State retirement profile · Form 5500
According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in Texas report the totals below.
Data updated 2026-08-25
$995.0B across 10,116 plans
According to DOL Form 5500 filings (plan year 2024), Texas has 10,116 employer-sponsored retirement plans holding $995.0B in total assets for 6,955,083 participants, ranking 3rd nationally by plan assets, with 78% structured as 401(k)s and an average of $98M per plan.
The state in one line
Texas hosts 10,116 employer-sponsored retirement plans holding $995.0B for 6,955,083 participants, the 3rd-largest state by plan assets.
Texas: 10,116 employer-sponsored plans (7,858 401(k)), $995.0B aggregate assets, 6,955,083 participants. Average plan: $98M; largest is AT&T Retirement Savings Plan at $43.1B. Leading sector by assets: Manufacturing (29%). These figures aggregate the 10,116 Form 5500 filings Texas sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in Texas can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →
Among plans headquartered here, Manufacturing accounts for $289.9B across 1,198 filings, ahead of Information & Media at $102.1B. Sector mix is a Form 5500-derived signal: it reflects where sponsors file from, not where every participant lives.
DOL Form 5500 plan year 2024
Employee Stock Ownership Plans here hold $32.9B. ESOP density is uneven across states; when the count clears a meaningful floor, the ESOP ranking and industry pages are the better drill-downs than a 401(k)-only read.
DOL Form 5500 plan year 2024
Texas sits in the top decile of U.S. states by Form 5500 plan assets (#3 of 56), so national rankings and peer comparisons are the useful next read.
DOL Form 5500 plan year 2024
Texas's place in the national asset distribution
All states with reported Form 5500 plan assets · plan year 2024
$995,009,940,741 Top 4% higher than 96% of 56 states with reported plan assets
Dashed line + filled bar = this entry, among states with reported plan assets.
Source U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024
Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024.
Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).
| Industry | Plans | Assets |
|---|---|---|
| Manufacturing | 1,198 | $289.9B |
| Information & Media | 222 | $102.1B |
| Transportation & Warehousing | 310 | $94.1B |
| Professional & Technical Services | 1,544 | $88.3B |
| Finance & Insurance | 626 | $66.1B |
States ranked adjacent to Texas by total retirement plan assets.
Two DOL Form 5500-derived peer sets for Texas, each a different nationwide metric so the neighborhoods are not geographic containment (the asset-ranked nearby list above stays regional).
Nearest other states by reported employer plan filings (10,116 here).
Nearest other states by aggregate plan assets ($995.0B here).
Industry-mix reading
Ways to act on Texas's numbers.
Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Texas, out of 130,145 ERISA-covered plans nationally. Plan year 2024.
Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.
Read our methodology - how this data is sourced, computed, and verified.