Money Purchase
2022 plan-year Money Purchase DOL Form 5500

Massachusetts Laborers' Annuity Fund

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Bd. of Trustees of Mass. Laborers Annuity Fund · Massachusetts · Construction

What the 2023 filing shows

Massachusetts Laborers' Annuity Fund holds $2.0B for 11,530 participants — about $169,597 per participant, down 9.7% over the 2022 plan year.

$2.0B
total plan assets (2022 EOY)
11,530
covered participants
$169,597
avg assets per participant
-9.7%
assets change YoY

The plan reported a net loss of $192M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$2.0B
Participants
11,530
Industry
Construction

What the Filing Says About Massachusetts Laborers' Annuity Fund

Massachusetts Laborers' Annuity Fund is a Money Purchase retirement plan sponsored by Bd. of Trustees of Mass. Laborers Annuity Fund, headquartered in Massachusetts. As of the 2022 Form 5500 filing, the plan reports $2.0B in total end-of-year assets and covers 11,530 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 046553616, and the plan has been effective since 1986-01-22. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $2.2B at the beginning of 2022 to $2.0B at year-end — a decline of 9.7%. Net assets (after liabilities) closed the year at $1.9B, with reported net income of $-191,945,941 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$2.2B
Total Assets (End of Year)$2.0B
Net Assets (End of Year)$1.9B
Net Income$-191,945,941
Plan TypeMoney Purchase
Employer EIN046553616
Plan Effective Date1986-01-22
Filing StatusFILING RECEIVED

Sponsor Plan History (Bd. of Trustees of Mass. Laborers Annuity Fund)

Year Plans Participants Total Assets
2022 1 11,530 $2.0B
2023 1 11,709 $2.2B
2024 1 11,506 $2.3B

Nearby Money Purchase Plans in Massachusetts

Peer Money Purchase plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the Massachusetts Laborers' Annuity Fund?
As of the 2022 Form 5500 filing, Massachusetts Laborers' Annuity Fund holds $2.0B in total assets with 11,530 participants. It is sponsored by Bd. of Trustees of Mass. Laborers Annuity Fund.
What type of plan is Massachusetts Laborers' Annuity Fund?
Massachusetts Laborers' Annuity Fund is a Money Purchase plan. It has been effective since 1986-01-22. The plan is filed with the U.S. Department of Labor under EIN 046553616.
Who sponsors the Massachusetts Laborers' Annuity Fund?
Massachusetts Laborers' Annuity Fund is sponsored by Bd. of Trustees of Mass. Laborers Annuity Fund, located in Massachusetts. The sponsor's EIN is 046553616 and the plan operates in the Construction industry.
How did Massachusetts Laborers' Annuity Fund perform in 2022?
Massachusetts Laborers' Annuity Fund declined by 9.7% during 2022, moving from $2.2B to $2.0B in total assets. Net income was $-191,945,941.
Where can I find official filings for Massachusetts Laborers' Annuity Fund?
Official Form 5500 filings for Massachusetts Laborers' Annuity Fund are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 046553616 or plan name at efast.dol.gov.
How does Massachusetts Laborers' Annuity Fund compare to other plans?
You can compare Massachusetts Laborers' Annuity Fund against other Money Purchase plans on the plan type page, or view plans in Massachusetts on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 046553616.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.