401(k) · DOL Form 5500 · 2023
Commerce Bancshares, Inc. 401(k) Plan
Data updated 2026-08-25
- $982M
- Total assets Above avg plan size
- 4,540
- Participants Above avg headcount
- 99th
- Percentile by assets National rank
- $216,193
- Avg per participant Above avg balance/head
Official DOL plan name: Commerce Bancshares, Inc. Participating Investment Plan · Sponsored by Commerce Bancshares, Inc. · Missouri · Finance & Insurance
$982M in assets, 4,540 participants
Commerce Bancshares, Inc.'s Commerce Bancshares, Inc. Participating Investment Plan reported $982M in total assets and 4,540 participants in its 2023 DOL Form 5500 filing, ranking in the 99th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.
- #8,641 in Finance & Insurance (8,869 peers)
Coverage in Missouri
Commerce Bancshares, Inc. Participating Investment Plan covers 4,540 participants in Missouri, 6.2x the typical Missouri plan (state average ~737 per filing). Assets: $982M.
- #8,641
- in Finance & Insurance (8,869 peers)
- +11.1%
- assets growth YoY
- 9.8×
- vs typical plan assets (national mean)
Commerce Bancshares, Inc. Participating Investment Plan's outsized position by total assets
Commerce Bancshares, Inc. Participating Investment Plan vs every filed plan by assets
End-of-year total assets · plan year 2023 · DOL Form 5500
$981,514,616 Top 1% higher than 99% of 127,068 filed plans
Dashed line + filled bar = this entry, among filed plans.
Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023
Commerce Bancshares, Inc. Participating Investment Plan's large-plan peer group by participant headcount
Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Commerce Bancshares, Inc. Participating Investment Plan lands in the large band (4,540 participants).
What changed between DOL Form 5500 filings
plan year 2022 → plan year 2023
- Commerce Bancshares, Inc. Participating Investment Plan reported net income rose from -$178M in the plan year 2022 filing to $98M in the plan year 2023 filing.
- Commerce Bancshares, Inc. Participating Investment Plan end-of-year assets rose from $883M in the plan year 2022 filing to $982M in the plan year 2023 filing.
- Commerce Bancshares, Inc. Participating Investment Plan reported participants rose from 4,469 in the plan year 2022 filing to 4,540 in the plan year 2023 filing.
DOL schedule card
Filing strip 430889454 · Commerce Bancshares, Inc. PY 2023 · 401(k)
Commerce Bancshares, Inc. Participating Investment Plan · $982M · 4,540 · 99th
- PCT $982M
- EIN 4,540
- RANK 99th
- PHOTO 401(k)
- IND near Eighth District Electrical Pension Fund Annuity Plan
- EOY ind #8641
Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Missouri →
Commerce Bancshares, Inc. Participating Investment Plan in the asset neighbourhood
Missouri filing particulars
| Total Assets (Beginning of Year) | $883M |
|---|---|
| Net Assets (End of Year) | $982M |
| Net Income | $98M |
| Employer EIN | 430889454 |
| Plan Effective Date | 1970-12-01 |
| Filing Status | FILING RECEIVED |
Sponsor Plan History (Commerce Bancshares, Inc.)
Sponsor-wide plan assets over time
All Commerce Bancshares, Inc. plans reported in each filing year
- Latest sponsor-wide plan assets
- $1.2B 21.927537842086036% vs 2022
- 2024 filing year
| Year | Plans | Participants | Total Assets |
|---|---|---|---|
| 2022 | 2 | 5,350 | $973M |
| 2023 | 2 | 5,353 | $1.1B |
| 2024 | 2 | 5,408 | $1.2B |
Nearby 401(k) Plans in Missouri
Peer 401(k) plans, same state, same plan type, ranked by total assets.
- Edward D. Jones & Co. Profit Sharing and 401(k) Plan $10.6B · 49,944
- Bayer Corporation Savings and Retirement Plan $10.3B · 19,273
- Enterprise Holdings Retirement Savings Plan $5.6B · 66,210
- Centene Management Corporation Retirement Plan $4.0B · 53,822
- Emerson Electric Company Employee Savings Investment Plan $3.6B · 10,316
Commerce Bancshares, Inc. Participating Investment Plan's out-of-state 401(k) peers by assets and headcount
Outside Missouri, the nearest 401(k) by assets is Eighth District Electrical Pension Fund Annuity Plan in NV ($981M); by covered participants it is Agco Corporation Savings Plan in GA (4,541 participants). Same-state nearby plans are listed separately above.
Closest by plan assets
Nearest other-state filings by tot_assets_eoy ($982M here).
- Eighth District Electrical Pension Fund Annuity Plan (NV) $981M · 20,426
- Employee Savings Plan (IL) $981M · 9,503
- Yahoo 401(k) Savings Plan (NY) $982M · 4,996
- Trimble Inc. Savings and Retirement Plan (CA) $981M · 5,114
Similar participant headcount
Nearest other-state filings by covered participants (4,540 participants); asset peers above are excluded.
- Agco Corporation Savings Plan (GA) 4,541 · 1 off
- Autoliv Asp, Inc. Employee Savings and Investment Plan (UT) 4,537 · 3 off
- The 401(k) Retirement Plan of Heidelberg Materials US (TX) 4,534 · 6 off
- Ruth's Hospitality Group 401(k) Plan (FL) 4,533 · 7 off
DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.