401(k)
2022 plan-year 401(k) DOL Form 5500

GARDNER-WATSON DECKING, INC. 401(K) PLAN

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

GARDNER-WATSON DECKING, INC.

This 401(k) plan holds $4M in total assets and serves 156 participants as of 2022. It is sponsored by GARDNER-WATSON DECKING, INC. in Florida. The plan reported a net loss of $586K for the year.

Total Assets (2023)
$4M
Participants
156
State
Industry
Construction

What the Filing Says About GARDNER-WATSON DECKING, INC. 401(K) PLAN

GARDNER-WATSON DECKING, INC. 401(K) PLAN is a 401(k) retirement plan sponsored by GARDNER-WATSON DECKING, INC., headquartered in Florida. As of the 2022 Form 5500 filing, the plan reports $4M in total end-of-year assets and covers 156 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 203275888, and the plan has been effective since 2008-01-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $4M at the beginning of 2022 to $4M at year-end — a decline of 13.8%. Net assets (after liabilities) closed the year at $4M, with reported net income of $-585,626 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$4M
Total Assets (End of Year)$4M
Net Assets (End of Year)$4M
Net Income$-585,626
Plan Type401(k)
Employer EIN203275888
Plan Effective Date2008-01-01
Filing StatusFILING RECEIVED

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Frequently Asked Questions

How much money is in the GARDNER-WATSON DECKING, INC. 401(K) PLAN?
As of the 2022 Form 5500 filing, GARDNER-WATSON DECKING, INC. 401(K) PLAN holds $4M in total assets with 156 participants. It is sponsored by GARDNER-WATSON DECKING, INC..
What type of plan is GARDNER-WATSON DECKING, INC. 401(K) PLAN?
GARDNER-WATSON DECKING, INC. 401(K) PLAN is a 401(k) plan. It has been effective since 2008-01-01. The plan is filed with the U.S. Department of Labor under EIN 203275888.
Who sponsors the GARDNER-WATSON DECKING, INC. 401(K) PLAN?
GARDNER-WATSON DECKING, INC. 401(K) PLAN is sponsored by GARDNER-WATSON DECKING, INC., located in Florida. The sponsor's EIN is 203275888 and the plan operates in the Construction industry.
How did GARDNER-WATSON DECKING, INC. 401(K) PLAN perform in 2022?
GARDNER-WATSON DECKING, INC. 401(K) PLAN declined by 13.8% during 2022, moving from $4M to $4M in total assets. Net income was $-585,626.
Where can I find official filings for GARDNER-WATSON DECKING, INC. 401(K) PLAN?
Official Form 5500 filings for GARDNER-WATSON DECKING, INC. 401(K) PLAN are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 203275888 or plan name at efast.dol.gov.
How does GARDNER-WATSON DECKING, INC. 401(K) PLAN compare to other plans?
You can compare GARDNER-WATSON DECKING, INC. 401(K) PLAN against other 401(k) plans on the plan type page, or view plans in Florida on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

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Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 203275888.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from official public datasets. See our methodology for details.