ESOP · DOL Form 5500 · 2023

Guaranty Bank & Trust Company ESOP

Data updated 2026-08-25

$39M
Total assets Below avg plan size
243
Participants Below avg headcount
83rd
Percentile by assets National rank
$162,534
Avg per participant Above avg balance/head
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Official DOL plan name: Guaranty Bank & Trust Company Employee Stock Ownership Plan · Sponsored by Guaranty Bank & Trust Company · Mississippi · Finance & Insurance

$39M in assets, 243 participants

Guaranty Bank & Trust Company's Guaranty Bank & Trust Company Employee Stock Ownership Plan reported $39M in total assets and 243 participants in its 2023 DOL Form 5500 filing, ranking in the 83rd percentile by assets among filed plans. Figures are as reported by the plan sponsor to the Department of Labor, not audited or endorsed by PlainRetire.

  • #6,546 in Finance & Insurance (8,869 peers)

Where Guaranty Bank & Trust Company Employee Stock Ownership Plan sits by assets

Guaranty Bank & Trust Company Employee Stock Ownership Plan sits in the top quartile of all filed plans by assets, $39M for 243 participants (~$162,534/participant), up 10.6% in 2023.

#6,546
in Finance & Insurance (8,869 peers)
+10.6%
assets growth YoY
0.4×
vs typical plan assets (national mean)

Guaranty Bank & Trust Company Employee Stock Ownership Plan's outsized position by total assets

Guaranty Bank & Trust Company Employee Stock Ownership Plan vs every filed plan by assets

End-of-year total assets · plan year 2023 · DOL Form 5500

$39,495,651 Top 17% higher than 83% of 127,068 filed plans

This plan $0 $2,050,000,000 every filed plan with reported assets, bucketed by value

Dashed line + filled bar = this entry, among filed plans.

Source U.S. Department of Labor Form 5500 filings (EBSA) · plan year 2023

Guaranty Bank & Trust Company Employee Stock Ownership Plan among mid-size filed plans by headcount

Plan-year 2023 Form 5500 filings with a reported participant count, partitioned by headcount band, not by assets. Guaranty Bank & Trust Company Employee Stock Ownership Plan sits mid-pack in the medium band (243 participants).

What changed between DOL Form 5500 filings

plan year 2022 → plan year 2023

  • Guaranty Bank & Trust Company Employee Stock Ownership Plan reported net income rose from -$8M in the plan year 2022 filing to $3M in the plan year 2023 filing.
  • Guaranty Bank & Trust Company Employee Stock Ownership Plan end-of-year assets rose from $36M in the plan year 2022 filing to $39M in the plan year 2023 filing.
  • Guaranty Bank & Trust Company Employee Stock Ownership Plan reported participants rose from 233 in the plan year 2022 filing to 243 in the plan year 2023 filing.

See the national 2022→2023 release diff →

DOL schedule card

Filing strip 640166511 · Guaranty Bank & Trust Company PY 2023 · ESOP

Guaranty Bank & Trust Company Employee Stock Ownership Plan · $39M · 243 · 83rd

  • RANK $39M
  • PHOTO 243
  • IND 83rd
  • EOY ESOP
  • 5500 near Stoneage Employee Stock Ownership Plan
  • ASSETS ind #6546

Stamps derive from this plan's Form 5500 line items (assets, participants, type, EIN, cohort placement) - not a quality rating of the sponsor. Read with What is an ESOP? → · Plans in Mississippi →

Guaranty Bank & Trust Company Employee Stock Ownership Plan in the asset neighbourhood

D.L. Evans Bank Employees Stock Ownership Plan and TrustD.L. Evans Bank Employees St…$40MKenneth's Profit Sharing and Retirement PlanKenneth's Profit Sharing and…$40MStoneage Employee Stock Ownership PlanStoneage Employee Stock Owne…$40MGuaranty Bank & Trust Company Employee Stock Ownership PlanGuaranty Bank & Trust Compan…$39MCepeda Associates, Inc. Employee Stock Ownership PlanCepeda Associates, Inc. Empl…$39M
End-of-year total assets ($M) among Guaranty Bank & Trust Company Employee Stock Ownership Plan and nearest nationwide ESOP peers. Source: DOL Form 5500 plan year 2023.

Scale-class filing particulars (2023)

Total Assets (Beginning of Year)$36M
Net Assets (End of Year)$30M
Net Income$3M
Employer EIN640166511
Plan Effective Date1960-01-01
Filing StatusFILING RECEIVED

Sponsor Plan History (Guaranty Bank & Trust Company)

Sponsor-wide plan assets over time

All Guaranty Bank & Trust Company plans reported in each filing year

Latest sponsor-wide plan assets
$44M 22.818604569467418% vs 2022
2024 filing year
$40M$50M$60M$70M$80M 202220232024 $57.1M $44M ▼ -22.8%
Year Plans Participants Total Assets
2022 2 501 $57M
2023 2 532 $68M
2024 2 663 $44M

Nearby ESOP Plans in Mississippi

Peer ESOP plans, same state, same plan type, ranked by total assets.

Guaranty Bank & Trust Company Employee Stock Ownership Plan vs. nearby ESOP plans in Mississippi, assets vs. participants Scatter plot of 6 data points. 0500100015002000 050100150200 Total assets ($M) Participants Guaranty Bank & Trust Company Employee Stock Ownership Plan, Total assets ($M): 39.495651 · Participants: 243Guaranty Bank & Trust Company Employee Stock Ownership PlanLt Corporation & Affiliates Employee Stock Ownership Plan, Total assets ($M): 159.396413 · Participants: 399Lt Corporation & Affiliates Employee Stock Ownership PlanTelapex, Inc. Employee Stock Ownership Plan, Total assets ($M): 159.125246 · Participants: 1610Telapex, Inc. Employee Stock Ownership PlanMdr Construction, Inc. Employee Stock Ownership Plan, Total assets ($M): 93.605073 · Participants: 349Mdr Construction, Inc. Employee Stock Ownership PlanCommunity Bancshares of Mississippi, Inc. Employee Stock Ownership Plan, Total assets ($M): 80.926488 · Participants: 887Community Bancshares of Mississippi, Inc. Employee Stock Ownership PlanF.L. Crane & Sons, Inc. Employee Stock Ownership Plan, Total assets ($M): 77.794773 · Participants: 325F.L. Crane & Sons, Inc. Employee Stock Ownership Plan
Guaranty Bank & Trust Company Employee Stock Ownership Plan vs. nearby ESOP plans in Mississippi, assets vs. participants
Compare Guaranty Bank & Trust Company Employee Stock Ownership Plan side-by-side with 3 peers →

Guaranty Bank & Trust Company Employee Stock Ownership Plan's out-of-state ESOP peers by assets and headcount

Outside Mississippi, the nearest ESOP by assets is Stoneage Employee Stock Ownership Plan in CO ($40M); by covered participants it is Moody's Co-Worker Owned Employee Stock Ownership Plan in ME (242 participants). Same-state nearby plans are listed separately above.

Similar participant headcount

Nearest other-state filings by covered participants (243 participants); asset peers above are excluded.

DOL Form 5500 plan year 2023. Asset totals can differ widely at the same headcount; neither axis is a quality rating.

Frequently Asked Questions

How did Guaranty Bank & Trust Company Employee Stock Ownership Plan assets move in 2023? ▼
Guaranty Bank & Trust Company Employee Stock Ownership Plan grew at a solid clip - up 10.6% during 2023, from $36M to $39M. Reported net income was $3M.
How have Guaranty Bank & Trust Company plan assets changed over time? ▼
Across 3 plan years on file (2022-2024), Guaranty Bank & Trust Company's sponsor-wide assets declined 22.8%, from $57M to $44M.
Where does Guaranty Bank & Trust Company Employee Stock Ownership Plan rank by assets among Form 5500 filers? ▼
Guaranty Bank & Trust Company Employee Stock Ownership Plan ranks in the 83rd percentile by end-of-year assets among 127,072 plans that reported assets for plan year 2023 (in the top quartile of all filed plans by assets).
Which ESOP plans are similar in size to Guaranty Bank & Trust Company Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by assets is Stoneage Employee Stock Ownership Plan in CO ($40M, 142 participants).
Which ESOP plans cover a similar participant headcount to Guaranty Bank & Trust Company Employee Stock Ownership Plan? ▼
Among ESOP plans in other states, the closest by covered participants is Moody's Co-Worker Owned Employee Stock Ownership Plan in ME (242 participants, $33M in assets).

Source: U.S. Department of Labor, Employee Benefits Security Administration (EBSA), Form 5500 public disclosure dataset. Plan year 2023.

Source: DOL EFAST2 filing system (efast.dol.gov) - original filing retrieval by EIN 640166511.

Read our methodology - how this data is sourced, computed, and verified.

Data sourced from U.S. Department of Labor Form 5500 filings (EBSA). See our methodology for details.