Defined Benefit (Pension)
2022 plan-year Defined Benefit (Pension) DOL Form 5500

Bac Local Union 15 Pension Fund

ERISA Form 5500 plan record drawn from DOL EBSA — verify with linked source filings below.

Sponsored by Board of Trustees Bac Local 15 Pension Fund · Missouri · Construction

What the 2023 filing shows

Bac Local Union 15 Pension Fund holds $128M for 606 participants — about $211,550 per participant, down 8.7% over the 2022 plan year.

$128M
total plan assets (2022 EOY)
606
covered participants
$211,550
avg assets per participant
-8.7%
assets change YoY

The plan reported a net loss of $12M for the year — a single-year figure driven by markets and benefit payments, not a measure of plan health.

Total Assets (2023)
$128M
Participants
606
State
Industry
Construction

What the Filing Says About Bac Local Union 15 Pension Fund

Bac Local Union 15 Pension Fund is a Defined Benefit (Pension) retirement plan sponsored by Board of Trustees Bac Local 15 Pension Fund, headquartered in Missouri. As of the 2022 Form 5500 filing, the plan reports $128M in total end-of-year assets and covers 606 participants across the Construction industry. The sponsor's EIN on file with the U.S. Department of Labor is 436102453, and the plan has been effective since 1968-04-01. Its filing status is currently FILING RECEIVED.

Year over year, total assets moved from $140M at the beginning of 2022 to $128M at year-end — a decline of 8.7%. Net assets (after liabilities) closed the year at $128M, with reported net income of $-12,268,589 driven by investment returns, contributions received, and benefit payments during the period. These figures reflect what the plan administrator certified on Schedule H or Schedule I of the Form 5500 annual return and can be compared against 2 prior plan-year filings from the same sponsor shown below.

Asset totals and participant counts reflect a single plan year snapshot and can change materially with market conditions, plan mergers, or workforce changes. Fields such as "net income" include both realized investment performance and contribution/distribution flows — a single-year figure does not by itself indicate plan health or participant outcomes. This page summarizes public DOL disclosures for research and educational purposes only and is not retirement, tax, legal, or financial advice. Before making decisions about your own retirement benefits or evaluating an employer's plan, verify the underlying filing directly via the DOL EFAST2 system and consult a qualified professional.

Financial Summary (2023)

Total Assets (Beginning of Year)$140M
Total Assets (End of Year)$128M
Net Assets (End of Year)$128M
Net Income$-12,268,589
Plan TypeDefined Benefit (Pension)
Employer EIN436102453
Plan Effective Date1968-04-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Board of Trustees Bac Local 15 Pension Fund)

Year Plans Participants Total Assets
2022 2 1,346 $183M
2023 2 1,296 $203M
2024 2 1,198 $210M

Nearby Defined Benefit (Pension) Plans in Missouri

Peer Defined Benefit (Pension) plans — same state, same plan type — ranked by total assets.

Frequently Asked Questions

How much money is in the Bac Local Union 15 Pension Fund?
As of the 2022 Form 5500 filing, Bac Local Union 15 Pension Fund holds $128M in total assets with 606 participants. It is sponsored by Board of Trustees Bac Local 15 Pension Fund.
What type of plan is Bac Local Union 15 Pension Fund?
Bac Local Union 15 Pension Fund is a Defined Benefit (Pension) plan. It has been effective since 1968-04-01. The plan is filed with the U.S. Department of Labor under EIN 436102453.
Who sponsors the Bac Local Union 15 Pension Fund?
Bac Local Union 15 Pension Fund is sponsored by Board of Trustees Bac Local 15 Pension Fund, located in Missouri. The sponsor's EIN is 436102453 and the plan operates in the Construction industry.
How did Bac Local Union 15 Pension Fund perform in 2022?
Bac Local Union 15 Pension Fund declined by 8.7% during 2022, moving from $140M to $128M in total assets. Net income was $-12,268,589.
Where can I find official filings for Bac Local Union 15 Pension Fund?
Official Form 5500 filings for Bac Local Union 15 Pension Fund are available through the U.S. Department of Labor's EFAST2 system. Search by EIN 436102453 or plan name at efast.dol.gov.
How does Bac Local Union 15 Pension Fund compare to other plans?
You can compare Bac Local Union 15 Pension Fund against other Defined Benefit (Pension) plans on the plan type page, or view plans in Missouri on the state page. PlainRetire tracks the 5,000 largest retirement plans in the U.S. by total assets.

Explore PlainRetire

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2022.

Source: DOL EFAST2 filing system (efast.dol.gov) — original filing retrieval by EIN 436102453.

Reference: IRS Publication 560 — Retirement Plans for Small Business, contribution-limit rules.

Reference: IRS Publication 590-B — Distributions from IRAs, RMD rules under SECURE Act 2.0.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.