401(k) · DOL Form 5500 · 2022

American Retail Corporation 401(k) Plan

Data updated 2026-08-25

$8M
Total assets Small plan by assets
201
Participants Below avg headcount
62nd
Percentile by assets National rank
$42,287
Avg per participant Low balance/head
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Official DOL plan name: Watson's of Cincinnati Profit Sharing 401(k) Plan · Sponsored by American Retail Corporation · Ohio · Retail Trade

$8M in assets, 201 participants

American Retail Corporation's Watson's of Cincinnati Profit Sharing 401(k) Plan reported $8M in total assets and 201 participants in its 2022 DOL Form 5500 filing, ranking in the 62nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,876 in Retail Trade (9,519 peers)

Coverage in Ohio

Watson's of Cincinnati Profit Sharing 401(k) Plan covers 201 participants in Ohio, about 26% of the average Ohio filer (state average ~765 per filing). Assets: $8M.

#6,876
in Retail Trade (9,519 peers)
-7.1%
assets change YoY

The plan reported a net loss of $646K for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Watson's of Cincinnati Profit Sharing 401(k) Plan's mid-pack asset rank among Retail Trade and all filers

Watson's of Cincinnati Profit Sharing 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2022 · DOL Form 5500

$8,499,657 Top 38% higher than 62% of 139,123 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2022

Watson's of Cincinnati Profit Sharing 401(k) Plan among mid-size filed plans by headcount

Plan-year 2022 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Watson's of Cincinnati Profit Sharing 401(k) Plan sits mid-pack in the medium band (201 participants).

Plan-year Form 5500 strip

Filing strip 205614230 · American Retail Corporation PY 2022 · 401(k)

Watson's of Cincinnati Profit Sharing 401(k) Plan · $8M · 201 · 62nd

  • BOY $8M
  • BOY 201
  • BOY 62nd
  • BOY 401(k)
  • BOY near Wsol, LLC 401(k) Profit Sharing Plan
  • BOY ind #6876

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Retail Trade retirement plans → · Plans in Ohio →

Watson's of Cincinnati Profit Sharing 401(k) Plan in the asset neighbourhood

Watson's of Cincinnati Profit Sharing 401(k) PlanWatson's of Cincinnati Profi…$8MWsol, LLC 401(k) Profit Sharing PlanWsol, LLC 401(k) Profit Shar…$8MFirst Utah Bancorporation 401(k) Retirement Savings PlanFirst Utah Bancorporation 40…$8MBlue Stream Fiber 401(k) Plan$9MAnderson Auto Group 401(k) Profit Sharing Plan & TrustAnderson Auto Group 401(k) P…$8M
End-of-year total assets ($M) among Watson's of Cincinnati Profit Sharing 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2022.

Ohio filing particulars

Total Assets (Beginning of Year)$9M
Net Assets (End of Year)$8M
Net Income-$646K
Employer EIN205614230
Plan Effective Date1981-03-31
Filing StatusFILING RECEIVED

Sponsor Plan History (American Retail Corporation)

Sponsor-wide plan assets over time

All American Retail Corporation plans reported in each filing year

Latest sponsor-wide plan assets
$14M 60.79977109664543% vs 2022
2024 filing year
$6M$8M$10M$12M$14M$16M 202220232024 $8.5M $13.7M ▲ +60.8%
Year Plans Participants Total Assets
2022 1 201 $8M
2023 1 266 $11M
2024 1 281 $14M

Nearby 401(k) Plans in Ohio

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Watson's of Cincinnati Profit Sharing 401(k) Plan vs. nearby 401(k) plans in Ohio, assets vs. participants Scatter plot of 6 data points. -50000050000100000150000 -20246810 Total assets ($B) Participants Watson's of Cincinnati Profit Sharing 401(k) Plan, Total assets ($B): 0.008499657 · Participants: 201Watson's of Cincinnati Profit Sharing 401(k) PlanThe Sherwin-Williams Company 401(k) Plan, Total assets ($B): 8.343834208 · Participants: 44890The Sherwin-Williams Company 401(k) PlanThe Progressive 401(k) Plan, Total assets ($B): 7.60950811 · Participants: 50299The Progressive 401(k) PlanThe Kroger Co. 401(k) Retirement Savings Account Plan, Total assets ($B): 7.311555 · Participants: 116133The Kroger Co. 401(k) Retirement Savings Account PlanNationwide Savings Plan, Total assets ($B): 6.73672335 · Participants: 24278Nationwide Savings PlanMarathon Petroleum Thrift Plan, Total assets ($B): 6.371480588 · Participants: 17666Marathon Petroleum Thrift Plan
Watson's of Cincinnati Profit Sharing 401(k) Plan vs. nearby 401(k) plans in Ohio, assets vs. participants
Compare Watson's of Cincinnati Profit Sharing 401(k) Plan side-by-side with 3 peers →

Watson's of Cincinnati Profit Sharing 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Ohio, the nearest 401(k) by assets is Wsol, LLC 401(k) Profit Sharing Plan in TX ($8M); by covered participants it is Gill Studios, Inc. Hourly Paid Employees' Profit Sharing and 401(k) Plan and Trust in KS (201 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (201 participants); asset peers above are excluded.

DOL Form 5500 plan year 2022. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Watson's of Cincinnati Profit Sharing 401(k) Plan assets move in 2022? ▼
Watson's of Cincinnati Profit Sharing 401(k) Plan pulled back noticeably - down 7.1% during 2022, from $9M to $8M. Reported net income was -$646K.
How have American Retail Corporation plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), American Retail Corporation's sponsor-wide assets grew 60.8%, from $8M to $14M.
Which 401(k) plans are similar in size to Watson's of Cincinnati Profit Sharing 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Wsol, LLC 401(k) Profit Sharing Plan in TX ($8M, 134 participants).
Which 401(k) plans cover a similar participant headcount to Watson's of Cincinnati Profit Sharing 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Gill Studios, Inc. Hourly Paid Employees' Profit Sharing and 401(k) Plan and Trust in KS (201 participants, N/A in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 205614230.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.