401(k) · DOL Form 5500 · 2023

The Dow Chemical Company 401(k) Plan

Data updated 2026-08-25

$10.1B
Total assets Mega-plan scale
18,088
Participants Very large workforce
100th
Percentile by assets National rank
$557,543
Avg per participant High balance/head
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Official DOL plan name: The Dow Chemical Company Employees' Savings Plan · Sponsored by The Dow Chemical Company · Michigan · Manufacturing

$10.1B in assets, 18,088 participants

The Dow Chemical Company's The Dow Chemical Company Employees' Savings Plan reported $10.1B in total assets and 18,088 participants in its 2023 DOL Form 5500 filing, ranking in the 100th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #18,668 in Manufacturing (18,722 peers)

Coverage in Michigan

The Dow Chemical Company Employees' Savings Plan covers 18,088 participants in Michigan, 28x the typical Michigan plan (state average ~638 per filing). Assets: $10.1B.

#18,668
in Manufacturing (18,722 peers)
+8.4%
assets growth YoY
101×
vs typical plan assets (national mean)

The Dow Chemical Company Employees' Savings Plan's outsized position by total assets

The Dow Chemical Company Employees' Savings Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$10,084,842,211 Highest reported value at or above every one of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

The Dow Chemical Company Employees' Savings Plan's mega-plan peer group by participant headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. The Dow Chemical Company Employees' Savings Plan is a mega filing (18,088 participants), the rightmost band on the breakdown.

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • The Dow Chemical Company Employees' Savings Plan reported net income rose from -$2.5B in the plan year 2022 filing to $780M in the plan year 2023 filing.
  • The Dow Chemical Company Employees' Savings Plan end-of-year assets rose from $9.3B in the plan year 2022 filing to $10.1B in the plan year 2023 filing.
  • The Dow Chemical Company Employees' Savings Plan reported participants rose from 16,930 in the plan year 2022 filing to 18,088 in the plan year 2023 filing.

See the national 2022→2023 release diff →

Form 5500 schedule snapshot

Filing strip 381285128 · The Dow Chemical Company PY 2023 · 401(k)

The Dow Chemical Company Employees' Savings Plan · $10.1B · 18,088 · 100th

  • RANK $10.1B
  • RANK 18,088
  • RANK 100th
  • RANK 401(k)
  • RANK near Truist Financial Corporation 401(k) Savings Plan
  • RANK ind #18668

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Manufacturing retirement plans → · Plans in Michigan →

The Dow Chemical Company Employees' Savings Plan in the asset neighbourhood

U.S. Bank 401(k) Savings Plan$10.3BMarriott Retirement Savings PlanMarriott Retirement Savings …$10.2BThe Sherwin-Williams Company 401(k) PlanThe Sherwin-Williams Company…$10.1BTruist Financial Corporation 401(k) Savings PlanTruist Financial Corporation…$10.1BThe Dow Chemical Company Employees' Savings PlanThe Dow Chemical Company Emp…$10.1B
End-of-year total assets ($B) among The Dow Chemical Company Employees' Savings Plan and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Michigan filing particulars

Total Assets (Beginning of Year)$9.3B
Net Assets (End of Year)$10.1B
Net Income$780M
Employer EIN381285128
Plan Effective Date1953-06-01
Filing StatusFILING RECEIVED

Sponsor Plan History (The Dow Chemical Company)

Sponsor-wide plan assets over time

All The Dow Chemical Company plans reported in each filing year

Latest sponsor-wide plan assets
$22.1B 1.009183583976742% vs 2022
2024 filing year
$21.5B$22B$22.5B 202220232024 $22.3B $22.1B ▼ -1.0%
Year Plans Participants Total Assets
2022 2 30,689 $22.3B
2023 2 32,139 $21.6B
2024 3 32,458 $22.1B

Nearby 401(k) Plans in Michigan

Peer 401(k) plans, same state, same plan type, ranked by total assets.

The Dow Chemical Company Employees' Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants Scatter plot of 6 data points. 10000200003000040000500006000070000 510152025 Total assets ($B) Participants The Dow Chemical Company Employees' Savings Plan, Total assets ($B): 10.084842211 · Participants: 18088The Dow Chemical Company Employees' Savings PlanGeneral Motors Retirement Savings Plan for Salaried Employees in the United States, Total assets ($B): 20.378449285 · Participants: 47299General Motors Retirement Savings Plan for Salaried Employees in the United StatesFord Motor Co. Savings and Stock Investment Plan for Salaried Employees, Total assets ($B): 15.588575271 · Participants: 30516Ford Motor Co. Savings and Stock Investment Plan for Salaried EmployeesThe General Motors Personal Savings Plan for Hourly-Rate Employees in the United States, Total assets ($B): 8.580684909 · Participants: 40393The General Motors Personal Savings Plan for Hourly-Rate Employees in the United StatesFord Motor Co. Tax-Efficient Savings Plan for Hourly Employees, Total assets ($B): 7.617084451 · Participants: 59195Ford Motor Co. Tax-Efficient Savings Plan for Hourly EmployeesStryker Corporation 401(k) Savings and Retirement Plan, Total assets ($B): 6.578074665 · Participants: 24750Stryker Corporation 401(k) Savings and Retirement Plan
The Dow Chemical Company Employees' Savings Plan vs. nearby 401(k) plans in Michigan, assets vs. participants

Scale composition for The Dow Chemical Company Employees' Savings Plan

The Dow Chemical Company Employees' Savings Plan reports $10.1B in end-of-year assets across 18,088 participants (0.082% of the $12.3T held by all Form 5500 filers in the national rollup , and 0.019% of 93,925,755 covered participants) - about $557,543 per participant (4.0x the national average assets-per-participant) . Net income for plan year 2023 was $780M.

This plan identity (EIN 381285128, plan #002) has 3 Form 5500 filings on file from 2022 to 2024 , with end-of-year assets moving from $9.3B to $10.8B (+15.7%) while covered participants moved from 16,930 to 17,128 . Single-year sparse filers cannot show that trail.

Plan year Participants EOY assets Filing
2022 16,930 $9.3B Open filing
2023 18,088 $10.1B This page
2024 · index core 17,128 $10.8B Open filing

The same sponsor also keeps 3 other index-core plans on PlainRetire:

The Dow Chemical Company Employees' Savings Plan's out-of-state 401(k) peers by assets and headcount

Outside Michigan, the nearest 401(k) by assets is Truist Financial Corporation 401(k) Savings Plan in NC ($10.1B); by covered participants it is Marsh & Mclennan Companies 401(k) Savings and Investment Plan in NY (18,101 participants). Same-state nearby plans are listed separately above.

Closest by plan assets

Nearest other-state filings by tot_assets_eoy ($10.1B here).

Similar participant headcount

Nearest other-state filings by covered participants (18,088 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did The Dow Chemical Company Employees' Savings Plan assets move in 2023?
The Dow Chemical Company Employees' Savings Plan grew at a solid clip - up 8.4% during 2023, from $9.3B to $10.1B. Reported net income was $780M.
How have The Dow Chemical Company plan assets changed over time?
Across 3 plan years on file (2022-2024), The Dow Chemical Company's sponsor-wide assets declined 1.0%, from $22.3B to $22.1B.
Where does The Dow Chemical Company Employees' Savings Plan rank by assets among Form 5500 filers?
The Dow Chemical Company Employees' Savings Plan ranks in the 100th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (among the largest 1% of all filed plans).
Which 401(k) plans are similar in size to The Dow Chemical Company Employees' Savings Plan?
Among 401(k) plans in other states, the closest by assets is Truist Financial Corporation 401(k) Savings Plan in NC ($10.1B, 55,480 participants).
Which 401(k) plans cover a similar participant headcount to The Dow Chemical Company Employees' Savings Plan?
Among 401(k) plans in other states, the closest by covered participants is Marsh & Mclennan Companies 401(k) Savings and Investment Plan in NY (18,101 participants, $6.7B in assets).