Defined Benefit (Pension) · DOL Form 5500 · 2022

Cadence Bank Pension Plan

Data updated 2026-08-25

$342M
Total assets Above avg plan size
3,874
Participants Above avg headcount
97th
Percentile by assets National rank
$88,185
Avg per participant Below avg balance/head
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Official DOL plan name: Cadence Retirement Plan and Trust Agreement · Sponsored by Cadence Bank · Mississippi · Finance & Insurance

$342M in assets, 3,874 participants

Cadence Bank's Cadence Retirement Plan and Trust Agreement reported $342M in total assets and 3,874 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,787 in Finance & Insurance (9,261 peers)

Coverage in Mississippi

Cadence Retirement Plan and Trust Agreement covers 3,874 participants in Mississippi, 11x the typical Mississippi plan (state average ~366 per filing). Assets: $342M.

#8,787
in Finance & Insurance (9,261 peers)
-17.5%
assets change YoY
3.4×
vs typical plan assets (national mean)

The plan reported a net loss of $72M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Cadence Retirement Plan and Trust Agreement's outsized position by total assets

Cadence Retirement Plan and Trust Agreement vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$341,628,698 Top 3% higher than 97% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Cadence Retirement Plan and Trust Agreement's large-plan peer group by participant headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Cadence Retirement Plan and Trust Agreement lands in the large band (3,874 participants).

EBSA filing schedule strip

Filing strip 640117230 · Cadence Bank PY 2022 · Defined Benefit (Pension)

Cadence Retirement Plan and Trust Agreement · $342M · 3,874 · 97th

  • VS-ST $342M
  • BOY 3,874
  • SCH 97th
  • EBSA Defined Benefit (Pension)
  • PART near Cleveland Bakers and Teamsters Pension Fund
  • TYPE ind #8787

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Mississippi →

Cadence Retirement Plan and Trust Agreement in the asset neighbourhood

Retirement Income Plan for Selective Insurance Company of AmericaRetirement Income Plan for S…$342MCleveland Bakers and Teamsters Pension FundCleveland Bakers and Teamste…$342MCadence Retirement Plan and Trust AgreementCadence Retirement Plan and …$342MLocal Union 786 Building Material Pension FundLocal Union 786 Building Mat…$341MInternational Longshoremen's Association AFL-CIO Employers Pension FundInternational Longshoremen's…$341M
End-of-year total assets ($M) among Cadence Retirement Plan and Trust Agreement and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Mississippi filing particulars

Total Assets (Beginning of Year)$414M
Net Assets (End of Year)$342M
Net Income-$72M
Employer EIN640117230
Plan Effective Date1965-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cadence Bank)

Sponsor-wide plan assets over time

All Cadence Bank plans reported in each filing year

Latest sponsor-wide plan assets
$1.2B 9.39790297406027% vs 2022
2024 filing year
$1.05B$1.1B$1.15B$1.2B 202220232024 $1.06B $1.16B ▲ +9.4%
Year Plans Participants Total Assets
2022 2 10,427 $1.1B
2023 2 11,336 $1.1B
2024 2 11,359 $1.2B

Nearby Defined Benefit (Pension) Plans in Mississippi

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Cadence Retirement Plan and Trust Agreement vs. nearby Defined Benefit (Pension) plans in Mississippi, assets vs. participants Scatter plot of 6 data points. -1000010002000300040005000 0200400600800 Total assets ($M) Participants Cadence Retirement Plan and Trust Agreement, Total assets ($M): 341.628698 · Participants: 3874Cadence Retirement Plan and Trust AgreementHancock Whitney Corporation Pension Plan, Total assets ($M): 700.534746 · Participants: 1855Hancock Whitney Corporation Pension PlanSfb Casualty Ins Co Retirement Plan, Total assets ($M): 429.098015 · Participants: 1485Sfb Casualty Ins Co Retirement PlanNorth Mississippi Health Services Retirement Plan & Trust Agreement, Total assets ($M): 425.139749 · Participants: 2033North Mississippi Health Services Retirement Plan & Trust AgreementSfb Life Insurance Co Retirement Plan and Trust, Total assets ($M): 247.444325 · Participants: 593Sfb Life Insurance Co Retirement Plan and TrustNon-Contributory Retirement Program for Certain Employees of Blue Cross & Blue Shield of Mississippi, Total assets ($M): 164.797945 · Participants: 183Non-Contributory Retirement Program for Certain Employees of Blue Cross & Blue Shield of Mississippi
Cadence Retirement Plan and Trust Agreement vs. nearby Defined Benefit (Pension) plans in Mississippi, assets vs. participants
Compare Cadence Retirement Plan and Trust Agreement side-by-side with 3 peers →

Cadence Retirement Plan and Trust Agreement's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Mississippi, the nearest Defined Benefit (Pension) by assets is Cleveland Bakers and Teamsters Pension Fund in OH ($342M); by covered participants it is Minneapolis Retail Meat Cutters and Food Handlers Variable Annuity Pension Plan in MN (3,879 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (3,874 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Cadence Retirement Plan and Trust Agreement assets move in 2022? ▼
Cadence Retirement Plan and Trust Agreement declined sharply - down 17.5% during 2022, from $414M to $342M. Reported net income was -$72M.
How have Cadence Bank plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Cadence Bank's sponsor-wide assets grew 9.4%, from $1.1B to $1.2B.
Where does Cadence Retirement Plan and Trust Agreement rank by assets among Form 5500 filers? ▼
Cadence Retirement Plan and Trust Agreement ranks in the 97th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Cadence Retirement Plan and Trust Agreement? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Cleveland Bakers and Teamsters Pension Fund in OH ($342M, 2,056 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Cadence Retirement Plan and Trust Agreement? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Minneapolis Retail Meat Cutters and Food Handlers Variable Annuity Pension Plan in MN (3,879 participants, $16M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 640117230.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.