401(k)
2022 plan-year 401(k) DOL Form 5500

Capital Bancorp, Inc. 401(k) Profit Sharing Plan

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Capital Bancorp, Inc. · Texas · Finance & Insurance

What the 2023 filing shows

Capital Bancorp, Inc. 401(k) Profit Sharing Plan holds $14M for 103 participants — about $137,475 per participant, down 17.8% over the 2022 plan year.

$14M
total plan assets (2022 EOY)
103
covered participants
$137,475
avg assets per participant
-17.8%
assets change YoY

The plan reported a net loss of $3M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$14M
Participants
103
State
Industry
Finance & Insurance

What the Filing Says About Capital Bancorp, Inc. 401(k) Profit Sharing Plan

Capital Bancorp, Inc. 401(k) Profit Sharing Plan is a 401(k) retirement plan sponsored by Capital Bancorp, Inc., headquartered in Texas. As of the 2022 Form 5500 filing, the plan reports $14M in total end-of-year assets and covers 103 participants across the Finance & Insurance industry. The sponsor's EIN on file with the U.S. Department of Labor is 741501536, and the plan has been effective since 1975-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $17M at the beginning of 2022 to $14M at year-end — a decline of 17.8%. Net assets (after liabilities) closed the year at $14M, with reported net income of $-3,074,870 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$17M
Total Assets (End of Year)$14M
Net Assets (End of Year)$14M
Net Income$-3,074,870
Plan Type401(k)
Employer EIN741501536
Plan Effective Date1975-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Capital Bancorp, Inc.)

Year Plans Participants Total Assets
2022 1 103 $14M
2023 1 94 N/A
2024 1 98 N/A

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Frequently Asked Questions

How much money is in the Capital Bancorp, Inc. 401(k) Profit Sharing Plan?
As of the 2022 Form 5500 filing, Capital Bancorp, Inc. 401(k) Profit Sharing Plan holds $14M in total assets with 103 participants. It is sponsored by Capital Bancorp, Inc..
What type of plan is Capital Bancorp, Inc. 401(k) Profit Sharing Plan?
Capital Bancorp, Inc. 401(k) Profit Sharing Plan is a 401(k) plan. It has been effective since 1975-01-01. The plan is filed with the U.S. Department of Labor under EIN 741501536.
Who sponsors the Capital Bancorp, Inc. 401(k) Profit Sharing Plan?
Capital Bancorp, Inc. 401(k) Profit Sharing Plan is sponsored by Capital Bancorp, Inc., located in Texas. The sponsor's EIN is 741501536 and the plan operates in the Finance & Insurance industry.
How did Capital Bancorp, Inc. 401(k) Profit Sharing Plan perform in 2022?
Capital Bancorp, Inc. 401(k) Profit Sharing Plan declined by 17.8% during 2022, moving from $17M to $14M in total assets. Net income was $-3,074,870.
Where can I find official filings for Capital Bancorp, Inc. 401(k) Profit Sharing Plan?
Official Form 5500 filings for Capital Bancorp, Inc. 401(k) Profit Sharing Plan are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 741501536 or plan name at efast.dol.gov.
How does Capital Bancorp, Inc. 401(k) Profit Sharing Plan compare to other plans?
You can compare Capital Bancorp, Inc. 401(k) Profit Sharing Plan against other 401(k) plans on the plan type page, or view plans in Texas on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 741501536.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.