Defined Benefit (Pension) · DOL Form 5500 · 2022
Bmo Financial Corp. Pension Plan
Data updated 2026-08-25
- $1.0B
- Total assets Very large vs avg
- 6,297
- Participants Above avg headcount
- 99th
- Percentile by assets National rank
- $159,659
- Avg per participant Above avg balance/head
Official DOL plan name: Employees' Retirement Plan of Bank of Montreal/Harris · Sponsored by Bmo Financial Corp. · Illinois · Finance & Insurance
$1.0B in assets, 6,297 participants
Bmo Financial Corp.'s Employees' Retirement Plan of Bank of Montreal/Harris reported $1.0B in total assets and 6,297 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #9,059 in Finance & Insurance (9,261 peers)
Coverage in Illinois
Employees' Retirement Plan of Bank of Montreal/Harris covers 6,297 participants in Illinois, 8.1x the typical Illinois plan (state average ~779 per filing). Assets: $1.0B.
- #9,059
- in Finance & Insurance (9,261 peers)
- -22.3%
- assets change YoY
- 10×
- vs typical plan assets (national mean)
The plan reported a net loss of $342M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Employees' Retirement Plan of Bank of Montreal/Harris's outsized position by total assets
Employees' Retirement Plan of Bank of Montreal/Harris vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$1,005,372,434 Top 1% higher than 99% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Employees' Retirement Plan of Bank of Montreal/Harris's large-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Employees' Retirement Plan of Bank of Montreal/Harris lands in the large band (6,297 participants).
DOL schedule card
Filing strip 510275712 · Bmo Financial Corp. PY 2022 · Defined Benefit (Pension)
Employees' Retirement Plan of Bank of Montreal/Harris · $1.0B · 6,297 · 99th
- 5500 $1.0B
- ASSETS 6,297
- PCT 99th
- EIN Defined Benefit (Pension)
- RANK near Kimberly-Clark Corporation Pension Plan
- PHOTO ind #9059
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Illinois →
Employees' Retirement Plan of Bank of Montreal/Harris in the asset neighbourhood
Illinois filing particulars
| Total Assets (Beginning of Year) | $1.3B |
|---|---|
| Net Assets (End of Year) | $953M |
| Net Income | -$342M |
| Employer EIN | 510275712 |
| Plan Effective Date | 1944-01-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Bmo Financial Corp.)
Sponsor-wide plan assets over time
All Bmo Financial Corp. plans reported in each filing year
- Latest sponsor-wide plan assets
- $6.3B 74.97288399354156% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 20,609 | $3.6B |
| 2023 | 2 | 19,091 | $5.9B |
| 2024 | 2 | 26,749 | $6.3B |
Nearby Defined Benefit (Pension) Plans in Illinois
Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.
- Central States, Southeast & Southwest Areas Pension Plan $42.6B · 50,096
- State Farm Insurance Companies Retirement Plan for United States Employees $32.1B · 49,052
- United Food & Commercial Workers Intl Union - Industry Pension Fund $8.0B · 20,170
- John Deere Pension Plan for Salaried Employees $7.3B · N/A
- Abbott Laboratories Annuity Retirement Plan $6.8B · 16,809
Scale composition for Employees' Retirement Plan of Bank of Montreal/Harris
Employees' Retirement Plan of Bank of Montreal/Harris reports $1.0B in end-of-year assets across 6,297 participants (0.008% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.007% of 93,925,755 covered participants) - about $159,659 per participant (1.2x the national average assets-per-participant) . Net income for plan year 2022 was -$342M.
This plan identity (EIN 510275712, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.0B to $1.3B (+29.4%) while covered participants moved from 6,297 to 6,469 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 6,297 | $1.0B | This page |
| 2023 | 5,727 | $1.4B | Open filing |
| 2024 · index core | 6,469 | $1.3B | Open filing |
The same sponsor also keeps 2 other index-core plans on PlainRetire:
- Bmo 401(k) Savings Plan (401(k), $5.0B, 20,280 participants)
- Bmo U.S. Pension Plan (Defined Benefit (Pension), $1.3B, 6,469 participants)
Employees' Retirement Plan of Bank of Montreal/Harris's out-of-state Defined Benefit (Pension) peers by assets and headcount
Outside Illinois, the nearest Defined Benefit (Pension) by assets is Kimberly-Clark Corporation Pension Plan in WI ($1.0B); by covered participants it is Memorial Hermann Pension Plan in TX (6,282 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($1.0B here).
- Kimberly-Clark Corporation Pension Plan (WI) $1.0B · 2,069
- Chevron Phillips Chemical Company LP Retirement Plan (TX) $1.0B · 4,025
- Mutual of Omaha Retirement Income Plan (NE) $998M · 606
- Ncr Pension Plan (GA) $998M · 1,051
Similar participant headcount
Nearest other-state filings by covered participants (6,297 participants); asset peers above are excluded.
- Memorial Hermann Pension Plan (TX) 6,282 · 15 off
- Twin City Carpenters and Joiners Pension Fund (MN) 6,352 · 55 off
- The Cultural Institutions Pension Plan (NY) 6,188 · 109 off
- Kinder Morgan Retirement Plan B (TX) 6,449 · 152 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.