Defined Benefit (Pension) · DOL Form 5500 · 2022

Cullen/Frost Bankers, Inc. Pension Plan

Data updated 2026-08-25

$158M
Total assets Near avg plan size
656
Participants Below avg headcount
95th
Percentile by assets National rank
$241,191
Avg per participant Above avg balance/head
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Official DOL plan name: Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates · Sponsored by Cullen/Frost Bankers, Inc. · Texas · Finance & Insurance

$158M in assets, 656 participants

Cullen/Frost Bankers, Inc.'s Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates reported $158M in total assets and 656 participants in its 2022 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,458 in Finance & Insurance (9,261 peers)

Where Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates sits by assets

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates sits in the top 5% of all filed plans by assets, $158M for 656 participants (~$241,191/participant), down 20.0% in 2022.

#8,458
in Finance & Insurance (9,261 peers)
-20.0%
assets change YoY
1.6×
vs typical plan assets (national mean)

The plan reported a net loss of $40M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates's outsized position by total assets

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$158,221,588 Top 5% higher than 95% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates sits mid-pack in the medium band (656 participants).

Form 5500 schedule snapshot

Filing strip 741751768 · Cullen/Frost Bankers, Inc. PY 2022 · Defined Benefit (Pension)

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates · $158M · 656 · 95th

  • PART $158M
  • PART 656
  • PART 95th
  • PART Defined Benefit (Pension)
  • PART near I.B.E.W. Local 769 Management Pension Plan a
  • PART ind #8458

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates in the asset neighbourhood

Ingram Retirement Plan$158MCentury Aluminum Consolidated Retirement PlanCentury Aluminum Consolidate…$158MRetirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its AffiliatesRetirement Plan for Employee…$158MI.B.E.W. Local 769 Management Pension Plan aI.B.E.W. Local 769 Managemen…$158MMagna U.S. Consolidated Pension PlanMagna U.S. Consolidated Pens…$158M
End-of-year total assets ($M) among Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$198M
Net Assets (End of Year)$158M
Net Income-$40M
Employer EIN741751768
Plan Effective Date1986-12-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cullen/Frost Bankers, Inc.)

Sponsor-wide plan assets over time

All Cullen/Frost Bankers, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$1.4B 21.184736104452774% vs 2022
2024 filing year
$1.1B$1.2B$1.3B$1.4B$1.5B 202220232024 $1.14B $1.38B ▲ +21.1%
Year Plans Participants Total Assets
2022 2 5,240 $1.1B
2023 2 5,598 $1.2B
2024 2 6,097 $1.4B

Nearby Defined Benefit (Pension) Plans in Texas

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates vs. nearby Defined Benefit (Pension) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates, Total assets ($B): 0.158221588 · Participants: 656Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its AffiliatesAT&T Pension Benefit Plan, Total assets ($B): 40.998144 · Participants: 119463AT&T Pension Benefit PlanShell Pension Plan, Total assets ($B): 14.642588618 · Participants: 12912Shell Pension PlanExxonmobil Pension Plan, Total assets ($B): 11.599 · Participants: 23661Exxonmobil Pension PlanCaterpillar Inc. Retirement Income Plan, Total assets ($B): 9.541187279 · Participants: 12815Caterpillar Inc. Retirement Income PlanBp Retirement Accumulation Plan, Total assets ($B): 5.371602289 · Participants: 9156Bp Retirement Accumulation Plan
Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates vs. nearby Defined Benefit (Pension) plans in Texas, assets vs. participants
Compare Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates side-by-side with 3 peers →

Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Texas, the nearest Defined Benefit (Pension) by assets is I.B.E.W. Local 769 Management Pension Plan a in AZ ($158M); by covered participants it is Iuoe Local 98 Pension Plan in MA (656 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($158M here).

Similar participant headcount

Nearest other-state filings by covered participants (656 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates assets move in 2022? ▼
Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates declined sharply - down 20.0% during 2022, from $198M to $158M. Reported net income was -$40M.
How have Cullen/Frost Bankers, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cullen/Frost Bankers, Inc.'s sponsor-wide assets grew 21.2%, from $1.1B to $1.4B.
Where does Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates rank by assets among Form 5500 filers? ▼
Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates ranks in the 95th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is I.B.E.W. Local 769 Management Pension Plan a in AZ ($158M, 758 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Retirement Plan for Employees of Cullen/Frost Bankers, Inc. & Its Affiliates? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Iuoe Local 98 Pension Plan in MA (656 participants, $184M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 741751768.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.