retirement Plan 401(k) 31,828 $3.1B
13 The Fidelity National Financial Group 401(k) Profit Sharing Plan 401(k) 18,430 $3.0B
14 Raymond James Financial, Inc. 401(k) Plan 401(k) 15,535 $2.9B
15 Retirement Accumulation Plan for Partners of Pwc Defined Benefit (Pension) 3,950 $2.7B
16 Baptist Health South Florida, Inc. 403(b) Employee Retirement Plan Other 26,141 $2.7B
17 Csx Pension Plan Defined Benefit (Pension) 2,293 $2.3B
18 Oasis Retirement Savings Plan 401(k) 83,612 $2.1B
19 University of Miami Retirement Savings Plan Other 12,711 $2.1B
20 Southern Glazer's 401(k) Plan 401(k) 18,867 $2.1B
21 Holland and Knight Profit Sharing Plan & Trust 401(k) 3,700 $2.0B
22 Ukg Retirement Savings Plan 401(k) 10,871 $2.0B
23 Retirement Benefit Accumulation Plan for Employees of Pwc Defined Benefit (Pension) 5,001 $1.9B
24 Orlando Health Retirement Savings Plan 403b Other 27,987 $1.9B
25 Pmg Services, Inc. Thrift and Profit Sharing Plan 401(k) 7,318 $1.8B

Nearby States by Retirement Plan Footprint

States ranked adjacent to Florida by total retirement plan assets.

Compare Florida side-by-side with 3 peer states →

Nationwide states with similar retirement plan scale

Two DOL Form 5500-derived peer sets for Florida, each a different nationwide metric so the neighborhoods are not geographic containment (the asset-ranked nearby list above stays regional).

Similar plan count

Nearest other states by reported employer plan filings (6,617 here).

Pennsylvania 5,751 plans Illinois 5,745 plans Ohio 5,089 plans Massachusetts 4,265 plans

Similar total assets

Nearest other states by aggregate plan assets ($313.0B here).

Maryland $304.0B Connecticut $326.8B North Carolina $357.4B Tennessee $233.1B

Frequently Asked Questions

What is the largest retirement plan headquartered in Florida? ▼
The largest Form 5500 filing by assets with a headquarters address in Florida is L3harris Retirement Savings Plan ($16.3B, 40,330 participants).
Which industry leads Florida retirement plan assets? ▼
Professional & Technical Services leads with $58.8B across 993 plans headquartered here (19% of state plan assets).
How does Florida compare to other states for retirement plans? ▼
Florida ranks in the upper half by plan assets (#16 of 56). Its totals are large enough for industry-mix and largest-plan concentration to matter more than the headline alone.

Next read for Florida

Industry-mix reading

Ways to act on Florida's numbers.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Florida, out of 130,145 ERISA-covered plans nationally. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.