401(k) · DOL Form 5500 · 2022

Mortgage Research Center LLC 401(k) Plan

Data updated 2026-08-11

$315M
Total assets
5,071
Participants
97th
Percentile by assets
$62,195
Avg per participant
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Official DOL plan name: Veterans United Home Loans 401(k) Plan · Sponsored by Mortgage Research Center LLC · Missouri · Finance & Insurance

$315M in assets, 5,071 participants

Mortgage Research Center LLC's Veterans United Home Loans 401(k) Plan reported $315M in total assets and 5,071 participants in its 2022 DOL Form 5500 filing, ranking in the 97th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 97th percentile by assets (of 139,126 plans)
  • #8,753 in Finance & Insurance (9,261 peers)

Coverage in Missouri

Veterans United Home Loans 401(k) Plan covers 5,071 participants in Missouri, 6.9x the typical Missouri plan (state average ~737 per filing). Assets: $315M.

$315M
total plan assets (2022 EOY)
5,071
covered participants
97th
percentile by assets (of 139,126 plans)
$62,195
avg assets per participant

The plan reported a net loss of $33M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

State

Participants vs Missouri filers

In Missouri, the average filing covers about 737 participants across 2,297 plans. Veterans United Home Loans 401(k) Plan reports 5,071 participants - 6.9x that state average ($315M EOY assets).

Missouri filing particulars

Total Assets (Beginning of Year)$349M
Net Assets (End of Year)$315M
Net Income-$33M
Employer EIN431965151
Plan Effective Date2005-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Mortgage Research Center LLC)

$300M$400M$500M$600M$700M 202220232024 $649M $485M ▼ -25.4%
Total plan assets by year, all Mortgage Research Center LLC plans on file
Year Plans Participants Total Assets
2022 4 12,217 $649M
2023 1 4,928 $397M
2024 1 4,282 $485M

Nearby 401(k) Plans in Missouri

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Veterans United Home Loans 401(k) Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Veterans United Home Loans 401(k) Plan vs. nearby 401(k) plans in Missouri, assets vs. participants Scatter plot of 6 data points. 020000400006000080000 -20246810 Total assets ($B) Participants Veterans United Home…Bayer Corporation Sa…Edward D. Jones & Co…Enterprise Holdings …Centene Management C…Anheuser-Busch 401(k…
Veterans United Home Loans 401(k) Plan vs. nearby 401(k) plans in Missouri, assets vs. participants

Scale composition for Veterans United Home Loans 401(k) Plan

Veterans United Home Loans 401(k) Plan reports $315M in end-of-year assets across 5,071 participants (0.003% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.005% of 93,925,755 covered participants) - about $62,195 per participant (45% of the national average assets-per-participant) . Net income for plan year 2022 was -$33M.

This plan identity (EIN 431965151, plan #001) has 6 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $152M to $485M (+218.8%) while covered participants moved from 2,447 to 4,282 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 2,447 $152M Open filing
2022 2,447 $98M Open filing
2022 2,252 $84M Open filing
2022 5,071 $315M This page
2023 4,928 $397M Open filing
2024 · index core 4,282 $485M Open filing

The same sponsor also keeps 1 other index-core plan on PlainRetire:

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Veterans United Home Loans 401(k) Plan by total assets, not by location.

Frequently Asked Questions

How did Veterans United Home Loans 401(k) Plan assets move in 2022?
Veterans United Home Loans 401(k) Plan pulled back noticeably - down 9.5% during 2022, from $349M to $315M. Reported net income was -$33M.
How have Mortgage Research Center LLC plan assets changed over time?
Across 3 plan years on file (2022-2024), Mortgage Research Center LLC's sponsor-wide assets declined 25.4%, from $649M to $485M.
Where does Veterans United Home Loans 401(k) Plan rank by assets among Form 5500 filers?
Veterans United Home Loans 401(k) Plan ranks in the 97th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to Veterans United Home Loans 401(k) Plan?
Among 401(k) plans in other states, the closest by assets is Adams Keegan Retirement Savings Plan in TN ($315M, 19,230 participants).

Next read for Veterans United Home Loans 401(k) Plan

Filing takeaways

Ways to act on Veterans United Home Loans 401(k) Plan's numbers.