401(k) · DOL Form 5500 · 2022

O & W, Inc. 401(k) Plan

Data updated 2026-08-25

$13M
Total assets Small plan by assets
143
Participants Small participant base
70th
Percentile by assets National rank
$93,383
Avg per participant Below avg balance/head
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Official DOL plan name: O & W, Inc. 401(k) Retirement Plan · Sponsored by O & W, Inc. · Michigan · Wholesale Trade

$13M in assets, 143 participants

O & W, Inc.'s O & W, Inc. 401(k) Retirement Plan reported $13M in total assets and 143 participants in its 2022 DOL Form 5500 filing, ranking in the 70th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,474 in Wholesale Trade (6,843 peers)

Coverage in Michigan

O & W, Inc. 401(k) Retirement Plan covers 143 participants in Michigan, about 22% of the average Michigan filer (state average ~638 per filing). Assets: $13M.

#4,474
in Wholesale Trade (6,843 peers)
-38.3%
assets change YoY

The plan reported a net loss of $8M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

O & W, Inc. 401(k) Retirement Plan's outsized position by total assets

O & W, Inc. 401(k) Retirement Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$13,353,767 Top 30% higher than 70% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

O & W, Inc. 401(k) Retirement Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. O & W, Inc. 401(k) Retirement Plan sits mid-pack in the medium band (143 participants).

Plan-year Form 5500 strip

Filing strip 381540106 · O & W, Inc. PY 2022 · 401(k)

O & W, Inc. 401(k) Retirement Plan · $13M · 143 · 70th

  • SCH $13M
  • EBSA 143
  • PART 70th
  • TYPE 401(k)
  • NET near S. Walter Packaging Corp. 401(k) Savings and Investment Plan
  • BOOK ind #4474

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Wholesale Trade retirement plans → · Plans in Michigan →

O & W, Inc. 401(k) Retirement Plan in the asset neighbourhood

O & W, Inc. 401(k) Retirement PlanO & W, Inc. 401(k) Retiremen…$13MS. Walter Packaging Corp. 401(k) Savings and Investment PlanS. Walter Packaging Corp. 40…$13MSuperior Tank Company, Inc. 401(k) Profit Sharing PlanSuperior Tank Company, Inc. …$13MMilender White 401(k) Profit Sharing PlanMilender White 401(k) Profit…$13MPinnacle Engineering, Inc. 401(k) Profit Sharing PlanPinnacle Engineering, Inc. 4…$13M
End-of-year total assets ($M) among O & W, Inc. 401(k) Retirement Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Michigan filing particulars

Total Assets (Beginning of Year)$22M
Net Assets (End of Year)$13M
Net Income-$8M
Employer EIN381540106
Plan Effective Date1994-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (O & W, Inc.)

Sponsor-wide plan assets over time

All O & W, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$19M 39.15830641645911% vs 2022
2024 filing year
$12M$14M$16M$18M$20M 202220232024 $13.4M $18.6M ▲ +39.2%
Year Plans Participants Total Assets
2022 1 143 $13M
2023 1 157 $15M
2024 1 170 $19M

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

O & W, Inc. 401(k) Retirement Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -505101520 Total assets ($B) Participants O & W, Inc. 401(k) Retirement Plan, Total assets ($B): 0.013353767 · Participants: 143O & W, Inc. 401(k) Retirement PlanGeneral Motors Retirement Savings Plan for Salaried Employees in the United States, Total assets ($B): 18.071817726 · Participants: 43382General Motors Retirement Savings Plan for Salaried Employees in the United StatesFord Motor Co. Savings and Stock Investment Plan for Salaried Employees, Total assets ($B): 13.833597622 · Participants: 32974Ford Motor Co. Savings and Stock Investment Plan for Salaried EmployeesThe Dow Chemical Company Employees' Savings Plan, Total assets ($B): 9.307640951 · Participants: 16930The Dow Chemical Company Employees' Savings PlanThe General Motors Personal Savings Plan for Hourly-Rate Employees in the United States, Total assets ($B): 7.545889119 · Participants: 40458The General Motors Personal Savings Plan for Hourly-Rate Employees in the United StatesFord Motor Co. Tax-Efficient Savings Plan for Hourly Employees, Total assets ($B): 6.44558193 · Participants: 57811Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees
O & W, Inc. 401(k) Retirement Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

O & W, Inc. 401(k) Retirement Plan's out-of-state 401(k) peers by assets and headcount

Outside Michigan, the nearest 401(k) by assets is S. Walter Packaging Corp. 401(k) Savings and Investment Plan in PA ($13M); by covered participants it is Novidea Healthcare, Inc. Profit Sharing Plan and Trust in OH (143 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (143 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did O & W, Inc. 401(k) Retirement Plan assets move in 2022?
O & W, Inc. 401(k) Retirement Plan contracted severely - down 38.3% during 2022, from $22M to $13M. Reported net income was -$8M.
How have O & W, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), O & W, Inc.'s sponsor-wide assets grew 39.2%, from $13M to $19M.
Which 401(k) plans are similar in size to O & W, Inc. 401(k) Retirement Plan?
Among 401(k) plans in other states, the closest by assets is S. Walter Packaging Corp. 401(k) Savings and Investment Plan in PA ($13M, 263 participants).
Which 401(k) plans cover a similar participant headcount to O & W, Inc. 401(k) Retirement Plan?
Among 401(k) plans in other states, the closest by covered participants is Novidea Healthcare, Inc. Profit Sharing Plan and Trust in OH (143 participants, N/A in assets).