Defined Benefit (Pension) · DOL Form 5500 · 2022

Smart Financial Credit Union Pension Plan

Data updated 2026-08-25

$45M
Total assets Below avg plan size
159
Participants Small participant base
87th
Percentile by assets National rank
$281,806
Avg per participant High balance/head
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Official DOL plan name: Smart Financial Credit Union Employees Pension Plan · Sponsored by Smart Financial Credit Union · Texas · Finance & Insurance

$45M in assets, 159 participants

Smart Financial Credit Union's Smart Financial Credit Union Employees Pension Plan reported $45M in total assets and 159 participants in its 2022 DOL Form 5500 filing, ranking in the 87th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,335 in Finance & Insurance (9,261 peers)

Coverage in Texas

Smart Financial Credit Union Employees Pension Plan covers 159 participants in Texas, about 23% of the average Texas filer (state average ~688 per filing). Assets: $45M.

#7,335
in Finance & Insurance (9,261 peers)
-16.3%
assets change YoY
0.4×
vs typical plan assets (national mean)

The plan reported a net loss of $9M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Smart Financial Credit Union Employees Pension Plan's outsized position by total assets

Smart Financial Credit Union Employees Pension Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$44,807,103 Top 13% higher than 87% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Smart Financial Credit Union Employees Pension Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Smart Financial Credit Union Employees Pension Plan sits mid-pack in the medium band (159 participants).

EBSA filing schedule strip

Filing strip 740695355 · Smart Financial Credit Union PY 2022 · Defined Benefit (Pension)

Smart Financial Credit Union Employees Pension Plan · $45M · 159 · 87th

  • RANK $45M
  • RANK 159
  • RANK 87th
  • RANK Defined Benefit (Pension)
  • RANK near Fenwick & West LLP Partners' Pension Plan II
  • RANK ind #7335

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Texas →

Smart Financial Credit Union Employees Pension Plan in the asset neighbourhood

Teamsters Local No. 35 Pension PlanTeamsters Local No. 35 Pensi…$45MStar Tribune Retirement Plan aStar Tribune Retirement Plan…$45MForemost Farms USA Hourly Employees Pension PlanForemost Farms USA Hourly Em…$45MSmart Financial Credit Union Employees Pension PlanSmart Financial Credit Union…$45MFenwick & West LLP Partners' Pension Plan IIFenwick & West LLP Partners'…$45M
End-of-year total assets ($M) among Smart Financial Credit Union Employees Pension Plan and nearest nationwide Defined Benefit (Pension) peers. Source: DOL Form 5500 plan year 2022.

Texas filing particulars

Total Assets (Beginning of Year)$54M
Net Assets (End of Year)$45M
Net Income-$9M
Employer EIN740695355
Plan Effective Date2004-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Smart Financial Credit Union)

Sponsor-wide plan assets over time

All Smart Financial Credit Union plans reported in each filing year

Latest sponsor-wide plan assets
$73M 16.764038376449804% vs 2022
2024 filing year
$60M$65M$70M$75M 202220232024 $62.9M $73.4M ▲ +16.8%
Year Plans Participants Total Assets
2022 2 335 $63M
2023 2 347 $66M
2024 2 363 $73M

Nearby Defined Benefit (Pension) Plans in Texas

Peer Defined Benefit (Pension) plans, same state, same plan type, ranked by total assets.

Smart Financial Credit Union Employees Pension Plan vs. nearby Defined Benefit (Pension) plans in Texas, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -1001020304050 Total assets ($B) Participants Smart Financial Credit Union Employees Pension Plan, Total assets ($B): 0.044807103 · Participants: 159Smart Financial Credit Union Employees Pension PlanAT&T Pension Benefit Plan, Total assets ($B): 40.998144 · Participants: 119463AT&T Pension Benefit PlanShell Pension Plan, Total assets ($B): 14.642588618 · Participants: 12912Shell Pension PlanExxonmobil Pension Plan, Total assets ($B): 11.599 · Participants: 23661Exxonmobil Pension PlanCaterpillar Inc. Retirement Income Plan, Total assets ($B): 9.541187279 · Participants: 12815Caterpillar Inc. Retirement Income PlanBp Retirement Accumulation Plan, Total assets ($B): 5.371602289 · Participants: 9156Bp Retirement Accumulation Plan
Smart Financial Credit Union Employees Pension Plan vs. nearby Defined Benefit (Pension) plans in Texas, assets vs. participants
Compare Smart Financial Credit Union Employees Pension Plan side-by-side with 3 peers →

Smart Financial Credit Union Employees Pension Plan's out-of-state Defined Benefit (Pension) peers by assets and headcount

Outside Texas, the nearest Defined Benefit (Pension) by assets is Fenwick & West LLP Partners' Pension Plan II in CA ($45M); by covered participants it is Joele Frank, Wilkinson Brimmer Katcher Vip Plan in NY (159 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($45M here).

Similar participant headcount

Nearest other-state filings by covered participants (159 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Smart Financial Credit Union Employees Pension Plan assets move in 2022? ▼
Smart Financial Credit Union Employees Pension Plan declined sharply - down 16.3% during 2022, from $54M to $45M. Reported net income was -$9M.
How have Smart Financial Credit Union plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Smart Financial Credit Union's sponsor-wide assets grew 16.8%, from $63M to $73M.
Where does Smart Financial Credit Union Employees Pension Plan rank by assets among Form 5500 filers? ▼
Smart Financial Credit Union Employees Pension Plan ranks in the 87th percentile by end-of-year assets among 139,126 plans that reported assets for plan year 2022 (in the top quartile of all filed plans by assets).
Which Defined Benefit (Pension) plans are similar in size to Smart Financial Credit Union Employees Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by assets is Fenwick & West LLP Partners' Pension Plan II in CA ($45M, 147 participants).
Which Defined Benefit (Pension) plans cover a similar participant headcount to Smart Financial Credit Union Employees Pension Plan? ▼
Among Defined Benefit (Pension) plans in other states, the closest by covered participants is Joele Frank, Wilkinson Brimmer Katcher Vip Plan in NY (159 participants, $21M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 740695355.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.