401(k) · DOL Form 5500 · 2023

AT&T Inc. 401(k) Plan

Data updated 2026-08-25

$40.0B
Total assets Mega-plan scale
119,854
Participants Very large workforce
100th
Percentile by assets National rank
$333,840
Avg per participant High balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: AT&T Retirement Savings Plan · Sponsored by AT&T Inc. · Texas · Information & Media

$40.0B in assets, 119,854 participants

AT&T Inc.'s AT&T Retirement Savings Plan reported $40.0B in total assets and 119,854 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #2,817 in Information & Media (2,818 peers)

Coverage in Texas

AT&T Retirement Savings Plan covers 119,854 participants in Texas, 174x the typical Texas plan (state average ~688 per filing). Assets: $40.0B.

#2,817
in Information & Media (2,818 peers)
+6.5%
assets growth YoY
401×
vs typical plan assets (national mean)

AT&T Retirement Savings Plan's outsized position by total assets

AT&T Retirement Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$40,012,012,000 Highest reported value at or above every one of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

AT&T Retirement Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. AT&T Retirement Savings Plan is a mega filing (119,854 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • AT&T Retirement Savings Plan reported net income rose from -$9.8B in the plan year 2022 filing to $2.4B in the plan year 2023 filing.
  • AT&T Retirement Savings Plan reported participants fell from 144,503 in the plan year 2022 filing to 119,854 in the plan year 2023 filing.
  • AT&T Retirement Savings Plan end-of-year assets rose from $37.6B in the plan year 2022 filing to $40.0B in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 431301883 · AT&T Inc. PY 2023 · 401(k)

AT&T Retirement Savings Plan · $40.0B · 119,854 · 100th

  • PCT $40.0B
  • EIN 119,854
  • RANK 100th
  • PHOTO 401(k)
  • IND near Google LLC 401(k) Savings Plan
  • EOY ind #2817

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Information & Media retirement plans → · Plans in Texas →

AT&T Retirement Savings Plan in the asset neighbourhood

JPMorgan Chase 401(k) Savings PlanJPMorgan Chase 401(k) Saving…$44.6BWalmart 401(k) Plan$41.5BAT&T Retirement Savings Plan$40.0BGoogle LLC 401(k) Savings PlanGoogle LLC 401(k) Savings Pl…$39.0BNorthrop Grumman Savings Plan$36.2B
End-of-year total assets ($B) among AT&T Retirement Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Texas filing particulars

Total Assets (Beginning of Year)$37.6B
Net Assets (End of Year)$40.0B
Net Income$2.4B
Employer EIN431301883
Plan Effective Date1969-07-01
Filing StatusFILING RECEIVED

Sponsor Plan History (AT&T Inc.)

Sponsor-wide plan assets over time

All AT&T Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$73.8B 8.550747591630927% vs 2022
2024 filing year
$70B$75B$80B$85B 202220232024 $80.7B $73.8B ▼ -8.6%
Year Plans Participants Total Assets
2022 5 294,690 $80.7B
2023 5 254,657 $72.2B
2024 5 235,723 $73.8B

Nearby 401(k) Plans in Texas

Peer 401(k) plans, same state, same plan type, ranked by total assets.

AT&T Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants Scatter plot of 6 data points. 050000100000150000 1020304050 Total assets ($B) Participants AT&T Retirement Savings Plan, Total assets ($B): 40.012012 · Participants: 119854AT&T Retirement Savings PlanExxonmobil Savings Plan, Total assets ($B): 21.917 · Participants: 23477Exxonmobil Savings PlanCaterpillar 401(k) Savings Plan, Total assets ($B): 16.496476432 · Participants: 41679Caterpillar 401(k) Savings PlanAmerican Airlines, Inc. 401(k) Plan, Total assets ($B): 14.680189879 · Participants: 88792American Airlines, Inc. 401(k) PlanDell Inc. 401(k) Plan, Total assets ($B): 13.529835 · Participants: 45686Dell Inc. 401(k) PlanToyota Motor North America, Inc. Retirement Savings Plan, Total assets ($B): 11.912388373 · Participants: 42788Toyota Motor North America, Inc. Retirement Savings Plan
AT&T Retirement Savings Plan vs. nearby 401(k) plans in Texas, assets vs. participants

Scale composition for AT&T Retirement Savings Plan

AT&T Retirement Savings Plan reports $40.0B in end-of-year assets across 119,854 participants (0.32% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.13% of 93,925,755 covered participants) - about $333,840 per participant (2.4x the national average assets-per-participant) . Net income for plan year 2023 was $2.4B.

This plan identity (EIN 431301883, plan #009) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $37.6B to $43.1B (+14.8%) while covered participants moved from 144,503 to 109,889 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 144,503 $37.6B Open filing
2023 119,854 $40.0B This page
2024 · index core 109,889 $43.1B Open filing

The same sponsor also keeps 3 other index-core plans on PlainRetire:

AT&T Retirement Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Texas, the nearest 401(k) by assets is Google LLC 401(k) Savings Plan in CA ($39.0B); by covered participants it is Macys Inc 401(k) Retirement Investment Plan in OH (120,254 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($40.0B here).

Similar participant headcount

Nearest other-state filings by covered participants (119,854 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did AT&T Retirement Savings Plan assets move in 2023?
AT&T Retirement Savings Plan grew at a solid clip - up 6.5% during 2023, from $37.6B to $40.0B. Reported net income was $2.4B.
How have AT&T Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), AT&T Inc.'s sponsor-wide assets declined 8.6%, from $80.7B to $73.8B.
Where does AT&T Retirement Savings Plan rank by assets among Form 5500 filers?
AT&T Retirement Savings Plan ranks in the 100th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to AT&T Retirement Savings Plan?
Among 401(k) plans in other states, the closest by assets is Google LLC 401(k) Savings Plan in CA ($39.0B, 122,867 participants).
Which 401(k) plans cover a similar participant headcount to AT&T Retirement Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is Macys Inc 401(k) Retirement Investment Plan in OH (120,254 participants, $4.3B in assets).