401(k) · DOL Form 5500 · 2022

Citizens Bank of Las Cruces 401(k) Plan

Data updated 2026-08-25

$33M
Total assets Below avg plan size
98
Participants Small participant base
84th
Percentile by assets National rank
$335,180
Avg per participant High balance/head
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Official DOL plan name: Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan · Sponsored by Citizens Bank of Las Cruces · New Mexico · Finance & Insurance

$33M in assets, 98 participants

Citizens Bank of Las Cruces's Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan reported $33M in total assets and 98 participants in its 2022 DOL Form 5500 filing, ranking in the 84th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,846 in Finance & Insurance (9,261 peers)

Where Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan sits by assets

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan sits in the top quartile of all filed plans by assets, $33M for 98 participants (~$335,180/participant), down 3.8% in 2022.

#6,846
in Finance & Insurance (9,261 peers)
-3.8%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $1M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan's outsized position by total assets

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$32,847,642 Top 16% higher than 84% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan among smaller filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan is a small filing (98 participants) on this national headcount ladder.

EBSA filing schedule strip

Filing strip 850207454 · Citizens Bank of Las Cruces PY 2022 · 401(k)

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan · $33M · 98 · 84th

  • ASSETS $33M
  • PCT 98
  • EIN 84th
  • RANK 401(k)
  • PHOTO near Valley Strong Credit Union Plan and Trust
  • IND ind #6846

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in New Mexico →

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan in the asset neighbourhood

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing PlanCitizens Bank of Las Cruces …$33MValley Strong Credit Union Plan and TrustValley Strong Credit Union P…$33MBms Intermediaries, Inc. 401(k) PlanBms Intermediaries, Inc. 401…$33MC.F.G. 401(k) Plan$33MFirst Western Bank & Trust 401(k)First Western Bank & Trust 4…$33M
End-of-year total assets ($M) among Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Scale-class filing particulars (2022)

Total Assets (Beginning of Year)$34M
Net Assets (End of Year)$33M
Net Income-$1M
Employer EIN850207454
Plan Effective Date1977-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Citizens Bank of Las Cruces)

Sponsor-wide plan assets over time

All Citizens Bank of Las Cruces plans reported in each filing year

Latest sponsor-wide plan assets
$45M 36.269815044866846% vs 2022
2024 filing year
$30M$35M$40M$45M$50M 202220232024 $32.9M $44.8M ▲ +36.3%
Year Plans Participants Total Assets
2022 1 98 $33M
2023 1 108 $38M
2024 1 111 $45M

Nearby 401(k) Plans in New Mexico

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan vs. nearby 401(k) plans in New Mexico, assets vs. participants Scatter plot of 6 data points. -5000050001000015000 -20246 Total assets ($B) Participants Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan, Total assets ($B): 0.032847642 · Participants: 98Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing PlanNtess Savings and Income Plan, Total assets ($B): 5.039491778 · Participants: 14007Ntess Savings and Income PlanTriad 401(k) Retirement Plan, Total assets ($B): 1.548125595 · Participants: 8535Triad 401(k) Retirement PlanTriad 401(k) Savings Plan, Total assets ($B): 0.750238886 · Participants: 2476Triad 401(k) Savings PlanPnm Resources, Inc. Retirement Savings Plan, Total assets ($B): 0.707275306 · Participants: 1638Pnm Resources, Inc. Retirement Savings PlanApplied Research Associates, Inc. 401(k) Profit Sharing Plan & Trust, Total assets ($B): 0.445070272 · Participants: 1553Applied Research Associates, Inc. 401(k) Profit Sharing Plan & Trust
Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan vs. nearby 401(k) plans in New Mexico, assets vs. participants
Compare Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan side-by-side with 3 peers →

Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan's out-of-state 401(k) peers by assets and headcount

Outside New Mexico, the nearest 401(k) by assets is Valley Strong Credit Union Plan and Trust in CA ($33M); by covered participants it is Sierra7 401(k) Plan in VA (98 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($33M here).

Similar participant headcount

Nearest other-state filings by covered participants (98 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan assets move in 2022? ▼
Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan edged down modestly - down 3.8% during 2022, from $34M to $33M. Reported net income was -$1M.
How have Citizens Bank of Las Cruces plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Citizens Bank of Las Cruces's sponsor-wide assets grew 36.3%, from $33M to $45M.
Where does Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan rank by assets among Form 5500 filers? ▼
Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan ranks in the 84th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by assets is Valley Strong Credit Union Plan and Trust in CA ($33M, 521 participants).
Which 401(k) plans cover a similar participant headcount to Citizens Bank of Las Cruces Employee Stock Ownership & Profit Sharing Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Sierra7 401(k) Plan in VA (98 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 850207454.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.