401(k) · DOL Form 5500 · 2023

Dfcu Financial 401(k) Plan

Data updated 2026-08-25

$117M
Total assets Near avg plan size
505
Participants Below avg headcount
92nd
Percentile by assets National rank
$232,411
Avg per participant Above avg balance/head
PlainRetire home → About this data RSS: change history

Official DOL plan name: Dfcu Financial 401(k) Plan · Sponsored by Dfcu Financial · Michigan · Finance & Insurance

$117M in assets, 505 participants

Dfcu Financial's Dfcu Financial 401(k) Plan reported $117M in total assets and 505 participants in its 2023 DOL Form 5500 filing, ranking in the 92nd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,811 in Finance & Insurance (8,869 peers)

Where Dfcu Financial 401(k) Plan sits by assets

Dfcu Financial 401(k) Plan sits in the top 10% of all filed plans by assets, $117M for 505 participants (~$232,411/participant), up 21.0% in 2023.

#7,811
in Finance & Insurance (8,869 peers)
+21.0%
assets growth YoY
1.2×
vs typical plan assets (national mean)

Dfcu Financial 401(k) Plan's outsized position by total assets

Dfcu Financial 401(k) Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$117,367,545 Top 8% higher than 92% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Dfcu Financial 401(k) Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Dfcu Financial 401(k) Plan sits mid-pack in the medium band (505 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Dfcu Financial 401(k) Plan reported net income rose from -$23M in the plan year 2022 filing to $16M in the plan year 2023 filing.
  • Dfcu Financial 401(k) Plan end-of-year assets rose from $97M in the plan year 2022 filing to $117M in the plan year 2023 filing.
  • Dfcu Financial 401(k) Plan reported participants fell from 514 in the plan year 2022 filing to 505 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 381350130 · Dfcu Financial PY 2023 · 401(k)

Dfcu Financial 401(k) Plan · $117M · 505 · 92nd

  • 5500 $117M
  • 5500 505
  • 5500 92nd
  • 5500 401(k)
  • 5500 near Atricure, Inc. 401(k) Plan
  • 5500 ind #7811

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Michigan →

Dfcu Financial 401(k) Plan in the asset neighbourhood

Cummins Retirement and Savings Plan for Certain Collectively Bargained EmployeesCummins Retirement and Savin…$117MAtricure, Inc. 401(k) Plan$117MSymplr 401(k) Plan and Trust$117MDfcu Financial 401(k) Plan$117MThe 401(k) Plan Sponsored by Aegis TherapiesThe 401(k) Plan Sponsored by…$117M
End-of-year total assets ($M) among Dfcu Financial 401(k) Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$97M
Net Assets (End of Year)$117M
Net Income$16M
Employer EIN381350130
Plan Effective Date1983-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Dfcu Financial)

Sponsor-wide plan assets over time

All Dfcu Financial plans reported in each filing year

Latest sponsor-wide plan assets
$131M 34.721997282013376% vs 2022
2024 filing year
$80M$100M$120M$140M 202220232024 $97M $131M ▲ +34.7%
Year Plans Participants Total Assets
2022 1 514 $97M
2023 1 505 $117M
2024 1 598 $131M

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

Dfcu Financial 401(k) Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. -20000020000400006000080000 -50510152025 Total assets ($B) Participants Dfcu Financial 401(k) Plan, Total assets ($B): 0.117367545 · Participants: 505Dfcu Financial 401(k) PlanGeneral Motors Retirement Savings Plan for Salaried Employees in the United States, Total assets ($B): 20.378449285 · Participants: 47299General Motors Retirement Savings Plan for Salaried Employees in the United StatesFord Motor Co. Savings and Stock Investment Plan for Salaried Employees, Total assets ($B): 15.588575271 · Participants: 30516Ford Motor Co. Savings and Stock Investment Plan for Salaried EmployeesThe Dow Chemical Company Employees' Savings Plan, Total assets ($B): 10.084842211 · Participants: 18088The Dow Chemical Company Employees' Savings PlanThe General Motors Personal Savings Plan for Hourly-Rate Employees in the United States, Total assets ($B): 8.580684909 · Participants: 40393The General Motors Personal Savings Plan for Hourly-Rate Employees in the United StatesFord Motor Co. Tax-Efficient Savings Plan for Hourly Employees, Total assets ($B): 7.617084451 · Participants: 59195Ford Motor Co. Tax-Efficient Savings Plan for Hourly Employees
Dfcu Financial 401(k) Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Dfcu Financial 401(k) Plan's out-of-state 401(k) peers by assets and headcount

Outside Michigan, the nearest 401(k) by assets is Atricure, Inc. 401(k) Plan in OH ($117M); by covered participants it is Nation Pizza Products, LLC Employees' 401(k) Retirement Savings Plan in IL (505 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (505 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Dfcu Financial 401(k) Plan assets move in 2023? ▼
Dfcu Financial 401(k) Plan grew sharply - up 21.0% during 2023, from $97M to $117M. Reported net income was $16M.
How have Dfcu Financial plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Dfcu Financial's sponsor-wide assets grew 34.7%, from $97M to $131M.
Where does Dfcu Financial 401(k) Plan rank by assets among Form 5500 filers? ▼
Dfcu Financial 401(k) Plan ranks in the 92nd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top 10% of all filed plans by assets).
Which 401(k) plans are similar in size to Dfcu Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by assets is Atricure, Inc. 401(k) Plan in OH ($117M, 941 participants).
Which 401(k) plans cover a similar participant headcount to Dfcu Financial 401(k) Plan? ▼
Among 401(k) plans in other states, the closest by covered participants is Nation Pizza Products, LLC Employees' 401(k) Retirement Savings Plan in IL (505 participants, N/A in assets).