401(k) · DOL Form 5500 · 2022

Umb Financial Corporation 401(k) Plan

Data updated 2026-08-11

$507M
Total assets
3,411
Participants
98th
Percentile by assets
$148,685
Avg per participant
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Official DOL plan name: Umb Profit Sharing and 401(k) Savings Plan · Sponsored by Umb Financial Corporation · Missouri · Finance & Insurance

$507M in assets, 3,411 participants

Umb Financial Corporation's Umb Profit Sharing and 401(k) Savings Plan reported $507M in total assets and 3,411 participants in its 2022 DOL Form 5500 filing, ranking in the 98th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 98th percentile by assets (of 139,126 plans)
  • #8,910 in Finance & Insurance (9,261 peers)

Coverage in Missouri

Umb Profit Sharing and 401(k) Savings Plan covers 3,411 participants in Missouri, 4.6x the typical Missouri plan (state average ~737 per filing). Assets: $507M.

$507M
total plan assets (2022 EOY)
3,411
covered participants
98th
percentile by assets (of 139,126 plans)
$148,685
avg assets per participant

The plan reported a net loss of $112M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Missouri filers

In Missouri, the average filing covers about 737 participants across 2,297 plans. Umb Profit Sharing and 401(k) Savings Plan reports 3,411 participants - 4.6x that state average ($507M EOY assets).

Missouri filing particulars

Total Assets (Beginning of Year)$619M
Net Assets (End of Year)$507M
Net Income-$112M
Employer EIN430903811
Plan Effective Date1961-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Umb Financial Corporation)

$500M$600M$700M$800M$900M 202220232024 $569M $789M ▲ +38.5%
Total plan assets by year, all Umb Financial Corporation plans on file
Year Plans Participants Total Assets
2022 2 6,362 $569M
2023 2 6,283 $675M
2024 2 7,271 $789M

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 0246810 Total assets ($B) Participants Umb Profit Sharing a…Bayer Corporation Sa…Edward D. Jones & Co…Enterprise Holdings …Centene Management C…Anheuser-Busch 401(k…
Umb Profit Sharing and 401(k) Savings Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Umb Profit Sharing and 401(k) Savings Plan by total assets, not by location.

Frequently Asked Questions

How did Umb Profit Sharing and 401(k) Savings Plan assets move in 2022?
Umb Profit Sharing and 401(k) Savings Plan declined sharply - down 18.1% during 2022, from $619M to $507M. Reported net income was -$112M.
How have Umb Financial Corporation plan assets changed over time?
Across 3 plan years on file (2022-2024), Umb Financial Corporation's sponsor-wide assets grew 38.5%, from $569M to $789M.
Where does Umb Profit Sharing and 401(k) Savings Plan rank by assets among Form 5500 filers?
Umb Profit Sharing and 401(k) Savings Plan ranks in the 98th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Umb Profit Sharing and 401(k) Savings Plan?
Among 401(k) plans in other states, the closest by assets is Sheetz, Inc. 401(k) Retirement Plan in PA ($507M, 14,875 participants).

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Filing takeaways

Ways to act on Umb Profit Sharing and 401(k) Savings Plan's numbers.