State retirement profile · Form 5500

Retirement Plans in Mississippi

According to DOL Form 5500 filings (plan year 2024), employer-sponsored 401(k), pension, and other retirement plans headquartered in Mississippi report the totals below.

Data updated 2026-08-25

521
Plans
$15.9B
Total assets
#46
By assets

$15.9B across 521 plans

According to DOL Form 5500 filings (plan year 2024), Mississippi has 521 employer-sponsored retirement plans holding $15.9B in total assets for 190,930 participants, ranking 46th nationally by plan assets, with 74% structured as 401(k)s and an average of $31M per plan.

  • 46th nationally by plan assets
  • 74% 401(k) plans

The state in one line

Mississippi hosts 521 employer-sponsored retirement plans holding $15.9B for 190,930 participants, the 46th-largest state by plan assets.

$15.9B
total plan assets
521
employer plans
$83,273
avg assets per participant
74%
of plans are 401(k)s
401(k) Plans
383
Participants
190,930

What the Form 5500 Data Shows for Mississippi

Mississippi: 521 employer-sponsored plans (383 401(k)), $15.9B aggregate assets, 190,930 participants. Average plan: $31M; largest is Cadence 401(k) Profit-Sharing Plan at $817M. Leading sector by assets: Finance & Insurance (36%). These figures aggregate the 521 Form 5500 filings Mississippi sponsors submitted for plan year 2024, counted by sponsor headquarters rather than participant residence; a plan administered in Mississippi can cover workers across several states, and the methodology page details that HQ-vs-residence distinction. DOL Form 5500 methodology + HQ-vs-residence caveats →

Finance & Insurance leads Mississippi plan assets (36%)

Among plans headquartered here, Finance & Insurance accounts for $5.7B across 68 filings, ahead of Healthcare & Social Assistance at $2.1B. Sector mix is a Form 5500-derived signal: it reflects where sponsors file from, not where every participant lives.

DOL Form 5500 plan year 2024

Mississippi hosts 27 ESOP filings

Employee Stock Ownership Plans here hold $881M. ESOP density is uneven across states; when the count clears a meaningful floor, the ESOP ranking and industry pages are the better drill-downs than a 401(k)-only read.

DOL Form 5500 plan year 2024

Where Mississippi sits in the Form 5500 corpus

Mississippi is a smaller Form 5500 host by plan assets (#46 of 56). A single large sponsor can move the state total; read the largest-plan share before treating the average as typical.

DOL Form 5500 plan year 2024

Mississippi's place in the national asset distribution

All states with reported Form 5500 plan assets · plan year 2024

$15,899,257,886 20th percentile higher than 20% of 56 states with reported plan assets

Mississippi $0 $1,324,371,844,360 state retirement-plan assets, bucketed by value

Dashed line + filled bar = this entry, among states with reported plan assets.

Source U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024

Mississippi's retirement-plan mix

1. 401(k)3832. Profit Sharing603. ESOP274. Defined Benefit (Pension)275. Other15
The five most common Form 5500 plan types among sponsors headquartered in Mississippi. This count describes filings, not participants or assets.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset · plan year 2024.

Industry mix in Mississippi

Top sectors by Form 5500 plan assets for sponsors headquartered here (plan year 2024).

Industry Plans Assets
Finance & Insurance 68 $5.7B
Healthcare & Social Assistance 82 $2.1B
Manufacturing 77 $1.9B
Wholesale Trade 23 $1.4B
Professional & Technical Services 49 $1.1B

Largest Plans in Mississippi

# Plan Name Type Participants Total Assets
1 Cadence 401(k) Profit-Sharing Plan 401(k) 6,117 $817M
2 Ergon 401(k) Plan 401(k) 3,508 $771M
3 Hancock Whitney Corporation Pension Plan Defined Benefit (Pension) 1,627 $735M
4 V2x 401(k) Retirement Plan 401(k) 6,644 $644M
5 Hancock Whitney Corporation 401(k) Savings Plan 401(k) 3,561 $608M
6 Southern Farm Bureau and Adopting Companies 401(k) Plan 401(k) 2,689 $528M
7 Sfb Casualty Ins Co Retirement Plan Defined Benefit (Pension) 1,529 $446M
8 North Mississippi Health Services, Inc. 403(b) Plan Other 7,212 $426M
9 Hattiesburg Clinic P. a. Savings Plan 401(k) 2,250 $402M
10 Trustmark 401(k) Plan 401(k) 2,796 $398M
11 North Mississippi Health Services, Inc. Employer Savings Plan Profit Sharing 7,188 $362M
12 Cadence Retirement Plan and Trust Agreement Defined Benefit (Pension) 5,242 $341M
13 Renasant Bank 401(k) Plan 401(k) 2,423 $320M
14 Butler Snow Retirement Savings Plan 401(k) N/A $299M
15 Cal-Maine Foods, Inc. Ksop 401(k) 2,356 $291M
16 Southern Farm Bureau Life Insurance Company Retirement Plan Defined Benefit (Pension) 628 $222M
17 Your Retirement Savings Plan 401(k) 9,085 $205M
18 Telapex, Inc. Savings Plan 401(k) 1,957 $197M
19 Atlas Roofing Corporation 401(k) Profit Sharing Plan 401(k) 1,508 $196M
20 Pension Plan for Employees of Central Service Association Defined Benefit (Pension) 473 $187M
21 Mdr Construction, Inc. Employee Stock Ownership Plan ESOP 652 $181M
22 Lt Corporation & Affiliates Employee Stock Ownership Plan ESOP 499 $179M
23 Bancplus Corporation Employee Stock Ownership Plan W/401(k) Provisions 401(k) 1,110 $165M
24 Telapex, Inc. Employee Stock Ownership Plan ESOP 1,629 $158M
25 The Yates Companies, Inc. 401(k) Plan 401(k) 4,009 $154M

Nearby States by Retirement Plan Footprint

States ranked adjacent to Mississippi by total retirement plan assets.

Compare Mississippi side-by-side with 3 peer states →

Nationwide states with similar retirement plan scale

Two DOL Form 5500-derived peer sets for Mississippi, each a different nationwide metric so the neighborhoods are not geographic containment (the asset-ranked nearby list above stays regional).

Similar plan count

Nearest other states by reported employer plan filings (521 here).

Hawaii 517 plans Maine 561 plans New Mexico 466 plans Rhode Island 434 plans

Similar total assets

Nearest other states by aggregate plan assets ($15.9B here).

West Virginia $17.7B Alaska $14.0B Puerto Rico $13.1B Vermont $11.5B

Frequently Asked Questions

What is the largest retirement plan headquartered in Mississippi? ▼
The largest Form 5500 filing by assets with a headquarters address in Mississippi is Cadence 401(k) Profit-Sharing Plan ($817M, 6,117 participants).
Which industry leads Mississippi retirement plan assets? ▼
Finance & Insurance leads with $5.7B across 68 plans headquartered here (36% of state plan assets).
How does Mississippi compare to other states for retirement plans? ▼
Mississippi is a smaller Form 5500 host by plan assets (#46 of 56). A single large sponsor can move the state total; read the largest-plan share before treating the average as typical.

Next read for Mississippi

Industry-mix reading

Ways to act on Mississippi's numbers.

Source: U.S. Department of Labor, EBSA Form 5500 public disclosure dataset. Shows the top 25 plans by total assets headquartered in Mississippi, out of 130,145 ERISA-covered plans nationally. Plan year 2024.

Source: DOL EFAST2 filing system (efast.dol.gov) - state is the plan sponsor's headquarters state as recorded on the Form 5500 filing.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.