401(k) · DOL Form 5500 · 2023

Embrace Home Loans, Inc. 401(k) Plan

Data updated 2026-08-25

$77M
Total assets Below avg plan size
637
Participants Below avg headcount
89th
Percentile by assets National rank
$121,511
Avg per participant Near avg balance/head
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Official DOL plan name: 401(k) Plan for Dfh Companies · Sponsored by Embrace Home Loans, Inc. · Rhode Island · Finance & Insurance

$77M in assets, 637 participants

Embrace Home Loans, Inc.'s 401(k) Plan for Dfh Companies reported $77M in total assets and 637 participants in its 2023 DOL Form 5500 filing, ranking in the 89th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #7,416 in Finance & Insurance (8,869 peers)

Coverage in Rhode Island

401(k) Plan for Dfh Companies covers 637 participants in Rhode Island, about 44% of the average Rhode Island filer (state average ~1,449 per filing). Assets: $77M.

#7,416
in Finance & Insurance (8,869 peers)
+10.6%
assets growth YoY
0.8×
vs typical plan assets (national mean)

401(k) Plan for Dfh Companies's outsized position by total assets

401(k) Plan for Dfh Companies vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$77,402,627 Top 11% higher than 89% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

401(k) Plan for Dfh Companies among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. 401(k) Plan for Dfh Companies sits mid-pack in the medium band (637 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • 401(k) Plan for Dfh Companies reported net income rose from -$18M in the plan year 2022 filing to $7M in the plan year 2023 filing.
  • 401(k) Plan for Dfh Companies reported participants fell from 805 in the plan year 2022 filing to 637 in the plan year 2023 filing.
  • 401(k) Plan for Dfh Companies end-of-year assets rose from $70M in the plan year 2022 filing to $77M in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 050402708 · Embrace Home Loans, Inc. PY 2023 · 401(k)

401(k) Plan for Dfh Companies · $77M · 637 · 89th

  • 5500 $77M
  • ASSETS 637
  • PCT 89th
  • EIN 401(k)
  • RANK near Kitchell Affiliates Employees' Tax Deferred Savings Plan
  • PHOTO ind #7416

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with Finance & Insurance retirement plans → · Plans in Rhode Island →

401(k) Plan for Dfh Companies in the asset neighbourhood

Hps Investment Partners, LLC 401(k) PlanHps Investment Partners, LLC…$77M401(k) Plan for Dfh Companies$77MKitchell Affiliates Employees' Tax Deferred Savings PlanKitchell Affiliates Employee…$77MMartin/Martin, Inc. 401(k) PlanMartin/Martin, Inc. 401(k) P…$77MMendo Group Savings and Profit Sharing PlanMendo Group Savings and Prof…$77M
End-of-year total assets ($M) among 401(k) Plan for Dfh Companies and nearest nationwide 401(k) peers. Source: DOL Form 5500 plan year 2023.

Rhode Island filing particulars

Total Assets (Beginning of Year)$70M
Net Assets (End of Year)$77M
Net Income$7M
Employer EIN050402708
Plan Effective Date1986-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Embrace Home Loans, Inc.)

Sponsor-wide plan assets over time

All Embrace Home Loans, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$83M 18.190654101978932% vs 2022
2024 filing year
$65M$70M$75M$80M$85M 202220232024 $70M $82.7M ▲ +18.2%
Year Plans Participants Total Assets
2022 1 805 $70M
2023 1 637 $77M
2024 1 485 $83M

Nearby 401(k) Plans in Rhode Island

Peer 401(k) plans, same state, same plan type, ranked by total assets.

401(k) Plan for Dfh Companies vs. nearby 401(k) plans in Rhode Island, assets vs. participants Scatter plot of 6 data points. -1000000100000200000300000 -100102030 Total assets ($B) Participants 401(k) Plan for Dfh Companies, Total assets ($B): 0.077402627 · Participants: 637401(k) Plan for Dfh CompaniesCVS Health Future Fund 401(k) Plan, Total assets ($B): 27.588812025 · Participants: 265760CVS Health Future Fund 401(k) PlanTextron Savings Plan, Total assets ($B): 5.714708993 · Participants: 26580Textron Savings PlanCfg Retirement Savings Plan, Total assets ($B): 2.930113664 · Participants: 19047Cfg Retirement Savings PlanUnfi 401(k) Plan, Total assets ($B): 2.65846631 · Participants: 25475Unfi 401(k) PlanFm Global 401(k) Savings Plan, Total assets ($B): 1.684102096 · Participants: 4295Fm Global 401(k) Savings Plan
401(k) Plan for Dfh Companies vs. nearby 401(k) plans in Rhode Island, assets vs. participants
Compare 401(k) Plan for Dfh Companies side-by-side with 3 peers →

401(k) Plan for Dfh Companies's out-of-state 401(k) peers by assets and headcount

Outside Rhode Island, the nearest 401(k) by assets is Kitchell Affiliates Employees' Tax Deferred Savings Plan in AZ ($77M); by covered participants it is Clune Construction Company 401(k) Retirement Plan in IL (637 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (637 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did 401(k) Plan for Dfh Companies assets move in 2023? ▼
401(k) Plan for Dfh Companies grew at a solid clip - up 10.6% during 2023, from $70M to $77M. Reported net income was $7M.
How have Embrace Home Loans, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Embrace Home Loans, Inc.'s sponsor-wide assets grew 18.2%, from $70M to $83M.
Where does 401(k) Plan for Dfh Companies rank by assets among Form 5500 filers? ▼
401(k) Plan for Dfh Companies ranks in the 89th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which 401(k) plans are similar in size to 401(k) Plan for Dfh Companies? ▼
Among 401(k) plans in other states, the closest by assets is Kitchell Affiliates Employees' Tax Deferred Savings Plan in AZ ($77M, 768 participants).
Which 401(k) plans cover a similar participant headcount to 401(k) Plan for Dfh Companies? ▼
Among 401(k) plans in other states, the closest by covered participants is Clune Construction Company 401(k) Retirement Plan in IL (637 participants, $59M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 050402708.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.