401(k) · DOL Form 5500 · 2022

Royal Caribbean Cruises Ltd. 401(k) Plan

Data updated 2026-08-25

$573M
Total assets Above avg plan size
4,157
Participants Above avg headcount
98th
Percentile by assets National rank
$137,838
Avg per participant Near avg balance/head
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Official DOL plan name: Royal Caribbean Cruises Ltd. Ret. Savings Plan · Sponsored by Royal Caribbean Cruises Ltd. · Florida · Transportation & Warehousing

$573M in assets, 4,157 participants

Royal Caribbean Cruises Ltd.'s Royal Caribbean Cruises Ltd. Ret. Savings Plan reported $573M in total assets and 4,157 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #3,769 in Transportation & Warehousing (3,876 peers)

Coverage in Florida

Royal Caribbean Cruises Ltd. Ret. Savings Plan covers 4,157 participants in Florida, 6.6x the typical Florida plan (state average ~628 per filing). Assets: $573M.

#3,769
in Transportation & Warehousing (3,876 peers)
-13.2%
assets change YoY
5.7×
vs typical plan assets (national mean)

The plan reported a net loss of $87M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Royal Caribbean Cruises Ltd. Ret. Savings Plan's outsized position by total assets

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$572,991,775 Top 2% higher than 98% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Royal Caribbean Cruises Ltd. Ret. Savings Plan's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Royal Caribbean Cruises Ltd. Ret. Savings Plan lands in the large band (4,157 participants).

Published 5500 schedule card

Filing strip 980081645 · Royal Caribbean Cruises Ltd. PY 2022 · 401(k)

Royal Caribbean Cruises Ltd. Ret. Savings Plan · $573M · 4,157 · 98th

  • SCH $573M
  • SCH 4,157
  • SCH 98th
  • SCH 401(k)
  • SCH near Fmc Corporation Savings and Investment Plan
  • SCH ind #3769

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Transportation & Warehousing retirement plans → · Plans in Florida →

Royal Caribbean Cruises Ltd. Ret. Savings Plan in the asset neighbourhood

Icon Clinical Research, LLC 401(k) PlanIcon Clinical Research, LLC …$574MRieth-Riley Construction Co., ESOP and Deferred Compensation PlanRieth-Riley Construction Co.…$574MFmc Corporation Savings and Investment PlanFmc Corporation Savings and …$573MRoyal Caribbean Cruises Ltd. Ret. Savings PlanRoyal Caribbean Cruises Ltd.…$573MBausch Health Companies Inc. Retirement Savings PlanBausch Health Companies Inc.…$572M
End-of-year total assets ($M) among Royal Caribbean Cruises Ltd. Ret. Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Florida filing particulars

Total Assets (Beginning of Year)$660M
Net Assets (End of Year)$573M
Net Income-$87M
Employer EIN980081645
Plan Effective Date1991-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Royal Caribbean Cruises Ltd.)

Sponsor-wide plan assets over time

All Royal Caribbean Cruises Ltd. plans reported in each filing year

Latest sponsor-wide plan assets
$787M 37.38684695779446% vs 2022
2024 filing year
$500M$600M$700M$800M$900M 202220232024 $573M $787M ▲ +37.4%
Year Plans Participants Total Assets
2022 1 4,157 $573M
2023 1 4,217 $679M
2024 1 4,079 $787M

Nearby 401(k) Plans in Florida

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000400000 -5051015 Total assets ($B) Participants Royal Caribbean Cruises Ltd. Ret. Savings Plan, Total assets ($B): 0.572991775 · Participants: 4157Royal Caribbean Cruises Ltd. Ret. Savings PlanL3harris Retirement Savings Plan, Total assets ($B): 12.863481581 · Participants: 41096L3harris Retirement Savings PlanSavings Plan for Employees and Partners of Pricewatercoopers LLP, Total assets ($B): 9.121428518 · Participants: 50354Savings Plan for Employees and Partners of Pricewatercoopers LLPAdp Totalsource Retirement Savings Plan, Total assets ($B): 6.687694478 · Participants: 287453Adp Totalsource Retirement Savings PlanPublix Super Markets, Inc. 401(k) Smart Plan, Total assets ($B): 6.05990007 · Participants: 176752Publix Super Markets, Inc. 401(k) Smart PlanNextera Energy, Inc. Employee Retirement Savings Plan, Total assets ($B): 5.44531949 · Participants: 14889Nextera Energy, Inc. Employee Retirement Savings Plan
Royal Caribbean Cruises Ltd. Ret. Savings Plan vs. nearby 401(k) plans in Florida, assets vs. participants

Royal Caribbean Cruises Ltd. Ret. Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Florida, the nearest 401(k) by assets is Fmc Corporation Savings and Investment Plan in PA ($573M); by covered participants it is Tgi Friday's 401(k) Plan in TX (4,153 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (4,157 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Royal Caribbean Cruises Ltd. Ret. Savings Plan assets move in 2022? ▼
Royal Caribbean Cruises Ltd. Ret. Savings Plan pulled back noticeably - down 13.2% during 2022, from $660M to $573M. Reported net income was -$87M.
How have Royal Caribbean Cruises Ltd. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Royal Caribbean Cruises Ltd.'s sponsor-wide assets grew 37.4%, from $573M to $787M.
Where does Royal Caribbean Cruises Ltd. Ret. Savings Plan rank by assets among Form 5500 filers? ▼
Royal Caribbean Cruises Ltd. Ret. Savings Plan ranks in the 98th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Royal Caribbean Cruises Ltd. Ret. Savings Plan? ▼
Among 401(k) plans in other states, the closest by assets is Fmc Corporation Savings and Investment Plan in PA ($573M, 1,286 participants).
Which 401(k) plans cover a similar participant headcount to Royal Caribbean Cruises Ltd. Ret. Savings Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Tgi Friday's 401(k) Plan in TX (4,153 participants, $49M in assets).