Defined Benefit (Pension) · DOL Form 5500 · 2022

Commerce Bancshares, Inc. Pension Plan

Data updated 2026-08-25

$89M
Total assets Below avg plan size
881
Participants Near avg headcount
92nd
Percentile by assets National rank
$101,476
Avg per participant Below avg balance/head
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Official DOL plan name: Commerce Bancshares, Inc Restated Retirement Plan · Sponsored by Commerce Bancshares, Inc. · Missouri · Finance & Insurance

$89M in assets, 881 participants

Commerce Bancshares, Inc.'s Commerce Bancshares, Inc Restated Retirement Plan reported $89M in total assets and 881 participants in its 2022 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,096 in Finance & Insurance (9,261 peers)

Where Commerce Bancshares, Inc Restated Retirement Plan sits by assets

Commerce Bancshares, Inc Restated Retirement Plan sits in the top 10% of all filed plans by assets, $89M for 881 participants (~$101,476/participant), down 18.8% in 2022.

#8,096
in Finance & Insurance (9,261 peers)
-18.8%
assets change YoY
0.9×
vs typical plan assets (national mean)

The plan reported a net loss of $21M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Commerce Bancshares, Inc Restated Retirement Plan's outsized position by total assets

Commerce Bancshares, Inc Restated Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$89,400,057 Top 8% higher than 92% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Commerce Bancshares, Inc Restated Retirement Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Commerce Bancshares, Inc Restated Retirement Plan sits mid-pack in the medium band (881 participants).

EBSA filing schedule strip

Filing strip 430889454 · Commerce Bancshares, Inc. PY 2022 · Defined Benefit (Pension)

Commerce Bancshares, Inc Restated Retirement Plan · $89M · 881 · 92nd

  • 5500 $89M
  • ASSETS 881
  • PCT 92nd
  • EIN Defined Benefit (Pension)
  • RANK near K & F Industries Retirement Plan for Salaried Employees
  • PHOTO ind #8096

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Missouri →

Commerce Bancshares, Inc Restated Retirement Plan in the asset neighbourhood

Merged Utu and Greenbrier Pension PlanMerged Utu and Greenbrier Pe…$89MCommerce Bancshares, Inc Restated Retirement PlanCommerce Bancshares, Inc Res…$89MK & F Industries Retirement Plan for Salaried EmployeesK & F Industries Retirement …$89MPhiladelphia Federal Credit Union Defined Benefit Plan and TrustPhiladelphia Federal Credit …$89MUnited Union of Roofers, Waterproofers and Allied Workers, Local No. 44 Pension PlanUnited Union of Roofers, Wat…$89M
End-of-year total assets ($M) among Commerce Bancshares, Inc Restated Retirement Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$110M
Net Assets (End of Year)$89M
Net Income-$21M
Employer EIN430889454
Plan Effective Date1956-01-26
Filing StatusFILING RECEIVED

Sponsor Plan History (Commerce Bancshares, Inc.)

Sponsor-wide plan assets over time

All Commerce Bancshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$1.2B 21.927537842086036% vs 2022
2024 filing year
$0.9B$1B$1.1B$1.2B$1.3B 202220232024 $0.97B $1.19B ▲ +22.7%
Year Plans Participants Total Assets
2022 2 5,350 $973M
2023 2 5,353 $1.1B
2024 2 5,408 $1.2B

Nearby Defined Benefit (Pension) Plans in Missouri

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Commerce Bancshares, Inc Restated Retirement Plan vs. nearby Defined Benefit (Pension) plans in Missouri, assets vs. participants Scatter plot of 6 data points. -10000010000200003000040000 -202468 Total assets ($B) Participants Commerce Bancshares, Inc Restated Retirement Plan, Total assets ($B): 0.089400057 · Participants: 881Commerce Bancshares, Inc Restated Retirement PlanBoilermaker-Blacksmith National Pension Trust, Total assets ($B): 7.485527737 · Participants: 31010Boilermaker-Blacksmith National Pension TrustAmeren Retirement Plan, Total assets ($B): 4.442367346 · Participants: 10080Ameren Retirement PlanCo-Op Retirement Plan, Total assets ($B): 3.376779083 · Participants: 15460Co-Op Retirement PlanCarpenters Pension Trust Fund of St. Louis, Total assets ($B): 3.256518868 · Participants: 8767Carpenters Pension Trust Fund of St. LouisEmerson Electric Company Retirement Plan, Total assets ($B): 3.12779001 · Participants: 4763Emerson Electric Company Retirement Plan
Commerce Bancshares, Inc Restated Retirement Plan vs. nearby Defined Benefit (Pension) plans in Missouri, assets vs. participants
Compare Commerce Bancshares, Inc Restated Retirement Plan side-by-side with 3 peers →

Commerce Bancshares, Inc Restated Retirement Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Missouri, the nearest Defined Benefit (Pension) by assets is K & F Industries Retirement Plan for Salaried Employees in OH ($89M); by covered participants it is Retirement Plan for Rolls-Royce North America in VA (881 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (881 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Commerce Bancshares, Inc Restated Retirement Plan assets move in 2022? ▼
Commerce Bancshares, Inc Restated Retirement Plan declined sharply - down 18.8% during 2022, from $110M to $89M. Reported net income was -$21M.
How have Commerce Bancshares, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Commerce Bancshares, Inc.'s sponsor-wide assets grew 21.9%, from $973M to $1.2B.
Where does Commerce Bancshares, Inc Restated Retirement Plan rank by assets among Form 5500 filers? ▼
Commerce Bancshares, Inc Restated Retirement Plan ranks in the 92nd percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 10% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Commerce Bancshares, Inc Restated Retirement Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is K & F Industries Retirement Plan for Salaried Employees in OH ($89M, 158 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Commerce Bancshares, Inc Restated Retirement Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Retirement Plan for Rolls-Royce North America in VA (881 participants, $1M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430889454.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.