ESOP · DOL Form 5500 · 2023

Kearny Bank ESOP

Data updated 2026-08-11

$44M
Total assets
417
Participants
84th
Percentile by assets
$106,031
Avg per participant
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Official DOL plan name: Kearny Bank Employee Stock Ownership Plan · Sponsored by Kearny Bank · New Jersey · Finance & Insurance

$44M in assets, 417 participants

Kearny Bank's Kearny Bank Employee Stock Ownership Plan reported $44M in total assets and 417 participants in its 2023 DOL Form 5500 filing, ranking in the 84th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • 84th percentile by assets (of 127,072 plans)
  • #6,722 in Finance & Insurance (8,869 peers)

Coverage in New Jersey

Kearny Bank Employee Stock Ownership Plan covers 417 participants in New Jersey, about 49% of the average New Jersey filer (state average ~844 per filing). Assets: $44M.

$44M
total plan assets (2023 EOY)
417
covered participants
84th
percentile by assets (of 127,072 plans)
$106,031
avg assets per participant

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Kearny Bank Employee Stock Ownership Plan reported net income rose from -$14M in the plan year 2022 filing to -$4M in the plan year 2023 filing.
  • Kearny Bank Employee Stock Ownership Plan end-of-year assets fell from $50M in the plan year 2022 filing to $44M in the plan year 2023 filing.
  • Kearny Bank Employee Stock Ownership Plan reported participants fell from 472 in the plan year 2022 filing to 417 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Participants vs New Jersey filers

In New Jersey, the average filing covers about 844 participants across 4,145 plans. Kearny Bank Employee Stock Ownership Plan reports 417 participants - about 49% of that state average ($44M EOY assets).

New Jersey filing particulars

Total Assets (Beginning of Year)$50M
Net Assets (End of Year)$19M
Net Income-$4M
Employer EIN221032860
Plan Effective Date2005-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Kearny Bank)

$96M$98M$100M$102M$104M 202220232024 $103M $97.6M ▼ -5.0%
Total plan assets by year, all Kearny Bank plans on file
Year Plans Participants Total Assets
2022 2 1,007 $103M
2023 2 945 $102M
2024 2 937 $98M

Nearby ESOP Plans in New Jersey

Peer ESOP plans, same state, same plan type, ranked by total assets.

Kearny Bank Employee Stock Ownership Plan vs. nearby ESOP plans in New Jersey, assets vs. participants

Kearny Bank Employee Stock Ownership Plan vs. nearby ESOP plans in New Jersey, assets vs. participants Scatter plot of 6 data points. 0500100015002000 0100200300400500 Total assets ($M) Participants Kearny Bank Employee…Okonite Company Empl…Mathematica Group Ho…Conair LLC Savings a…Amboy Bancorporation…Columbia Bank Employ…
Kearny Bank Employee Stock Ownership Plan vs. nearby ESOP plans in New Jersey, assets vs. participants

Similar-Sized ESOP Plans Nationally

ESOP plans in other states closest to Kearny Bank Employee Stock Ownership Plan by total assets, not by location.

Frequently Asked Questions

How did Kearny Bank Employee Stock Ownership Plan assets move in 2023?
Kearny Bank Employee Stock Ownership Plan pulled back noticeably - down 11.8% during 2023, from $50M to $44M. Reported net income was -$4M.
How have Kearny Bank plan assets changed over time?
Across 3 plan years on file (2022-2024), Kearny Bank's sponsor-wide assets declined 5.0%, from $103M to $98M.
Where does Kearny Bank Employee Stock Ownership Plan rank by assets among Form 5500 filers?
Kearny Bank Employee Stock Ownership Plan ranks in the 84th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Kearny Bank Employee Stock Ownership Plan?
Among ESOP plans in other states, the closest by assets is John Henry Foster Company Employee Stock Ownership Plan in MO ($44M, 192 participants).

Next read for Kearny Bank Employee Stock Ownership Pla…

Filing takeaways

Ways to act on Kearny Bank Employee Stock Ownership Plan's numbers.