ESOP · DOL Form 5500 · 2023

Community Financial Services, Inc. ESOP

Data updated 2026-08-25

$28M
Total assets Below avg plan size
244
Participants Below avg headcount
78th
Percentile by assets National rank
$114,056
Avg per participant Below avg balance/head
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Official DOL plan name: Community Financial Services, Inc. Employee Stock Ownership Plan · Sponsored by Community Financial Services, Inc. · Kentucky · Finance & Insurance

$28M in assets, 244 participants

Community Financial Services, Inc.'s Community Financial Services, Inc. Employee Stock Ownership Plan reported $28M in total assets and 244 participants in its 2023 DOL Form 5500 filing, ranking in the 78th percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #5,905 in Finance & Insurance (8,869 peers)

Coverage in Kentucky

Community Financial Services, Inc. Employee Stock Ownership Plan covers 244 participants in Kentucky, about 38% of the average Kentucky filer (state average ~647 per filing). Assets: $28M.

#5,905
in Finance & Insurance (8,869 peers)
-13.1%
assets change YoY
0.3×
vs typical plan assets (national mean)

The plan reported a net loss of $4M for the year, a single-year figure driven by markets and benefit payments, not a measure of plan health.

Community Financial Services, Inc. Employee Stock Ownership Plan's outsized position by total assets

Community Financial Services, Inc. Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$27,829,687 Top 22% higher than 78% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Community Financial Services, Inc. Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Community Financial Services, Inc. Employee Stock Ownership Plan sits mid-pack in the medium band (244 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Community Financial Services, Inc. Employee Stock Ownership Plan reported net income rose from -$6M in the plan year 2022 filing to -$4M in the plan year 2023 filing.
  • Community Financial Services, Inc. Employee Stock Ownership Plan end-of-year assets fell from $32M in the plan year 2022 filing to $28M in the plan year 2023 filing.
  • Community Financial Services, Inc. Employee Stock Ownership Plan reported participants fell from 256 in the plan year 2022 filing to 244 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 611016269 · Community Financial Services, Inc. PY 2023 · ESOP

Community Financial Services, Inc. Employee Stock Ownership Plan · $28M · 244 · 78th

  • NET $28M
  • BOOK 244
  • VS-ST 78th
  • BOY ESOP
  • SCH near East Coast Drilling and Blasting, Inc. Employee Stock Ownership Plan
  • EBSA ind #5905

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Kentucky →

Community Financial Services, Inc. Employee Stock Ownership Plan in the asset neighbourhood

Acme Truck Brake & Supply, Co. ESOPAcme Truck Brake & Supply, C…$28MLeevers Supermarkets, Inc. Employee Stock Ownership PlanLeevers Supermarkets, Inc. E…$28MEpl Employee Savings and Stock Ownership Plan (ESOP Portion)Epl Employee Savings and Sto…$28MCommunity Financial Services, Inc. Employee Stock Ownership PlanCommunity Financial Services…$28MEast Coast Drilling and Blasting, Inc. Employee Stock Ownership PlanEast Coast Drilling and Blas…$28M
End-of-year total assets ($M) among Community Financial Services, Inc. Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Kentucky filing particulars

Total Assets (Beginning of Year)$32M
Net Assets (End of Year)$23M
Net Income-$4M
Employer EIN611016269
Plan Effective Date1985-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Community Financial Services, Inc.)

Sponsor-wide plan assets over time

All Community Financial Services, Inc. plans reported in each filing year

Latest sponsor-wide plan assets
$31M 4.790882166470959% vs 2022
2024 filing year
$29M$30M$31M$32M$33M 202220232024 $32.5M $30.9M ▼ -4.8%
Year Plans Participants Total Assets
2022 2 523 $32M
2023 2 499 $29M
2024 2 489 $31M

Nearby ESOP Plans in Kentucky

Peer ESOP plans, same state, same plan type, ranked by total assets.

Community Financial Services, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants Scatter plot of 6 data points. -200002000400060008000 -10123 Total assets ($B) Participants Community Financial Services, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.027829687 · Participants: 244Community Financial Services, Inc. Employee Stock Ownership PlanHouchens Industries, Inc. Employee Stock Ownership Plan, Total assets ($B): 2.325722921 · Participants: 6764Houchens Industries, Inc. Employee Stock Ownership PlanStock Yards Bank & Trust Company 401(k) Employee, Total assets ($B): 0.14680249 · Participants: 1080Stock Yards Bank & Trust Company 401(k) EmployeeGray, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.126524729 · Participants: 1362Gray, Inc. Employee Stock Ownership PlanH & R Agri-Power Employee Stock Ownership Plan, Total assets ($B): 0.104682343 · Participants: 489H & R Agri-Power Employee Stock Ownership PlanKentuckiana Comfort Center, Inc. Employee Stock Ownership Plan, Total assets ($B): 0.094072192 · Participants: 650Kentuckiana Comfort Center, Inc. Employee Stock Ownership Plan
Community Financial Services, Inc. Employee Stock Ownership Plan vs. nearby ESOP plans in Kentucky, assets vs. participants
Compare Community Financial Services, Inc. Employee Stock Ownership Plan side-by-side with 3 peers →

Community Financial Services, Inc. Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Kentucky, the nearest ESOP by assets is East Coast Drilling and Blasting, Inc. Employee Stock Ownership Plan in NC ($28M); by covered participants it is Engeo Incorporated Employee Stock Ownership Plan in CA (244 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (244 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Community Financial Services, Inc. Employee Stock Ownership Plan assets move in 2023? ▼
Community Financial Services, Inc. Employee Stock Ownership Plan pulled back noticeably - down 13.1% during 2023, from $32M to $28M. Reported net income was -$4M.
How have Community Financial Services, Inc. plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Community Financial Services, Inc.'s sponsor-wide assets declined 4.8%, from $32M to $31M.
Where does Community Financial Services, Inc. Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
Community Financial Services, Inc. Employee Stock Ownership Plan ranks in the 78th percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Community Financial Services, Inc. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is East Coast Drilling and Blasting, Inc. Employee Stock Ownership Plan in NC ($28M, 156 participants).
Which ESOP plans cover a similar participant headcount to Community Financial Services, Inc. Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Engeo Incorporated Employee Stock Ownership Plan in CA (244 participants, $68M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 611016269.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.