Money Purchase · DOL Form 5500 · 2022
President & Fellows of Harvard College Harvard Human Resources, Benefi Money Purchase Plan
Data updated 2026-08-25
- $1.5B
- Total assets Very large vs avg
- 12,417
- Participants Very large workforce
- 99th
- Percentile by assets National rank
- $116,984
- Avg per participant Below avg balance/head
Official DOL plan name: Harvard University Defined Contribution Retirement Plan · Sponsored by President & Fellows of Harvard College Harvard Human Resources, Benefi · Massachusetts · Educational Services
$1.5B in assets, 12,417 participants
President & Fellows of Harvard College Harvard Human Resources, Benefi's Harvard University Defined Contribution Retirement Plan reported $1.5B in total assets and 12,417 participants in its 2022 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #3,980 in Educational Services (4,024 peers)
Coverage in Massachusetts
Harvard University Defined Contribution Retirement Plan covers 12,417 participants in Massachusetts, 19x the typical Massachusetts plan (state average ~659 per filing). Assets: $1.5B.
- #3,980
- in Educational Services (4,024 peers)
- -11.2%
- assets change YoY
- 15×
- vs typical plan assets (national mean)
The plan reported a net loss of $183M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.
Harvard University Defined Contribution Retirement Plan's outsized position by total assets
Harvard University Defined Contribution Retirement Plan vs every filed plan by assets
End-of-year total assets · plan year 2022 · DOL Form 5500
$1,452,591,056 Top 1% higher than 99% of 139,123 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022
Harvard University Defined Contribution Retirement Plan's mega-plan peer group by participant headcount
Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Harvard University Defined Contribution Retirement Plan is a mega filing (12,417 participants), the rightmost band on the breakdown.
Published 5500 schedule card
Filing strip 042103580 · President & Fellows of Harvard College Harvard Human Resources, Benefi PY 2022 · Money Purchase
Harvard University Defined Contribution Retirement Plan · $1.5B · 12,417 · 99th
- NET $1.5B
- NET 12,417
- NET 99th
- NET Money Purchase
- NET near Local No. 1 IBEW Pension Benefit Trust Fund
- NET ind #3980
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Educational Services retirement plans → · Plans in Massachusetts →
Harvard University Defined Contribution Retirement Plan in the asset neighbourhood
Massachusetts filing particulars
| Total Assets (Beginning of Year) | $1.6B |
|---|---|
| Net Assets (End of Year) | $1.5B |
| Net Income | -$183M |
| Employer EIN | 042103580 |
| Plan Effective Date | 1995-07-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (President & Fellows of Harvard College Harvard Human Resources, Benefi)
Sponsor-wide plan assets over time
All President & Fellows of Harvard College Harvard Human Resources, Benefi plans reported in each filing year
- Latest sponsor-wide plan assets
- $10.3B 28.115920433204305% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 4 | 39,221 | $8.0B |
| 2023 | 4 | 39,785 | $9.3B |
| 2024 | 4 | 44,472 | $10.3B |
Nearby Money Purchase Plans in Massachusetts
Peer Money Purchase plans, same state, same plan type, ranked by total assets.
- The Mitre Corporation Qualified Retirement Plan $2.2B · 12,021
- Massachusetts Laborers' Annuity Fund $2.0B · 11,530
- Retirement Income Plan for Teaching Faculty of Harvard University $1.9B · 2,698
- Electrical Workers Deferred Income Plan Local 103, I.B.E.W. $1.4B · 8,275
- Tufts University Basic Retirement Plan $819M · 7,042
Scale composition for Harvard University Defined Contribution Retirement Plan
Harvard University Defined Contribution Retirement Plan reports $1.5B in end-of-year assets across 12,417 participants (0.012% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.013% of 93,925,755 covered participants) - about $116,984 per participant (85% of the national average assets-per-participant) . Net income for plan year 2022 was -$183M.
This plan identity (EIN 042103580, plan #007) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $1.5B to $2.0B (+40.0%) while covered participants moved from 12,417 to 14,571 . Single-year sparse filers cannot show that trail.
| Plan year | Participants | EOY assets | Filing |
|---|---|---|---|
| 2022 | 12,417 | $1.5B | This page |
| 2023 | 13,259 | $1.8B | Open filing |
| 2024 · index core | 14,571 | $2.0B | Open filing |
The same sponsor also keeps 4 other index-core plans on PlainRetire:
- Harvard University Tax Deferred Annuity Plan (Other, $4.3B, 24,395 participants)
- Retirement Income Plan for Teaching Faculty of Harvard University (Money Purchase, $2.4B, 2,774 participants)
- Harvard University Defined Contribution Retirement Plan (Money Purchase, $2.0B, 14,571 participants)
- Harvard University Retirement Plan (Defined Benefit (Pension), $1.6B, 2,732 participants)
Harvard University Defined Contribution Retirement Plan's out-of-state Money Purchase peers by assets and headcount
Outside Massachusetts, the nearest Money Purchase by assets is Local No. 1 IBEW Pension Benefit Trust Fund in MO ($1.5B); by covered participants it is Tiaa Retirement Plan in NY (11,825 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($1.5B here).
- Local No. 1 IBEW Pension Benefit Trust Fund (MO) $1.5B · 4,522
- Laborers Annuity Plan for Northern California (CA) $1.4B · 30,063
- Employees Retirement Plan of Marshfield Clinic (WI) $1.3B · 8,253
- The Sherwin-Williams Company Salaried Employees' Revised Pension Investment Plan (OH) $1.3B · 44,824
Similar participant headcount
Nearest other-state filings by covered participants (12,417 participants); asset peers above are excluded.
- Tiaa Retirement Plan (NY) 11,825 · 592 off
- Southern States Savings & Retirement Plan Trust (FL) 13,122 · 705 off
- Ufcw No. California Food Employers Joint Individual Account Plan (CA) 11,684 · 733 off
- Itpeu Pension Fund (NJ) 14,627 · 2,210 off
DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.