401(k) · DOL Form 5500 · 2022

Citizens First Bank 401(k) Plan

Data updated 2026-08-25

$24M
Total assets Small plan by assets
429
Participants Below avg headcount
80th
Percentile by assets National rank
$56,666
Avg per participant Low balance/head
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Official DOL plan name: Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust · Sponsored by Citizens First Bank · Florida · Finance & Insurance

$24M in assets, 429 participants

Citizens First Bank's Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust reported $24M in total assets and 429 participants in its 2022 DOL Form 5500 filing, ranking in the 80th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,303 in Finance & Insurance (9,261 peers)

Where Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust sits by assets

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust sits in the top quartile of all filed plans by assets, $24M for 429 participants (~$56,666/participant), down 12.2% in 2022.

#6,303
in Finance & Insurance (9,261 peers)
-12.2%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust's outsized position by total assets

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$24,309,833 Top 20% higher than 80% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust sits mid-pack in the medium band (429 participants).

Plan-year Form 5500 strip

Filing strip 593169293 · Citizens First Bank PY 2022 · 401(k)

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust · $24M · 429 · 80th

  • NET $24M
  • NET 429
  • NET 80th
  • NET 401(k)
  • NET near Criticalpoint Capital, LLC 401(k) Plan
  • NET ind #6303

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Florida →

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust in the asset neighbourhood

Citizens First Bank Employees' Savings & Profit Sharing Plan and TrustCitizens First Bank Employee…$24MCriticalpoint Capital, LLC 401(k) PlanCriticalpoint Capital, LLC 4…$24MTravcorp USA 401(k) Savings & Retirement PlanTravcorp USA 401(k) Savings …$24MRecursion Pharmaceuticals 401(k) PlanRecursion Pharmaceuticals 40…$24MAir Treatment 401(k) Plan$24M
End-of-year total assets ($M) among Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$28M
Net Assets (End of Year)$24M
Net Income-$3M
Employer EIN593169293
Plan Effective Date1992-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens First Bank)

Sponsor-wide plan assets over time

All Citizens First Bank plans reported in each filing year

Latest sponsor-wide plan assets
$32M 31.54276296344775% vs 2022
2024 filing year
$20M$25M$30M$35M 202220232024 $24.3M $32M ▲ +31.6%
Year Plans Participants Total Assets
2022 1 429 $24M
2023 1 422 $30M
2024 1 402 $32M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -5051015 Total assets ($B) Participants Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust, Total assets ($B): 0.024309833 · Participants: 429Citizens First Bank Employees' Savings & Profit Sharing Plan and TrustL3harris Retirement Savings Plan, Total assets ($B): 12.863481581 · Participants: 41096L3harris Retirement Savings PlanSavings Plan for Employees and Partners of Pricewatercoopers LLP, Total assets ($B): 9.121428518 · Participants: 50354Savings Plan for Employees and Partners of Pricewatercoopers LLPAdp Totalsource Retirement Savings Plan, Total assets ($B): 6.687694478 · Participants: 287453Adp Totalsource Retirement Savings PlanPublix Super Markets, Inc. 401(k) Smart Plan, Total assets ($B): 6.05990007 · Participants: 176752Publix Super Markets, Inc. 401(k) Smart PlanNextera Energy, Inc. Employee Retirement Savings Plan, Total assets ($B): 5.44531949 · Participants: 14889Nextera Energy, Inc. Employee Retirement Savings Plan
Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust vs. nearby 401(k) plans in Florida, assets vs. participants
Compare Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust side-by-side with 3 peers →

Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust's out-of-state 401(k) peers by assets and headcount

Outside Florida, the nearest 401(k) by assets is Criticalpoint Capital, LLC 401(k) Plan in CA ($24M); by covered participants it is Magnate Holdings, LLC 401(k) Plan in OR (429 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($24M here).

Similar participant headcount

Nearest other-state filings by covered participants (429 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust assets move in 2022? ▼
Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust pulled back noticeably - down 12.2% during 2022, from $28M to $24M. Reported net income was -$3M.
How have Citizens First Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens First Bank's sponsor-wide assets grew 31.5%, from $24M to $32M.
Where does Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust rank by assets among Form 5500 filers? ▼
Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust ranks in the 80th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by assets is Criticalpoint Capital, LLC 401(k) Plan in CA ($24M, 917 participants).
Which 401(k) plans cover a similar participant headcount to Citizens First Bank Employees' Savings & Profit Sharing Plan and Trust? ▼
Among 401(k) plans in other states, the closest by covered participants is Magnate Holdings, LLC 401(k) Plan in OR (429 participants, $23M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 593169293.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.