Defined Benefit (Pension) · DOL Form 5500 · 2022

Cadence Bank Pension Plan

Data updated 2026-08-11

$342M
Total assets
3,874
Participants
97th
Percentile by assets
$88,185
Avg per participant
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Official DOL plan name: Cadence Retirement Plan and Trust Agreement · Sponsored by Cadence Bank · Mississippi · Finance & Insurance

$342M in assets, 3,874 participants

Cadence Bank's Cadence Retirement Plan and Trust Agreement reported $342M in total assets and 3,874 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 97th percentile by assets (of 139,126 plans)
  • #8,787 in Finance & Insurance (9,261 peers)

Coverage in Mississippi

Cadence Retirement Plan and Trust Agreement covers 3,874 participants in Mississippi, 11x the typical Mississippi plan (state average ~366 per filing). Assets: $342M.

$342M
total plan assets (2022 EOY)
3,874
covered participants
97th
percentile by assets (of 139,126 plans)
$88,185
avg assets per participant

The plan reported a net loss of $72M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Participants vs Mississippi filers

In Mississippi, the average filing covers about 366 participants across 521 plans. Cadence Retirement Plan and Trust Agreement reports 3,874 participants - 11x that state average ($342M EOY assets).

Mississippi filing particulars

Total Assets (Beginning of Year)$414M
Net Assets (End of Year)$342M
Net Income-$72M
Employer EIN640117230
Plan Effective Date1965-09-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Cadence Bank)

$1.05B$1.1B$1.15B$1.2B 202220232024 $1.06B $1.16B ▲ +9.4%
Total plan assets by year, all Cadence Bank plans on file
Year Plans Participants Total Assets
2022 2 10,427 $1.1B
2023 2 11,336 $1.1B
2024 2 11,359 $1.2B

Nearby Defined Benefit (Pension) Plans in Mississippi

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Cadence Retirement Plan and Trust Agreement vs. nearby Defined Benefit (Pension) plans in Mississippi, assets vs. participants

Cadence Retirement Plan and Trust Agreement vs. nearby Defined Benefit (Pension) plans in Mississippi, assets vs. participants Scatter plot of 6 data points. -1000010002000300040005000 0200400600800 Total assets ($M) Participants Cadence Retirement P…Hancock Whitney Corp…Sfb Casualty Ins Co …North Mississippi He…Sfb Life Insurance C…Non-Contributory Ret…
Cadence Retirement Plan and Trust Agreement vs. nearby Defined Benefit (Pension) plans in Mississippi, assets vs. participants

Similar-Sized Defined Benefit (Pension) Plans Nationally

Defined Benefit (Pension) plans in other states closest to Cadence Retirement Plan and Trust Agreement by total assets, not by location.

Frequently Asked Questions

How did Cadence Retirement Plan and Trust Agreement assets move in 2022?
Cadence Retirement Plan and Trust Agreement declined sharply - down 17.5% during 2022, from $414M to $342M. Reported net income was -$72M.
How have Cadence Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Cadence Bank's sponsor-wide assets grew 9.4%, from $1.1B to $1.2B.
Where does Cadence Retirement Plan and Trust Agreement rank by assets among Form 5500 filers?
Cadence Retirement Plan and Trust Agreement ranks in the 97th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Cadence Retirement Plan and Trust Agreement?
Among Defined Benefit (Pension) plans in other states, the closest by assets is Cleveland Bakers and Teamsters Pension Fund in OH ($342M, 2,056 participants).

Next read for Cadence Retirement Plan and Trust Agreem…

Filing takeaways

Ways to act on Cadence Retirement Plan and Trust Agreement's numbers.