401(k) · DOL Form 5500 · 2023

United Bankshares, Inc. 401(k) Plan

Data updated 2026-08-25

$228M
Total assets Near avg plan size
2,740
Participants Above avg headcount
95th
Percentile by assets National rank
$83,182
Avg per participant Below avg balance/head
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Official DOL plan name: United Bankshares, Inc. Savings and Stock Investment Plan · Sponsored by United Bankshares, Inc. · West Virginia · Finance & Insurance

$228M in assets, 2,740 participants

United Bankshares, Inc.'s United Bankshares, Inc. Savings and Stock Investment Plan reported $228M in total assets and 2,740 participants in its 2023 DOL Form 5500 filing, ranking in the 95th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #8,182 in Finance & Insurance (8,869 peers)

Coverage in West Virginia

United Bankshares, Inc. Savings and Stock Investment Plan covers 2,740 participants in West Virginia, 5.9x the typical West Virginia plan (state average ~467 per filing). Assets: $228M.

#8,182
in Finance & Insurance (8,869 peers)
+13.0%
assets growth YoY
2.3×
vs typical plan assets (national mean)

United Bankshares, Inc. Savings and Stock Investment Plan's outsized position by total assets

United Bankshares, Inc. Savings and Stock Investment Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$227,919,168 Top 5% higher than 95% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

United Bankshares, Inc. Savings and Stock Investment Plan's large-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. United Bankshares, Inc. Savings and Stock Investment Plan lands in the large band (2,740 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • United Bankshares, Inc. Savings and Stock Investment Plan reported net income rose from -$5M in the plan year 2022 filing to $26M in the plan year 2023 filing.
  • United Bankshares, Inc. Savings and Stock Investment Plan end-of-year assets rose from $202M in the plan year 2022 filing to $228M in the plan year 2023 filing.
  • United Bankshares, Inc. Savings and Stock Investment Plan reported participants fell from 2,978 in the plan year 2022 filing to 2,740 in the plan year 2023 filing.

See the national 2022→2023 release diff →

EBSA filing schedule strip

Filing strip 550641179 · United Bankshares, Inc. PY 2023 · 401(k)

United Bankshares, Inc. Savings and Stock Investment Plan · $228M · 2,740 · 95th

  • BOOK $228M
  • VS-ST 2,740
  • BOY 95th
  • SCH 401(k)
  • EBSA near Powell Industries, Inc. Employees Incentive Savings Plan
  • PART ind #8182

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in West Virginia →

United Bankshares, Inc. Savings and Stock Investment Plan in the asset neighbourhood

United Bankshares, Inc. Savings and Stock Investment PlanUnited Bankshares, Inc. Savi…$228MPowell Industries, Inc. Employees Incentive Savings PlanPowell Industries, Inc. Empl…$228MFirst Tech Federal Credit Union Employees Qualified Savings PlanFirst Tech Federal Credit Un…$228MZachry Corporation Employees 401(k) PlanZachry Corporation Employees…$228MConsumers Reports 401(k) Plan for Management and Exempt EmployeesConsumers Reports 401(k) Pla…$228M
End-of-year total assets ($M) among United Bankshares, Inc. Savings and Stock Investment Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

West Virginia filing particulars

Total Assets (Beginning of Year)$202M
Net Assets (End of Year)$228M
Net Income$26M
Employer EIN550641179
Plan Effective Date1989-12-29
Filing StatusFILING RECEIVED

Sponsor Plan History (United Bankshares, Inc.)

Sponsor-wide plan assets over time

All United Bankshares, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$432M 17.645286882814194% vs 2022
2024 filing year
$360M$380M$400M$420M$440M 202220232024 $367M $432M ▲ +17.6%
Year Plans Participants Total Assets
2022 2 3,322 $367M
2023 2 3,050 $402M
2024 2 2,841 $432M

Nearby 401(k) Plans in West Virginia

Peer 401(k) plans, same state, same plan type, ranked by total assets.

United Bankshares, Inc. Savings and Stock Investment Plan vs. nearby 401(k) plans in West Virginia, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 00.20.40.60.811.2 Total assets ($B) Participants United Bankshares, Inc. Savings and Stock Investment Plan, Total assets ($B): 0.227919168 · Participants: 2740United Bankshares, Inc. Savings and Stock Investment PlanOrrick, Herrington & Sutcliffe LLP Retirement Plan, Total assets ($B): 1.063431645 · Participants: 1878Orrick, Herrington & Sutcliffe LLP Retirement PlanCamc Health System Basic Retirement Plan, Total assets ($B): 0.718819432 · Participants: 0Camc Health System Basic Retirement PlanAmerican Public Education Retirement Plan, Total assets ($B): 0.259281173 · Participants: 5728American Public Education Retirement PlanWest Virginia University Health System 401(k) Plan, Total assets ($B): 0.255241932 · Participants: 2525West Virginia University Health System 401(k) PlanWesbanco, Inc. 401(k) Plan, Total assets ($B): 0.212095075 · Participants: 2359Wesbanco, Inc. 401(k) Plan
United Bankshares, Inc. Savings and Stock Investment Plan vs. nearby 401(k) plans in West Virginia, assets vs. participants

United Bankshares, Inc. Savings and Stock Investment Plan's out-of-state 401(k) peers by assets and headcount

Outside West Virginia, the nearest 401(k) by assets is Powell Industries, Inc. Employees Incentive Savings Plan in TX ($228M); by covered participants it is Eataly 401(k) Plan in NY (2,741 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (2,740 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did United Bankshares, Inc. Savings and Stock Investment Plan assets move in 2023?
United Bankshares, Inc. Savings and Stock Investment Plan grew at a solid clip - up 13.0% during 2023, from $202M to $228M. Reported net income was $26M.
How have United Bankshares, Inc. plan assets changed over time?
Across 3 plan years on file (2022-2024), United Bankshares, Inc.'s sponsor-wide assets grew 17.6%, from $367M to $432M.
Where does United Bankshares, Inc. Savings and Stock Investment Plan rank by assets among Form 5500 filers?
United Bankshares, Inc. Savings and Stock Investment Plan ranks in the 95th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 5% of all filed plans by assets).
Which 401(k) plans are similar in size to United Bankshares, Inc. Savings and Stock Investment Plan?
Among 401(k) plans in other states, the closest by assets is Powell Industries, Inc. Employees Incentive Savings Plan in TX ($228M, 1,536 participants).
Which 401(k) plans cover a similar participant headcount to United Bankshares, Inc. Savings and Stock Investment Plan?
Among 401(k) plans in other states, the closest by covered participants is Eataly 401(k) Plan in NY (2,741 participants, $6M in assets).