401(k) · DOL Form 5500 · 2022
McDonald's Corporation and Subsidiaries 401(k) Plan
Data updated 2026-08-25
- $3.6B
- Total assets Very large vs avg
- 20,788
- Participants Very large workforce
- 100th
- Percentile by assets National rank
- $173,482
- Avg per participant Above avg balance/head
Official DOL plan name: McDonald's Corporation 401(k) Plan · Sponsored by McDonald's Corporation and Subsidiaries · Illinois · Food Services & Accommodation
$3.6B in assets, 20,788 participants
McDonald's Corporation and Subsidiaries's McDonald's Corporation 401(k) Plan reported $3.6B in total assets and 20,788 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #4,591 in Food Services & Accommodation (4,592 peers)
Coverage in Illinois
McDonald's Corporation 401(k) Plan covers 20,788 participants in Illinois, 27x the typical Illinois plan (state average ~779 per filing). Assets: $3.6B.
- #4,591
- in Food Services & Accommodation (4,592 peers)
- -13.5%
- assets change YoY
- 36×
- vs typical plan assets (national mean)
The plan reported a net loss of $564M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
McDonald's Corporation 401(k) Plan's outsized position by total assets
McDonald's Corporation 401(k) Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$3,606,340,814 Highest reported value at or above every one of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
McDonald's Corporation 401(k) Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. McDonald's Corporation 401(k) Plan is a mega filing (20,788 participants), the rightmost band on the breakdown.
EBSA filing schedule strip
Filing strip 362361282 · McDonald's Corporation and Subsidiaries PY 2022 · 401(k)
McDonald's Corporation 401(k) Plan · $3.6B · 20,788 · 100th
- RANK $3.6B
- PHOTO 20,788
- IND 100th
- EOY 401(k)
- 5500 near Willis Towers Watson Savings Plan for U.S. Employees
- ASSETS ind #4591
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Food Services & Accommodation retirement plans → · Plans in Illinois →
McDonald's Corporation 401(k) Plan in the asset neighbourhood
Illinois filing particulars
| Total Assets (Beginning of Year) | $4.2B |
|---|---|
| Net Assets (End of Year) | $3.6B |
| Net Income | -$564M |
| Employer EIN | 362361282 |
| Plan Effective Date | 1964-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (McDonald's Corporation and Subsidiaries)
Sponsor-wide plan assets over time
All McDonald's Corporation and Subsidiaries plans reported in each filing year
- Latest sponsor-wide plan assets
- $3.7B 3.71608846506541% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 20,788 | $3.6B |
| 2023 | 1 | 21,332 | $3.8B |
| 2024 | 1 | 23,029 | $3.7B |
Nearby 401(k) Plans in Illinois
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- State Farm 401(k) Savings Plan $14.7B · 53,616
- Accenture United States 401(k) Match and Savings Plan $14.3B · 66,653
- Abbott Laboratories Stock Retirement Plan $13.3B · 36,136
- United Airlines Pilot Retirement Account Plan $11.8B · 13,437
- Walgreens Retirement Savings Plan $11.7B · 238,072
Scale composition for McDonald's Corporation 401(k) Plan
McDonald's Corporation 401(k) Plan reports $3.6B in end-of-year assets across 20,788 participants (0.029% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.022% of 93,925,755 covered participants) - about $173,482 per participant (1.3x the national average assets-per-participant) . Net income for plan year 2022 was -$564M.
This plan identity (EIN 362361282, plan #001) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $3.6B to $3.7B (+3.7%) while covered participants moved from 20,788 to 23,029 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 20,788 | $3.6B | This page |
| 2023 | 21,332 | $3.8B | Open filing |
| 2024 · index core | 23,029 | $3.7B | Open filing |
The same sponsor also keeps 1 other index-core plan on PlainRetire:
- McDonald's Corporation 401(k) Plan (401(k), $3.7B, 23,029 participants)
McDonald's Corporation 401(k) Plan's out-of-state 401(k) peers by assets and headcount
Outside Illinois, the nearest 401(k) by assets is Willis Towers Watson Savings Plan for U.S. Employees in VA ($3.6B); by covered participants it is Whirlpool 401(k) Retirement Plan in MI (20,774 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($3.6B here).
- Willis Towers Watson Savings Plan for U.S. Employees (VA) $3.6B · 16,624
- Eversource 401(k) Plan (CT) $3.6B · 9,111
- Tiaa Code Section 401(k) Plan (NY) $3.6B · 11,872
- The Principal Select Savings Plan (IA) $3.6B · 12,201
Similar participant headcount
Nearest other-state filings by covered participants (20,788 participants); asset peers above are excluded.
- Whirlpool 401(k) Retirement Plan (MI) 20,774 · 14 off
- Regions Financial Corporation 401(k) Plan (AL) 20,809 · 21 off
- Infosys Limited Tax Savings 401(k) Safe Harbor Plan (TX) 20,819 · 31 off
- Carvana, LLC 401(k) Plan (AZ) 20,696 · 92 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.