ESOP · DOL Form 5500 · 2022

First State Bank of St. Charles ESOP

Data updated 2026-08-25

$10M
Total assets Small plan by assets
224
Participants Below avg headcount
65th
Percentile by assets National rank
$45,060
Avg per participant Low balance/head
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Official DOL plan name: First State Bank of St. Charles Employee Stock Ownership Plan · Sponsored by First State Bank of St. Charles · Missouri · Finance & Insurance

$10M in assets, 224 participants

First State Bank of St. Charles's First State Bank of St. Charles Employee Stock Ownership Plan reported $10M in total assets and 224 participants in its 2022 DOL Form 5500 filing, ranking in the 65th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #4,493 in Finance & Insurance (9,261 peers)

Coverage in Missouri

First State Bank of St. Charles Employee Stock Ownership Plan covers 224 participants in Missouri, about 30% of the average Missouri filer (state average ~737 per filing). Assets: $10M.

#4,493
in Finance & Insurance (9,261 peers)
-10.9%
assets change YoY

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

First State Bank of St. Charles Employee Stock Ownership Plan's mid-pack asset rank among Finance & Insurance and all filers

First State Bank of St. Charles Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$10,093,348 Top 35% higher than 65% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

First State Bank of St. Charles Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. First State Bank of St. Charles Employee Stock Ownership Plan sits mid-pack in the medium band (224 participants).

Form 5500 schedule snapshot

Filing strip 430492450 · First State Bank of St. Charles PY 2022 · ESOP

First State Bank of St. Charles Employee Stock Ownership Plan · $10M · 224 · 65th

  • ASSETS $10M
  • ASSETS 224
  • ASSETS 65th
  • ASSETS ESOP
  • ASSETS near Lloyd Design Corporation Employee Stock Ownership Plan
  • ASSETS ind #4493

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Missouri →

First State Bank of St. Charles Employee Stock Ownership Plan in the asset neighbourhood

Tri-County Bank Employee Stock Ownership PlanTri-County Bank Employee Sto…$10MLloyd Design Corporation Employee Stock Ownership PlanLloyd Design Corporation Emp…$10MFirst State Bank of St. Charles Employee Stock Ownership PlanFirst State Bank of St. Char…$10MVespoli USA, Inc. Employee Stock Ownership PlanVespoli USA, Inc. Employee S…$10MHcr Employee Stock Ownership PlanHcr Employee Stock Ownership…$10M
End-of-year total assets ($M) among First State Bank of St. Charles Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2022.

Missouri filing particulars

Total Assets (Beginning of Year)$11M
Net Assets (End of Year)$10M
Net Income-$1M
Employer EIN430492450
Plan Effective Date1983-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (First State Bank of St. Charles)

Sponsor-wide plan assets over time

All First State Bank of St. Charles plans reported in each filing year

Latest sponsor-wide plan assets
$36M 16.403215482375995% vs 2022
2024 filing year
$30M$32M$34M$36M$38M 202220232024 $30.8M $35.8M ▲ +16.4%
Year Plans Participants Total Assets
2022 2 459 $31M
2023 2 402 $34M
2024 2 358 $36M

Nearby ESOP Plans in Missouri

Peer ESOP plans, same state, same plan type, ranked by total assets.

First State Bank of St. Charles Employee Stock Ownership Plan vs. nearby ESOP plans in Missouri, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -1012345 Total assets ($B) Participants First State Bank of St. Charles Employee Stock Ownership Plan, Total assets ($B): 0.010093348 · Participants: 224First State Bank of St. Charles Employee Stock Ownership PlanBurns & Mcdonnell, Inc. Employee Stock Ownership Plan, Total assets ($B): 3.96136732 · Participants: 7358Burns & Mcdonnell, Inc. Employee Stock Ownership PlanMccarthy Employee Stock Ownership Plan, Total assets ($B): 1.201297589 · Participants: 3252Mccarthy Employee Stock Ownership PlanArco DB Companies, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.353124189 · Participants: 432Arco DB Companies, Inc. Employee Stock Ownership PlanJe Dunn Employee Stock Ownership Plan and Trust, Total assets ($B): 0.332246957 · Participants: 2641Je Dunn Employee Stock Ownership Plan and TrustSrc Employee Stock Ownership Plan and Trust, Total assets ($B): 0.238180744 · Participants: 1388Src Employee Stock Ownership Plan and Trust
First State Bank of St. Charles Employee Stock Ownership Plan vs. nearby ESOP plans in Missouri, assets vs. participants
Compare First State Bank of St. Charles Employee Stock Ownership Plan side-by-side with 3 peers →

First State Bank of St. Charles Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Missouri, the nearest ESOP by assets is Lloyd Design Corporation Employee Stock Ownership Plan in CA ($10M); by covered participants it is Westland Resources, Inc. Employee Stock Ownership Plan in AZ (224 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (224 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did First State Bank of St. Charles Employee Stock Ownership Plan assets move in 2022? ▼
First State Bank of St. Charles Employee Stock Ownership Plan pulled back noticeably - down 10.9% during 2022, from $11M to $10M. Reported net income was -$1M.
How have First State Bank of St. Charles plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), First State Bank of St. Charles's sponsor-wide assets grew 16.4%, from $31M to $36M.
Which ESOP plans are similar in size to First State Bank of St. Charles Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Lloyd Design Corporation Employee Stock Ownership Plan in CA ($10M, 50 participants).
Which ESOP plans cover a similar participant headcount to First State Bank of St. Charles Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Westland Resources, Inc. Employee Stock Ownership Plan in AZ (224 participants, $16M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 430492450.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.