401(k) · DOL Form 5500 · 2022

The Kroger Co. 401(k) Plan

Data updated 2026-08-06

$7.3B
Total assets
116,133
Participants
100th
Percentile by assets
$62,958
Avg per participant
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Official DOL plan name: The Kroger Co. 401(k) Retirement Savings Account Plan · Sponsored by The Kroger Co. · Ohio · Retail Trade

$7.3B in assets, 116,133 participants

The Kroger Co.'s The Kroger Co. 401(k) Retirement Savings Account Plan reported $7.3B in total assets and 116,133 participants in its 2022 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 100th percentile by assets (of 139,258 plans)
  • #9,518 in Retail Trade (9,527 peers)

Coverage in Ohio

The Kroger Co. 401(k) Retirement Savings Account Plan covers 116,133 participants in Ohio, 148x the typical Ohio plan (state average ~787 per filing). Assets: $7.3B.

$7.3B
total plan assets (2022 EOY)
116,133
covered participants
100th
percentile by assets (of 139,258 plans)
$62,958
avg assets per participant

The plan reported a net loss of $1.1B for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State
Industry

Participants vs Ohio filers

In Ohio, the average filing covers about 787 participants across 4,840 plans. The Kroger Co. 401(k) Retirement Savings Account Plan reports 116,133 participants - 148x that state average ($7.3B EOY assets).

Ohio filing particulars

Total Assets (Beginning of Year)$8.4B
Net Assets (End of Year)$7.3B
Net Income-$1.1B
Employer EIN310345740
Plan Effective Date2007-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Kroger Co.)

$11B$12B$13B$14B 202220232024 $11.6B $13.8B ▲ +18.6%
Total plan assets by year, all The Kroger Co. plans on file
Year Plans Participants Total Assets
2022 4 331,392 $11.6B
2023 4 371,552 $12.8B
2024 4 391,782 $13.8B

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Kroger Co. 401(k) Retirement Savings Account Plan vs. nearby 401(k) plans in Ohio, assets vs. participants

The Kroger Co. 401(k) Retirement Savings Account Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. 050000100000150000 56789 Total assets ($B) Participants The Kroger Co. 401(k…The Sherwin-Williams…The Progressive 401(…Nationwide Savings P…Marathon Petroleum T…Eaton Savings Plan
The Kroger Co. 401(k) Retirement Savings Account Plan vs. nearby 401(k) plans in Ohio, assets vs. participants

Scale composition for The Kroger Co. 401(k) Retirement Savings Account Plan

The Kroger Co. 401(k) Retirement Savings Account Plan reports $7.3B in end-of-year assets across 116,133 participants (0.063% of the $11.6T held by all Form 5500 filers in the national rollup , and 0.13% of 89,805,449 covered participants) - about $62,958 per participant (46% of the national average assets-per-participant) . Net income for plan year 2022 was -$1.1B.

This plan identity (EIN 310345740, plan #010) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $7.3B to $11.8B (+61.5%) while covered participants moved from 116,133 to 135,373 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 116,133 $7.3B This page
2023 129,769 $8.4B Open filing
2024 · index core 135,373 $11.8B Open filing

The same sponsor also keeps 2 other index-core plans on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to The Kroger Co. 401(k) Retirement Savings Account Plan by total assets, not by location.

Frequently Asked Questions

How did The Kroger Co. 401(k) Retirement Savings Account Plan assets move in 2022?
The Kroger Co. 401(k) Retirement Savings Account Plan pulled back noticeably - down 12.6% during 2022, from $8.4B to $7.3B. Reported net income was -$1.1B.
How have The Kroger Co. plan assets changed over time?
Across 3 plan years on file (2022-2024), The Kroger Co.'s sponsor-wide assets grew 18.5%, from $11.6B to $13.8B.
Where does The Kroger Co. 401(k) Retirement Savings Account Plan rank by assets among Form 5500 filers?
The Kroger Co. 401(k) Retirement Savings Account Plan ranks in the 100th percentile by end-of-year assets among 139,258 plans that reported assets for plan year 2022 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to The Kroger Co. 401(k) Retirement Savings Account Plan?
Among 401(k) plans in other states, the closest by assets is T-Mobile USA, Inc. 401(k) Retirement Savings Plan & Trust in WA ($7.3B, 75,797 participants).

Next read for The Kroger Co. 401(k) Retirement Savings…

Filing takeaways

Ways to act on The Kroger Co. 401(k) Retirement Savings Account Plan's numbers.

  • By total assets, The Kroger Co. 401(k) Retirement Savings Account Plan ranks among the largest 1% of all filed plans. See the largest plans
  • Compare it side-by-side against 3 similar 401(k) plans in Ohio. Compare plans
  • The Kroger Co.'s sponsor-wide assets have grown 18.5% since 2022 across 3 plan years on file. More Retail Trade plans