401(k) · DOL Form 5500 · 2022

Waterford Bank, N.a. 401(k) Plan

Data updated 2026-08-25

$20M
Total assets Small plan by assets
107
Participants Small participant base
77th
Percentile by assets National rank
$188,496
Avg per participant Above avg balance/head
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Official DOL plan name: Waterford Bank Retirement Savings Plan · Sponsored by Waterford Bank, N.a. · Ohio · Finance & Insurance

$20M in assets, 107 participants

Waterford Bank, N.a.'s Waterford Bank Retirement Savings Plan reported $20M in total assets and 107 participants in its 2022 DOL Form 5500 filing, ranking in the 77th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,931 in Finance & Insurance (9,261 peers)

Coverage in Ohio

Waterford Bank Retirement Savings Plan covers 107 participants in Ohio, about 14% of the average Ohio filer (state average ~765 per filing). Assets: $20M.

#5,931
in Finance & Insurance (9,261 peers)
-13.6%
assets change YoY
0.2×
vs typical plan assets (national mean)

The plan reported a net loss of $3M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Waterford Bank Retirement Savings Plan's outsized position by total assets

Waterford Bank Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$20,169,095 Top 23% higher than 77% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Waterford Bank Retirement Savings Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Waterford Bank Retirement Savings Plan sits mid-pack in the medium band (107 participants).

EBSA filing schedule strip

Filing strip 113809585 · Waterford Bank, N.a. PY 2022 · 401(k)

Waterford Bank Retirement Savings Plan · $20M · 107 · 77th

  • BOY $20M
  • SCH 107
  • EBSA 77th
  • PART 401(k)
  • TYPE near Buchanan Group, Inc. 401(k) Retirement Plan
  • NET ind #5931

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Ohio →

Waterford Bank Retirement Savings Plan in the asset neighbourhood

Waterford Bank Retirement Savings PlanWaterford Bank Retirement Sa…$20MBuchanan Group, Inc. 401(k) Retirement PlanBuchanan Group, Inc. 401(k) …$20MInternews Retirement Plan$20MCenturion Pipeline Company, LLC 401(k) PlanCenturion Pipeline Company, …$20MAvepoint, Inc. 401(k) Savings PlanAvepoint, Inc. 401(k) Saving…$20M
End-of-year total assets ($M) among Waterford Bank Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Ohio filing particulars

Total Assets (Beginning of Year)$23M
Net Assets (End of Year)$20M
Net Income-$3M
Employer EIN113809585
Plan Effective Date2007-10-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Waterford Bank, N.a.)

Sponsor-wide plan assets over time

All Waterford Bank, N.a. plans reported in each filing year

Latest sponsor-wide plan assets
$21M 6.126566412622877% vs 2022
2024 filing year
$19M$20M$21M$22M$23M 202220232024 $20.2M $21.4M ▲ +6.1%
Year Plans Participants Total Assets
2022 1 107 $20M
2023 1 110 $22M
2024 1 110 $21M

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Waterford Bank Retirement Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20246810 Total assets ($B) Participants Waterford Bank Retirement Savings Plan, Total assets ($B): 0.020169095 · Participants: 107Waterford Bank Retirement Savings PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 8.343834208 · Participants: 44890The Sherwin-Williams Company 401(k) PlanThe Progressive 401(k) Plan, Total assets ($B): 7.60950811 · Participants: 50299The Progressive 401(k) PlanThe Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 7.311555 · Participants: 116133The Kroger Co. 401(k) Retirement Savings Account PlanNationwide Savings Plan, Total assets ($B): 6.73672335 · Participants: 24278Nationwide Savings PlanMarathon Petroleum Thrift Plan, Total assets ($B): 6.371480588 · Participants: 17666Marathon Petroleum Thrift Plan
Waterford Bank Retirement Savings Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
Compare Waterford Bank Retirement Savings Plan side-by-side with 3 peers →

Waterford Bank Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Buchanan Group, Inc. 401(k) Retirement Plan in IN ($20M); by covered participants it is First National Bank in Howell 401 (K) Plan in MI (107 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($20M here).

Similar participant headcount

Nearest other-state filings by covered participants (107 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Waterford Bank Retirement Savings Plan assets move in 2022? ▼
Waterford Bank Retirement Savings Plan pulled back noticeably - down 13.6% during 2022, from $23M to $20M. Reported net income was -$3M.
How have Waterford Bank, N.a. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Waterford Bank, N.a.'s sponsor-wide assets grew 6.1%, from $20M to $21M.
Where does Waterford Bank Retirement Savings Plan rank by assets among Form 5500 filers? ▼
Waterford Bank Retirement Savings Plan ranks in the 77th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Waterford Bank Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Buchanan Group, Inc. 401(k) Retirement Plan in IN ($20M, 314 participants).
Which 401(k) plans cover a similar participant headcount to Waterford Bank Retirement Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is First National Bank in Howell 401 (K) Plan in MI (107 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 113809585.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.