401(k) · DOL Form 5500 · 2022
Royal Caribbean Cruises Ltd. 401(k) Plan
Data updated 2026-08-11
- $573M
- Total assets
- 4,157
- Participants
- 98th
- Percentile by assets
- $137,838
- Avg per participant
Official DOL plan name: Royal Caribbean Cruises Ltd. Ret. Savings Plan · Sponsored by Royal Caribbean Cruises Ltd. · Florida · Transportation & Warehousing
$573M in assets, 4,157 participants
Royal Caribbean Cruises Ltd.'s Royal Caribbean Cruises Ltd. Ret. Savings Plan reported $573M in total assets and 4,157 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- 98th percentile by assets (of 139,126 plans)
- #3,769 in Transportation & Warehousing (3,876 peers)
Coverage in Florida
Royal Caribbean Cruises Ltd. Ret. Savings Plan covers 4,157 participants in Florida, 6.6x the typical Florida plan (state average ~628 per filing). Assets: $573M.
- $573M
- total plan assets (2022 EOY)
- 4,157
- covered participants
- 98th
- percentile by assets (of 139,126 plans)
- $137,838
- avg assets per participant
The plan reported a net loss of $87M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Participants vs Florida filers
In Florida, the average filing covers about 628 participants across 6,617 plans. Royal Caribbean Cruises Ltd. Ret. Savings Plan reports 4,157 participants - 6.6x that state average ($573M EOY assets).
Florida filing particulars
| Total Assets (Beginning of Year) | $660M |
|---|---|
| Net Assets (End of Year) | $573M |
| Net Income | -$87M |
| Employer EIN | 980081645 |
| Plan Effective Date | 1991-04-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Royal Caribbean Cruises Ltd.)
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 1 | 4,157 | $573M |
| 2023 | 1 | 4,217 | $679M |
| 2024 | 1 | 4,079 | $787M |
Nearby 401(k) Plans in Florida
Peer 401(k) plans, same state, same plan type, ranked by total assets.
Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants
- L3harris Retirement Savings Plan $12.9B · 41,096
- Savings Plan for Employees and Partners of Pricewatercoopers LLP $9.1B · 50,354
- Adp Totalsource Retirement Savings Plan $6.7B · 287,453
- Publix Super Markets, Inc. 401(k) Smart Plan $6.1B · 176,752
- Nextera Energy, Inc. Employee Retirement Savings Plan $5.4B · 14,889
Similar-Sized 401(k) Plans Nationally
401(k) plans in other states closest to Royal Caribbean Cruises Ltd. Ret. Savings Plan by total assets, not by location.
- Fmc Corporation Savings and Investment Plan (PA) $573M · 1,286
- Bausch Health Companies Inc. Retirement Savings Plan (NJ) $572M · 6,355
- Rieth-Riley Construction Co., ESOP and Deferred Compensation Plan (IN) $574M · 486
- Icon Clinical Research, LLC 401(k) Plan (PA) $574M · 5,561
Frequently Asked Questions
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Next read for Royal Caribbean Cruises Ltd. Ret. Saving…
Filing takeaways
Ways to act on Royal Caribbean Cruises Ltd. Ret. Savings Plan's numbers.
- By total assets, Royal Caribbean Cruises Ltd. Ret. Savings Plan ranks in the top 5% of all filed plans by assets. See the largest plans
- Compare it side-by-side against 3 similar 401(k) plans in Florida. Compare plans
- Royal Caribbean Cruises Ltd.'s sponsor-wide assets have grown 37.4% since 2022 across 3 plan years on file. More Transportation & Warehousing plans