401(k) · DOL Form 5500 · 2023

Dfcu Financial 401(k) Plan

Data updated 2026-08-11

$117M
Total assets: 505
Participants: 92nd
Percentile by assets: $232,411
Avg per participant

Official DOL plan name: Dfcu Financial 401(k) Plan · Sponsored by Dfcu Financial · Michigan · Finance & Insurance

$117M in assets, 505 participants

Dfcu Financial's Dfcu Financial 401(k) Plan reported $117M in total assets and 505 participants in its 2023 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

92nd percentile by assets (of 127,072 plans)
#7,811 in Finance & Insurance (8,869 peers)

Where Dfcu Financial 401(k) Plan sits by assets

Dfcu Financial 401(k) Plan sits in the top 10% of all filed plans by assets, $117M for 505 participants (~$232,411/participant), up 21.0% in 2023.

$117M
total plan assets (2023 EOY): 505
covered participants: 92nd
percentile by assets (of 127,072 plans): $232,411
avg assets per participant

Where Dfcu Financial 401(k) Plan sits by total assets

Dfcu Financial 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$117,367,545 Top 8% higher than 92% of 127,068 filed plans

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Dfcu Financial 401(k) Plan reported net income rose from -$23M in the plan year 2022 filing to $16M in the plan year 2023 filing.
Dfcu Financial 401(k) Plan end-of-year assets rose from $97M in the plan year 2022 filing to $117M in the plan year 2023 filing.
Dfcu Financial 401(k) Plan reported participants fell from 514 in the plan year 2022 filing to 505 in the plan year 2023 filing.

See the national 2022→2023 release diff →

State

Michigan

Industry

Finance & Insurance

Dfcu Financial 401(k) Plan vs the 2023 asset distribution

By assets, Dfcu Financial 401(k) Plan outranks 92% of the 127,072 plans that filed a Form 5500 for the 2023 plan year, and holds roughly 1.2x the national average plan size of $100M (721 average participants).

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)	$97M
Net Assets (End of Year)	$117M
Net Income	$16M
Employer EIN	381350130
Plan Effective Date	1983-01-01
Filing Status	FILING RECEIVED

Sponsor Plan History (Dfcu Financial)

Total plan assets by year, all Dfcu Financial plans on file

Year	Plans	Participants	Total Assets
2022	1	514	$97M
2023	1	505	$117M
2024	1	598	$131M

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Dfcu Financial 401(k) Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

General Motors Retirement Savings Plan for Salaried Employees in the United States $20.4B · 47,299
Ford Motor Co. Savings and Stock Investment Plan for Salaried Employees $15.6B · 30,516
The Dow Chemical Company Employees' Savings Plan $10.1B · 18,088
The General Motors Personal Savings Plan for Hourly-Rate Employees in the United States $8.6B · 40,393
Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees $7.6B · 59,195

Compare Dfcu Financial 401(k) Plan side-by-side with 3 peers →

Similar-Sized 401(k) Plans Nationally

401(k) plans in other states closest to Dfcu Financial 401(k) Plan by total assets, not by location.

Atricure, Inc. 401(k) Plan (OH) $117M · 941
Symplr 401(k) Plan and Trust (TX) $117M · 1,591
Cummins Retirement and Savings Plan for Certain Collectively Bargained Employees (IN) $117M · 662
The 401(k) Plan Sponsored by Aegis Therapies (AR) $117M · 3,220

Frequently Asked Questions

How did Dfcu Financial 401(k) Plan assets move in 2023? ▼

Dfcu Financial 401(k) Plan grew sharply - up 21.0% during 2023, from $97M to $117M. Reported net income was $16M.

How have Dfcu Financial plan assets changed over time? ▼

Across 3 plan years on file (2022-2024), Dfcu Financial's sponsor-wide assets grew 34.7%, from $97M to $131M.

Where does Dfcu Financial 401(k) Plan rank by assets among Form 5500 filers? ▼

Dfcu Financial 401(k) Plan ranks in the 92nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).

Which 401(k) plans are similar in size to Dfcu Financial 401(k) Plan? ▼

Among 401(k) plans in other states, the closest by assets is Atricure, Inc. 401(k) Plan in OH ($117M, 941 participants).

Next read for Dfcu Financial 401(k) Plan

Scale reading

Ways to act on Dfcu Financial 401(k) Plan's numbers.

By total assets, Dfcu Financial 401(k) Plan ranks in the top 10% of all filed plans by assets. See the largest plans
Compare it side-by-side against 3 similar 401(k) plans in Michigan. Compare plans
Dfcu Financial's sponsor-wide assets have grown 34.7% since 2022 across 3 plan years on file. More Finance & Insurance plans

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 381350130.